Chii Chinoita Kuti Uwane Chikwereti Chako
Pane zvinhu zvishanu zvinokosha zvinokanganisa chikwereti chako : chikwereti chekubhadhara, chikwata chekwereti, nguva yekwereti yekwereti, mhando dzekwereti dzekwereti, uye mibvunzo kumushandi wekwereti yako.
Mamiriro ako emabasa uye mari yako haisi zvinhu zvinokonzera zvakakwana chikwereti chako. Zvechokwadi, vako vane chikwereti uye zvikwereti zvekwereti hazvikwanisi kunyange kuziva kuti wakarasikirwa nebasa rako kunze kwekuti iwe uvaudze.
Chikwereti Chakwereta Chingave Chingave Chakakanganiswa, Zvisinganzwisisiki, Nehupfumi hwaJobho
Izvozvo zvakati, chikwereti chako chikwanganiso chingave chakakanganiswa nemabasa ako kurasikirwa, kana kuti iwe unobata sei chikwereti uye kubhadhara chikwereti munguva yako yekushaiwa basa. Izvi ndezviitiko zvinokonzera chikwereti izvo zvinogona kuitika semugumisiro wekurasikirwa nebasa rako:
- Iwe unowira kumashure pane kadhi rako rechikwereti kana kubhadhara chikwereti: Mushure mokurasikirwa nebasa rako, iwe unogona kunge usingakwanisi kugara ikozvino pamitero yako yese, zvinonzwisisika zvakadaro, sezvo iwe wakatambura kurasikirwa kunoshamisa kwemari. Zvisinei, kubhadhara kwemazuva makumi matatu kunononoka kuchiri kuziviswa kune zvikwereti zvekwereti uye zvichaita kuti chikwereti chako chikwanise. Mari yekubhadhara ndeye 35% yekwereti yako chikwanganiso uye chikuru chikuru chinokonzera chikwereti chako. Izvo zviri kumashure kwako zvinowanikwa pamitemo yako, kunyanya chikwereti chako chikwereti chichagadziriswa.
- Iwe unowedzera zvikwereti zvako zvekadhi rechikwereti kana kutora chikwereti chitsva kuti uwane zvigaro zvese: Unogona kunge wakarasikirwa nebasa rako asi iwe uchiri nemari yekubhadhara. Kana iwe usina mari yakakwana yekuchengetedza kana kana kusabatsirana kwebasa zvisingakwanisi kuvhara zvese zvezvikwereti zvako, unogona kutendeuka kumakadhi echikwereti kana zvikwereti kuti uwane zvigaro. Dambudziko nderekukwira zvikwereti zvekadhi rechikwereti uye chikwereti chikuru zvinogona kukuvadza chikwereti chako chikamu - mukana wekwereti ndeye 30% yekwereti yako chikoro. Pamusoro peiyo, chikwereti chaunacho, iyo inowedzera mari yako yepamwedzi inogona kuva. Izvo zvichaita kuti uwedzere kuwedzera mukukwanisa kwako kuwana zvigaro.
- Iwe unovhura maverengi matsva kuti uwane mari yekubhadhara zvikwereti zvako: Kuzarura maakaunti matsva kunogona kukuvadza chikwereti chako chekwereti munzira mbiri. Chokutanga, nhoroondo itsva dzichaderedza nguva yako yechikwereti, iyo inenge 15% yekwereti yako chikoro. Chechipiri, mamwe mahomwe emubvunzo wechikwereti - 10% yemari yako chikoro - ichaunzawo chikwereti chako chikoro pasi.
Chikwereti chechikwereti chekuunganidza, kubhadhara, kubhadhara, kubhadhara mitero, uye chikwereti chemudzidzi chisipo ndeye zvimwe zviitiko zvinokanganisa chikwereti zvingaitika munguva yako yekushaiwa basa. Izvi zvinokuvadza chikwereti chako zvakanyanya uye zvakanyanya kuoma kuti uwane kubva pane kubhadhara kwekupedzisira kana kukwereta kadhi rechikwereti.
Chengetedza Chikwereti Chakwereta Nokutsvaga Kwako Jobho
Zvakakosha kuchengetedza chikwereti chako chikwereti, kunyange iwe wakarasa basa rako. Vashandi vazhinji vanoita chikoro chekuongorora sechikamu chekubhadhara. Nhoroondo yekwerekiti yakazara ingakurega iwe basa raunogona. Iwe uchasangana nedambudziko iro vamwe vakawanda veAmerica vanobata naro: vachida basa kubhadhara zvikwereti zvenyu uye kuvandudza chikwereti chako asi hachikwanisi kuwana basa nekuda kwechakaipa chikoro chenhoroondo.
Mumwe muvanhu vana vasingashandi anoti munhu anotarisira kubhadhara akabvunza akakumbira cheki chekwereti mubasa rekushanda kwemabasa, maererano neongororo yakaitwa naDhemos.
Mutsvagwa imwecheteyo, mumwe wevatatu akati havana kubhadharwa nekuda kweruzivo pamusoro pehupoti ravo rechikwereti.
Zviri pachena kuti, kana uchinge usingachashandi, zvinenge zvakaoma kuti urarame kubva pakushaiwa basa, kuchengetedza, kana kuti wako waro chete. Ita zvose zvaunogona kuti urambe uchiita chikwereti chako chimirira saka hachizogadziri munzira yekuisa basa rako rinotevera.