Mushure mekunge mumwe munhu afa, nhengo dzemhuri dzichada kuwana yese yemapepa anokosha emashizha. Ichapa nhengo dzemhuri uye, kana zvichidikanwa, gweta renzvimbo achibatsira mhuri yacho nekugadzirisa nyaya dzakagadziriswa dzekupedzisira, zvose zvese zvine ruzivo ruzivo runodikanwa kupedzisa probate kana kuti trust trust settlement process .
Pasi pane runyorwa rwemashoko anodiwa kugadzirisa dzimba kana kuvimba. Makopi emapepa aya akanaka kunze kwekunge ataurwa.
01 Asset information
- Nhoroondo dzeAkaunti - Kusanganisira mabhengi ebhengi, mabhengi ekubhadhara mari, uye mabhizimisi ekurasira (IRAs, 401 (k) s uye annuities) kwemwedzi mishomanana vasati vafa.
- Upenyu hweInishuwarenzi yehupenyu - Cherechedza kuti kune mamwe mazano akwegura kambani yveshuwarisi ichada kudzoka kwepurogiramu yepakutanga.
- Zvinyorwa Zvitsvaga - Kwemishuwarenzi yehupenyu, marenda epamberi, kubhadharwa pamafa efa uye kuendeswa kune dzimwe nyaya dzekufa .
- Mabasa Edzimba Zvechokwadi - Pane zvakajairika zvakajairika kuti chiito chepakutanga chinodiwa, asi kopi yakanaka.
- Motokari dzeMotokari uye Bhoti - Mazita ekutanga achadikanwa kutumira mutemo wepamutemo.
- Stock uye Bond Certificates - Pamatokisi kana zvibvumirano zvakachengetwa mupepeti yemvumo, chiremba chepakutanga chichadikanwa kutumira mutemo wepamutemo.
02 Yakananga-Yakachengetedza Mabhizimisi Emabhizimisi
Kana iyo yakagadziriswa ine bhizinesi rakanyatsochengetedzwa, ipapo makopi kana zvinyorwa zvemashoko anotevera zvichadiwa:
- Corporate, LLC kana Ma Partnership Documents - Izvi zvinosanganisira makopi emakambani ehurumende kana zvinyorwa zvesangano nemaminitsi; kopi yesungano yevashandi, chibvumirano chekushandira, kana chibvumirano chebvumirano; maminitsi ekunyora misangano uye zvisarudzo; uye zvigadzirwa zvepakutanga kana LLC zvekutumira mutemo wepamutemo.
- Nhoroondo dzeAkaunti - Kusanganisira mabhengi ebhengi, mabhengi ekubhadhara, uye mabhadharo ekurega mari kwemwedzi mishoma asati afa.
- Motokari dzeMotokari uye Bhoti - Mazita ekutanga achadikanwa kana zita rezvemitemo richaendeswa.
- Zvibvumirano - Kusanganisira zvikwereti, zvikwereti, uye kushanda zvibvumirano.
- Mabhizimisi Emabhizimusi - Kudai malayisensi emunharaunda uye enyika.
- Inotora Mutero Inodzoka - Federal uye state inodzoka kwemakore matatu apfuura.
03 Zvibvumirano
Kopi kana kuti zvinyorwa zvezvibvumirano zvinotevera zvichadikanwa:
- Prenuptial Zvibvumirano - Kusanganisira chero kuchinja.
- Postnuptial Agreements - Kusanganisira chero kuchinja.
- Mitero - Kusanganisira zvikwereti zvemunhu, mitsara yechikwereti, uye mari yekugadzirisa mari, pamwe chete nemashoko ekutanga ekuvimbisa .
- Kubhadhara - Kusanganisira real estate uye motokari dzimba.
04 Bhiri
Mamwe mapepa aya anotevera achadiwa:
- Utility Bills
- Cell Phone Bills
- Credit Card Bills
- Zvikwereti nemitero yevanhu - kusanganisira mitsara yechikwereti
- Real Estate Bills Bills
- Storage Unit Bills
- Mishonga yemishonga
- Bhiriro reMari
05 Zvivako Zvokugadzira Imba
Kana iyo yakagadziriswa ine chirongwa chemuzinda, ipapo mabhuku kana zvinyorwa zvemashoko anotevera zvichadiwa:
- Chido chekupedzisira uye Testamende uye Codicil (s) - Chido chepakutanga uye codicils zvichadikanwa nokuti kana chepakutanga chisingawanikwi, zvino zvinofungidzirwa kuti decedent yakavaparadza,
- Revocable Living Trust uye Chigadziro (s) - Kazhinji kopi yekuvimba kana kuchinjwa ndiyo yose inofanirwa.
06 Mutero Kunodzoka
Mamwe mapepa emitero inotevera ichadiwa:
- Imwe Mitero Inodzoka - hurumende nehurumende kwemakore matatu akapfuura
- Chipo Chipo Chinodzoka - hurumende nehurumende
07 Zviyeuchidzo zvekufa
Multiple, zvivako zvekufa zvepakutanga zvichatsirwa kugadzirisa nyaya dzakagadziriswa dzekupedzisira. Ndinokurudzira kuraira zvishoma zvishoma gumi.
08 Matanho Okutora Mushure mekufa Kweumwe Munhu
Kana imwe nguva mapepa anokosha akawanikwa, tarisa nyaya dzinotevera kuti uone zvaunofanira kuita zvinotevera: