Gore rapera kugadzirisa mutero kunokuchengetedza mari nekufumura mikana yekubvisa mari kubva kune IRA gore rino uye haubhadhara mutero; kubvisa zvishomanana zvishoma kubva kuIRA yako, uye saka hutano hwako hwemagariro evanhu hahuzokwanisi kutengesa ; Shandura chikamu chako wenguva dzose IRA ku ROTH IRA uye ubhadhara mutero paine 15% chete; kukohwa mari inowanikwa muholo ye 0% mutengo wekutengesa ; Kukohwa kwemari kurasikirwa kuitira kuti chikamu chavo chinogona kushandiswa mukurwisana nemari inowanikwa.
Iwe hauzombogoni kuwana mikana iyi pasina kuita urongwa usati wapera gore. Pasi pane nzira nhatu iwe unogona kufamba nayo.
1. Shandisa An Online Programme
Iwe unogona kushandisa iyi 1040 mutero wokuverenga kuenzanisa yako federal mutero wemhosva yegore razvino. The calculator ine pop-up zvikwangwani zvinokubatsira kuti uenzanise kubhadhara kwako, kubhadhara, uye kubhadhara mitero.
Unganidza mashoko anotevera musati watanga:
- Mutero wegore rakapera kudzoka - shandisa izvi se template kuti uenzanise kuti chii chinofanira kuitika pairi gore razvino
- Bhinda stubs kuratidzira gore rako kune rimwe zuva mari uye mari yekubvisa mari
- Mashoko ekutsvaga kwekutsvaga kutarisa kufarira, zvikamu. uye akaziva kuwanikwa / kurasikirwa pamwe chete nekuwana zvisizvo zvisizvo / kurasikirwa
- Ruzivo rwezvinhu zvose zvinotarisirwa uye zvigadziriswa, kusanganisira mari yekuchengetedza hutano, kutora chikwereti chido, kuongororwa kwemari yakawanikwa kubva kubasa rega, uye ruzivo pamusoro pezvimwe zvinotengeswa zvakabatanidzwa panguva yegore
Pros: Izvo software inoita basa rakanaka rekugadzirisa zviri kuitika iyezvino mumutemo wemitero. Tine ruzivo rwekugovera kubva kumitero yemitero chaiyo, uye kana inopa yacho yakarurama, software inopa mhinduro yakarurama.
Mutengo: Kana iwe usingaiti iwe pachako mutero wekudzoka kana kuisa mari, kuunganidza ruzivo rwakarurama uye kuongorora nzira yekuisa nayo inogona kuva basa rakaoma.
Mukuwedzera, kana iwe uri kutotora Social Security mafairo iwe uchada kushandisa imwe yakagadzirisa yekutengesa kuInternet kuti uone chikamu chemari yako inobhadharwa kuitira kuti iwe ugone kuisa nhamba iyoyo mu 1040 kuverenga pamusoro apa.
2. Shandisa Mutero Wegore Rakapera Kudzoka
Imwe nzira iri nyore yekuita mutambo wegore yekugadzirisa mutero ndeyekudhinda kudzoka kwegore rapera, uye mumucheto nyora mukufungidzira kwako kwenhamba dzegore rino. Iwe unogona kuita muongorori wepa bhora - kuwana zvakanyatsotsanangurwa nokuunganidza kunofungidzirwa pamutsetse wega wega. Kana wati wanyora muhuwandu hwako, ita zviyero nematare matsva kuti uenzanise mari yako yaunotora uye uone kuti chii chekwereti yemutero wako wepamusoro wemari inowanikwa inowira.
Shandisai bhati yemutero kuti uone kana iwe uchifanira kutsvaga kubhadhara zvimwe kana kana uine nzvimbo mubhaketi yako yemutero kuti uwane mari yakawanda, kana kushandisa pfuma yakawanda kana kurasikirwa kukohwa .
Pros: Inokurumidza, nzira iri nyore yekuwana ballpark kuongororwa.
Mutengo: Hausi kukubvumira kubhadharira chero shanduko yekodhi yemutero, yakadai semari chero ipi zvayo iwe unogona kukodzera. Mukuwedzera, kana iwe usingaiti iwe pachako mitero yekudzoka kuunganidza kuongororwa kwakajeka, nekufungisisa kuti zvinhu zvose zvakabatana pamwechete zvinogona kuva basa rakaoma.
3. Kandira Mudzidzisi
Iwe unogona kukumbira CPA yako kana mupiridzi wezvemari akakodzera kuti utange mutero wekupedzisira wemutero iwe.
Iwe unogona kuwana chigumisiro chakanaka pamwe chete nemazano anonzwisisika.
Iwe unoda kuvapa nekufungidzira kwezvinhu zvose zvaunofunga zvichaita kuti iwe udzorere mutero, zvino uvakumbire mazano maererano nemhando dzezvirongwa zvekurega basa kugovera, nzira dzekuwedzera kukodzwa, kana iwe uchifanira kuita nechinangwa chekuwana mari yakawanda kana kurasikirwa .
Pros: Anyanzvi achaziva mibvunzo ipi yaunokumbira kuti ikubatsire kuunganidza mashoko akakodzera. Vachakwanisawo kukubatsira kukurudzira pane zviito zvakatora kutora, zvichienderana nhamba yako (iyo inogara iri nani kudarika chinhu chaicho chaunoverenga pane internet).
Cons: Mari. Vazhinji vadzidzisi vachabhadhara mutengo weawa wega wega kuita basa iri.