Unofanira Kubvumira Mumwe Munhu Kutora Pamusoro Pengoro Yako?
Mhinduro shomanana: kunyange kana iwe ukwanisa kuwana mumwe munhu kutora nzvimbo yako, zviri nani kutengesa motokari kana kubva mubhajiro zvachose.
Muedzo
Nekwereti chero ipi zvayo, ingave iwe une imba kana iwe uri kubhadhara pane motori, inoratidzika semafungiro akanaka: tsvaga mumwe munhu anoda uye akakwanisa kuita zvikwereti zvaidiwa, uye famba kubva pachigadzirwa. Mutengi anobatsirwa kubva pasi-pasi-mberi mari uye kubhadhara kunofanirwa. Anokweretesa anowana kuramba achiunganidza kubhadhara sokunge hapana chakaitika. Chinonyanya kukosha, iwe unowana rusununguko rwunofambira mberi - munhu wose anokunda.
Zvinosuruvarisa, zvakaoma kupfuura izvozvo.
Njodzi
Iwe uchiri kutarisirwa kubhadhara kusvikira iwe usati wabvisa zvachose zvibvumirano zvawakaita. Kana iwe ukanyorera chikwereti, chikwereti chako chiri pamutsara, uye iwe uri mutoro wekutora chikwereti chakabhadharwa. Iyo ngozi haina kutumira kune mumwe munhu anongotora motokari yako uye anotanga kuripa.
Kana zvikwereti zvisingasviki kusvika (chero zvikonzero zvipi - wakwereta wako anogona kufa, kuchinja pfungwa dzake, kurasikirwa nebasa rake, kana kuparadza motokari), kambani inokweretesa kana yekambani inotora matanho pamusoro pako (vateresi havasi nepamutemo vane kodzero yekuenda mushure me "mutengi" wako nokuti havana chibvumirano chesayinini).
Izvo zvinogona kusanganisira kutumira kero yako kumakosheni, kutumira mhaka, kutora mubhadharo wako, nezvimwe.
Pakupedzisira, mutengi wako haana ganda riri mumutambo - unoita.
Best Solution
Kuti ubvise njodzi yako, bvisa basa rako rekuripira, kutengesa motokari yako (kunyange kana iwe uchiri nemari pari ) uye ubhadhara chikwereti.
Nekubhadhara kwemazuva mashoma pamwedzi, zvinogona kuva nyore kukodzera chikwereti chitsva .
Iwe unogona kubvunza bhadha rako nezvekuendesa chikwereti kune mumwe munhu. Hazvigoneki kuti iyi ichinhu chisarudzo, asi iwe hauzombozive chokwadi kusvikira iwe uchikumbira.
Kana iwe wakabhadhara motokari, ungaedza kuitengesa uye kubhadhara chikwereti. Motokari yako ine kukosha, uye iwe unogona kushandisa izvo zvakaenzana kuti uwane mari (iwe ungasawana zvakakwana kuti uibhadhara zvachose, asi iwe unenge uchinge wakagadzirisa zvinhu).
Izvo zvinogonawo kuve nyore kutamisa chikwereti pane mutengesi apo mutoro wekubhadhara unoshandiswa zvepamutemo kune mumwe munhu. Mawebhusayithi akawanda anopa basa iri - asi tsvakurudzo yako kuitira kuti uve nechokwadi chokuti unoshanda nemunhu anoremekedzwa (uye iva nechokwadi chokuti mutoro wako 100% wabviswa).
Nzira Dzakasiyana (Pros uye Cons)
Kana iwe usingakwanisi kubhadhara zviri pamutemo iwe webasa rekuripa, iwe une zvimwe zvishoma (kunyange zvisingashamisi) zvisarudzo.
Refinance:
Zvichienderana nezvamunoda, kugadziridza chikwereti kunogona kupa rupo. Kunyanya kana chikwereti chako chavandudzika kubvira watenga motokari, chikwereti chitsva chinogona kuuya nemutengo wakaderera uye mubhadharo wakaderera.
Kana iwe uchigadzirisa, zvingave zvichiedza kuendesa kubhadhara yakaderera kunogona.
Kuti uite izvozvo, iwe ungasarudza nguva yakareba yakabhadhara (makore mashanu kana kupfuura, somuenzaniso), kuwedzera makore iwayo pamusoro pei nguva yawakatora kare kubhadhara chikwereti. Asi cherechedza: apo kubhadhara kwakaderera kunonakidza, kutambanudza chikwereti kunokubhadhara kupfuura kwenguva refu . Iwe unotanga nechikwereti chitsva, zvinoreva kuti iwe unodzokera kumashure ekutanga kwechikwereti apo iwe unofarira mari inenge yakakwirira.
Trade in
Kana iwe uchida motokari yakasiyana, iwe unogona kutengesa mumotokari yako yaivepo, uye kuwedzera chero chikwereti chisina kubhadharwa chikwereti kumari yako yekwereti itsva. Asi iyo haisati iri pfungwa yakanaka - sekutambanudza chikwereti (icho chinodhura zvakawanda mukufarira), uri kutowana chikwereti chakasimbiswa pamotokari yako itsva.
Repossession
Kana pasina chimwe chezvisarudzo pamusoro pebasa (uye iwe unoda kubhadhara chikwereti), zvingava zvakanakisisa kupa zvikwereti pamusoro pemutengi wako.
Kana iwe uchizvipira kuipa motokari , iwe haungabhadhara mari yakazara yekudzorera - asi iwe ucharamba uine mhosva kune chero chikwereti chisina kubhadharwa, uye chikwereti chako chichatambura . Asi zvisinei iwe uchasunungura kukwira kwemari uye iwe unogona kutanga nzira yekuenderera mberi. Taura nemunhu ane chikwereti chikwereti usati warega kubhadhara kana kupa gwara rako.