Nhanho Yokutanga ndeyokutora Mutengo Wenyu Wenguva Pfupi
Usati wanyengedza mushandi wako kuti ashandise iyo pfupi kutengeserana mazita muMLS, iri pfungwa yakanaka kumira uye kufunga nezvenhanho rekutanga mune kutengesa kutsva. Vatengesi vanonetseka zvikuru. Uye hazvishamisi. Vakawanda vavo vave vachiedza pasina kuita shanduro yezvikwereti kana kushanda kune imwe mhando yehutano yebhangi nebhangi ravo, uye ivo vanopera pfupa, frazzled. Vanoda kubviswa panhamo yavo.
Nokuda kwesimba uye kukanganisa kunowanikwa mumamiriro ezvinhu neimba iri pasi pemvura , zvinogona kuva zvakaoma kuti uve nemoyo murefu. Iwe unogona kuedzwa kuti ude chikwata chekutanga chekutengeswa kwepfupi uye svetuka zvakananga kugamuchira zvipo. Asi iwe ungangodaro uri kukanganisa kukuru.
Tora Nhano Yekutanga uye Tsvaga Kutengesa Kwako Kfupi
Chakavanzika chekucherechedza kutengeswa kwako kwemafukidzo kune bhangi rako uye rudzi rwechikwereti chakachengetedzwa kumba kwako. Chinhu chekutanga chekuita ndechekushevedza bhagheni rako uye kubvunza kuti ndechipi chikwereti chaunacho. Tsvaga kana chikwereti chako chiri chebhangi iroro kana kuti chiri cheimwe bhangi uye chako chiri chenguva yekushumira.
Iwe une mari yakawanda here? Iwe uchasangana nekushayikwa kwekutonga here? Iwe unogona kudikanwa kuwana mazano emutemo.
Zvichienderana nemhando yako yezvikwereti uye mamiriro ako ezvinhu, iwe uchazosarudza yako yekutengesa kutsva.
Chokutanga Tanga Kusarudza Yenyu Yenguva Pfupi Yokutengesa
Zvose zvishomanana kutengeswa zvakasiyana. Kana ukasarudza kutengeswa kusina kukodzera, iwe unogona kutarisana nemhosva yemunhu, uye iwe unogona kunge uri kurasikirwa nemari yekudzorera.
Hezvino zvakasiyana-siyana zvekutengesa zvishomanana zvaungakwanisa kuita, zvichienderana nemhando yako yezvikwereti nemamiriro ako ega. Iwe haufaniri hako kuenda mberi pane kutengeswa pfupi kusvikira wapedza danho rekutanga. Ndeupi rudzi rwekutengesa kutsva uchaita?
- HAFA Short Sale
HAFA kutengeswa pfupi kwaimbovapo chete kune vatengesi vekugara kwavo vane dambudziko rakaoma rezvemari uye mari shoma yemari. Yakanga yakagadzirirwa kurongedza nzira shoma yekutengesa, kusunungura vatengesi kubva kune chikwereti uye kupa rubatsiro rwekusimudza. HAFA zvishomanana kutengesa inopawo mutengesi kuchinja kwekusimudzira, kupa imba inotora. Zvisinei, HAFA shopu shoma haisisiri kushandiswa.
- Fannie Mae HAFA Kutengesa Pfupi
Hakuchina Fannie Mae HAFA Short Sales zvakare. Fannie Mae ane purogiramu yake yekutengesa pfupi iyo isingabatanidzi maHIVA mazano. Tarisa webhusaiti yeFannie Mae yekutengesa pfupi. Fannie Mae anowanzotendera kukurudzira muridzi weimba anotora nzvimbo yacho.
- Freddie Mac HAFA Kutengesa Pfupi
Freddie Mac kazhinji anotarisira kudengenyeka pamubhadhara wako wekutenga chikwereti. Masangano mazhinji ehurumende anotsigirwa neChinhu chinotsigira kuti iwe usiye kugadzirisa chikwereti chako. Panewo zvakare Freddie Mac HAFA kutengesa zvishoma zvakare. Freddie Mac anowanzobvumira chikonzero kune mwene weimba anogara pamba.
