Kutsvaga Pfupi Kutaura Nhema Unotenda Kuti Ichokwadi

I Top Top Misconceptions About A Sale Sale

Vamwe vanhu vachakutaurira kuti vatengesi venguva shoma mabhengi mabhanhire, uye izvo hazvisi zvechokwadi. Izvo zvizere. Asi iyo haisi chikonzero chekudzivisa kushambadzira pfupi . Kunyange ogres vanofanira kudya.

Pfupi kutengesa kutora rap yakaipa kubva kune vashandi uye, saizvozvowo, vatengesi nevatengi, nemhaka yezvakawanda zvezvinyorwa nemafungiro asina kunaka. Pamusoro pezvinyorwa zvose zvinotyisa zvinotaura nezvekutengeswa kwenguva pfupi, iwe uchawanawo kubudirira nyaya.

Heano mafungiro maSpanu mashanu asina kunaka pamusoro pekutengeswa kwekfupi:

Kutsvaga Pfupi Nhema # 1: Mazana Madiki Tora 12 kusvika 18 Mwedzi Kuvhara

Ikukurumidza kudarika ndave ndakwanisa kuvhara chero cheS sacramento yekutengeswa kwemashure maduku kwakange iri mumazuva gumi nemana. Asi iniwo ndakamirira vatengi vaikwanisa kupinda mune imwe nzvimbo yomutengesi, mushure mokunge mutengi wacho akafamba asati agamuchirwa kutengeswa kwenguva pfupi , uye pedyo nemazuva makumi maviri nemasere.

Heino nguva yakatarwa yevhareji kutengesa kutsva kana chikwereti ichichengetwa nebhangi rebambani (uye haisi yeimbova chikwereti cheNyika):

Chinhu chacho ndechekuti kutengeswa kushoma kwakasiyana uye zvikamu zvose zvevatengesi zvakasiyana.

Bhengi iyo inoshumira chikwereti inogona kunge isingakwanisi kubhadhara chikwereti, uye naizvozvo bhangi inofanira kutevera mirayiridzo yevatengesi. Iwe haugone kuisa munwe pane chero bhizinesi rekutengesa shoma uye uridana naro bhengi rakaipa rekutengesa bhangi nokuti izvo zvingave zvisina maturo, kunyangwe iwe ungavenga bhangi iroro panguva iyoyo chaiyo.

Kutsvaga Pfupi Nhema # 2: Short Sale Buyers Inobhadhara Zvikuru

Mune dzimwe nzvimbo dzemaguta, mazita anonyorwa anogona kupa nemaune kutengesa kutsva pasi pekukosha kwemusika. Ndiyo mazano mashomanana ekutengeserana anoshandiswa kushandiswa kukwevera zvinhu zvakawanda .

Pashure pezvose, mutengo wakatarwa pamusoro pekutengeswa pfupi kunogadziridzwa, nokuti hauzozivi kuti mabhanji achabvumira chii kusvikira chinotumirwa. Asi mabanki akawanda achatarisa mutengo paanosvika 90% yemari yemari. Dzimwe mabhange anoramba zvishoma kutengesa nokuti zvinopiwa hazvina musoro.

Kutsvaga Pfupi Nhema # 3: Pfupi Kutengesa Mabhengi Haangagamuchiri Mubayiro Wakakomba

Vatengesi vanowanzoshamisika kuziva kuti mumisika apo mitengo yakawira pamusoro pemakore mashanu-gore, imba inogona kuve yakakosha 50% kana kuti zvishoma kwehuwandu hwepakutanga apo mutengesi akazvitenga. Mabhangi anonzwisisa maronda ekuderera.

Uyezve, mabhangi achazviongorora pachedu nezvekukosha uye anouya kumhedziso yakafanana. Kukosha kwemusha hakusi kuenderana nemari yekutengesa; inobva pakutengesa kwakafanana kwemazuva ano. Izvi zvinoreva bhaganhi inobvuma kukosha kwemashamba nokuti kana imba ichienda kuburikidza nekufananidzira uye zvakare kumashure pamusika, iyo inenge ichiri kutengeswa pamusika wekutengeswa.

Kutsvaga Pfupi Nhema # 4: Pfupi Kutengesa Vatengesi Inofanira Kuva Pasi Pamberi Bhanhire Richabvumirana Kutengesa Pfupi

Mabhangi anobvumira kutengesa kutsva zvichienderana nenhamo yevatengesi uye kukosha kweimba.

Vamwe vatengesi vangave vachinetseka kuti vaite mari yekubhadhara mari pamwedzi, asi havana kuwira shure mushure mekubhadhara kwavo.

Kunyange zvazvo chiri chokwadi kuti vatengesi varipo vanowanikwa nokukurumidza, mutengesi anogonawo kubhadhara mari yekubhadhara mari panguva imwe neimwe mwedzi uye vachiri kukodzera kutengeswa pfupi . Chimwe chimwe chekubhadharwa kwekuve ikozvino kune chikwereti mutengesi anogona kukodzera pasi pemitemo ye Fannie Mae kuti atenge imwe imba.

Kutsvaga Pfupi Nhema # 5: Vashandi Vanofanira Kubhadharwa Komisheni Yezasi

Mumazuva ekutanga ekutengeswa kwemashure madiki, mumakore e2008 kusvika muna 2008, mabhangi aireva kutengesa zvishomanana zvinyorwa zvinonyangadza, kazhinji kuderedza kambani yemajeri kumapuranga.

Mazhinji mabhangi iye zvino ari kubhadhara mitemo yevatendi. Pamusoro pazvo, Fannie Mae akagadzira hurongwa hwekubhadhara pamusi waFebruary 24, 2009, kubhadhara mutengo wekhomende inobvumirana pakati pevarume vekutsvaga uye mutengesi, kupa mari yacho haipfuuri 6%.

Ichi chivako chekubhadhara chinotakura HAFA kutengesa kutsva pamwe chete.

Panguva yekunyora, Elizabeth Weintraub, BRE # 00697006, ndiye Broker-Associate kuLyon Real Estate kuSacramento, California.