Quitclaim Deed kana Interspousal Transfer Mutemo Wokurambana Kwevatengi Vekumba
Kunyange zvazvo zvingasava nguva yakakodzera yekutenga imba, iwe uchiri kuda nzvimbo yekugara uye, kana iwe wakagara uchigara mumba mako iwe, unogona kutenga imwe imba pakarepo. Kutenga imba kana kurambana kunogona, asi iwe ungada kubatsirana kwawakaroorana naye kuitira kuti uite. Chikonzero chacho? Nhepfenyuro makambani mumharaunda yemunharaunda ichareva kuti wawakaroorana naye asayine uye aone chimiro chekurega basa , kudisa / kutumira chero chido chaunowana mumba mako. Kunyange mitemo isiri yenharaunda yemitemo yenyika inogona kufunga nezvekutenga musha mutsva apo iri pakati pekurambana mari yemhuri.
Kana mumwe wako akatsamwira iwe kana kuti asingatauri, kuwana chibvumirano chekuregererwa kana kuendesa mberi kwekuita kunogona kuva kwakaoma kana kusakanganisika kusingakwanisi. Iwe unogona kuedzwa kuti uwane imba mune rimwe zita romumwe munhu, nhengo yemhuri kana shamwari, asi kana ukashandisa pamwe chete kuti uvanze kutenga, inogona kudzoka kukuruma iwe gare gare.
Chinonyanya kukosha ndechekuti mumwe wako akaramba kubatirana, iwe ungasakwanise kutenga imba kusvikira kurambana kwako kuchiguma.
MuCalifornia, pane nzira yepamutemo inonzi bifurcation, iyo inodzorera hutano hwako kune iyo munhu mumwe chete asi dzimwe dzidziso dzekurambana dzichiri kuchinjwa kunze, zvichienderana nehuwandu hwekuparadzanisa.
Nguva inotarisirwa ndeye mwedzi mitanhatu pakati penguva iyo wawakaroorana naye aishanda nemapepa ekurambana uye ikozvino. Kana iwe uri mumatanho ekutanga eCalifornia kurambana, kushamwaridzana hakuratiki sechinhu chakanaka.
Kubvumirwa neDare Rokutengeswa Kana Uchitenga Imba uye Kurambana
Dzimwe hurumende dzichada kuti kurambana kunobvumirwa nekambani kuitira kutenga imba kana iri pakati pekurambana. Izvi zvinowanzoitika kana "marital assets," kureva kuti mari yakawanda kana kuenzaniswa kwakawanikwa munguva yechato, inoshandiswa kutenga imba. Kumbira gweta rako kana iwe uchida kubvumirwa nedare remhosva kuti utenge imba kana uchirambana. Usangomhanya uye ubhadhara mari yemba , uchitarisira kuti hapana anozoona. Mumwe munhu achawana. Iwe haudi kuita zvinyorwa zvenhema pamagwaro ematare.
Kubhadhara Mari Yokutenga Imba uye Kurambana
Dambudziko rekutanga rinogona kuva rakakwana. Kana iwe uri mhuri yemhuri mbiri, kudonha kune umwechete-mubayiro wemutori kunogona kuderedza simba rako rokutenga remba. Vakadzi vasati vasaroora vanowanzotambudzwa zvakanyanya neizvi kupfuura varume nokuti vakadzi vachiri, muzuva ranhasi nezera, havawani mari kune vamwe nevarume. Izvi zvinoreva kwete chete kuti mudzimai anofanira kuvhara mararamiro ake nehafu asi zvichida zvakanyanya kuti azvidavirire pamusoro payo kudonhesa kwemari kubva kumhuri ine mhuri mbiri kusvika pasi peyomunhu mumwe chete.
Nyaya yechipiri inogona kuva yakakweretesa chikwereti, kutora zvinyorwa pasi , nekuda kwekuwedzera mari yakadai sekubhamony kana kubhadhara vana. Kana chikwereti chako chekupedzisira chikwereti chakanyanya kukwirira, unogona kubviswa. Munhu anonyora pasi angada kuona uchapupu hwokuti chikwereti chako hachingashanduki mushure mekurambana. Kana iwe uchiri kuronga zvinhu zvose uye kukurukurirana, izvi zvinogona kukonzera kukwereta chikwereti.
Kugadzira Imba Yenyu Idzva Mushure mekurambana
Pane zvinhu zvizhinji zvokutenga mushure mokutenga imba , uye mushure mokunge musununguka kubva kurambana, munogona kusara pamwe nehafu yezvigadzirwa zveimba yenyu. Kazhinji, kadhi kadhi rechikwereti rinovharwa. Iwe unogona kuzviwana iwe uchishandisa makashakiti asina mabhokisi sematafura uye uchiraira chiChinese kutora nokuti hauna microwave uye zvichida kubika yakanga isati yako yakasimba sutu.
Iwe unogonawo kuzviwana uchifunga kana iwe uchifanira kutora waunogara naye kuderedza mari, iyo inogona kuva yakagadzirisa mhinduro. Asi iwe unenge iwe une mukana wokutanga patsva mumusha wako mutsva.
Panguva yekunyora, Elizabeth Weintraub, CalBRE # 00697006, ndiye Broker-Associate kuLyon Real Estate muSacramento, California.