- Fannie Mae Short Sale
Ndisati ndavhara kutengesa kutsva kwa Fannie Mae umo mutengesi aripo. Chero rimwe nerimwe randakaita, Fannie Mae haazofungi kutengesa kutsva kusvikira mutengesi achibvuma kumira kugadzira chikwereti . Kuwana mvumo ya Fan Fania inowedzera kumwe kuwedzera kune nzira shoma yekutengesa uye inogona kuwedzera nguva iyo kugamuchirwa nemavhiki maviri kusvika mazuva makumi matatu.
- Freddie Mac Yakatengeswa
Bhengi imwe neimwe inobata Freddie Mac zvakasiyana zvakasiyana. Kazhinji, mabhengi ari kushanda chikwereti chaFreddie Mac anoda 4506 uye 1126 fomu. Iyo 4506 inobvumira bhandi kuti irongedze kopi yemitero yako inodzoka, uye 1126 ishoko rezvemari. Freddie Mac angave achida kuona kuti chikwereti chako chiri mumishure, zvakare. Hey, ihurumende. Hurumende inoda kuti iwe urege kuita zvikwereti zvako. Hazvisi izvozvi here? Kwete saizvozvo.
- Matambudziko eChechi Ashoma Kutengeswa
Mukutengeserana kwechidimbu, tsamba yako yakaoma ichaongororwa zvakanyanya. Iwe uchange uinewo mukana wakanaka wekufamba kunze kana yako chikwereti chakanga chakatenga mari yechikwereti. Izvo zvibatanidza zviviri zvinoita kuti zvibudirire uye zvakajeka zvakanyanya kutengeswa kusina kutengesa, kana pane mhuka yakadaro.
- Strategic Sale Short
Rimwe sangano rinomira kunze kwekushandira kwayo pfupi purogiramu yekutsvaga ibhi reBan America. MuBoperative Bank of America kutengeswa pfupi , bhangi rinotarisa mutengo wekutenga uye mutengesi, uye inotaurirana mutengesi wevatengesi zvisati zvaitika, imba yako isati yasvika pamusika. Bhizinesi reAmerica rakanyatsogadzirisa purogiramu yekubambisana uye inogona kuifunga pane imwe nyaya-ne-case based.
Inhema ndeyekuti mutengesi anofanira kutarisana nematambudziko emari kuti aite zvishomanana kutengesa. Zvisinei, kana usina dambudziko, pamwe chete iwe une chikwereti chakaoma , iwe uchangobhadhara mari yakawanda pane kungova pasina dambudziko zvachose. Zvakafanana nokuve nematambudziko maviri pamusoro pako. California vatengesi vanorambidzwa kuti vasamanikidzwe kuita mari.
- Mortgage Insurance Short Sale
Kana chikwereti chako chiine mortgage inshuwalense, MI ichawedzera imwe nheyo kune iyo nzira. Imwe kambani ye mortgage inshuwarheni ichadikanwa kubvumirana kana kurambidza kutengesa kutsva. Yeuka mupfungwa kuti kambani yerinishuwarensi inotora chikwereti ichabhadhara chero nzira - kufambisa kana kutengeswa kwenguva pfupi -uye inogona kubhadharwa zvakanyanya kuti iite chinyorwa. Ini ndingati maitiro acho anenge 50 / 50. Nechipi chero ipi zvayo, MI yako ichave yakabuda kunze kwebhizimisi. Dambudziko guru naM MI ndiyo inogona kupiwa mupiro, kana chikwata chekusimudzira kana mari yekubvumira.
- Mari Maviri Pamutengo Wenguva Pfupi
Chinhu chakanakisisa kutaura pamusoro pezvikwereti zviviri pakutengeswa pfupi kunenge pasina pari pasina mortgage inshuwarheni, asi dzimwe nguva muteresi wekutanga anotora mutezo wake MI. Zvichienderana nerudzi rwechikwereti chechipiri, kunyange zvakadaro, uyo anokweretesa angave kana kuti asingadi kubatana. PSA Yaro inogona kupa hurukuro yakawanda yezvemari yekufambisa kupfuura kutengeswa kwenguva pfupi, asi pane zvakaitika kwandiri mamiriro ezvinhu aya haawanzoitiki. Kazhinji, yechipiri inotora mari inosvika $ 3,000 kusvika kune $ 6 000 kana zvakadaro uye inofamba.
Panguva yekunyora, Elizabeth Weintraub, DRE # 00697006, ndiye Broker-Associate kuLyon Real Estate muSacramento, California.