Zvipfeko zvehupfumi zvehupfumi zvinoita kuti zvive nyore kuona kuti uri kushandisa mari yakawanda sei
Kana uchida rubatsiro rwekugadzirisa mari yako uye kushandisa mari yako pachako pasi pesimba , purogiramu yebhajheti inogona kunge iri izvo zvaunoda kuti uwane pane. Kune zvikwereti zvakawanda zvebhajeti zvingasarudzwa kubva mumazuva ano. Shanduro itsva yemari uye mapurogiramu ezvebhajimenti inobuda mavhiki mashomanana zvinoratidzika, saka kubvisa kunze kwevasina kuvakwa uye kuisa pfungwa pazvinhu zvakanaka zvebhajimenti zvinogona kunge zvakaoma. Takaita basa rakaoma kwauri nekuita urongwa hwemari yakanakisisa yezvibhadharo kunze uko nhasi.
01 Best Overall: Mint
Mint ndeye yekare uye inozivikanwa zvikuru yebhajeti apps. Inowanikwa neIntuit, iyo ikambani inoita Quickbooks neTurboTax, Mint inopa zvinhu zvakasiyana-siyana kuti zvikubatsire kutarisa nekutarisa mari yako kubva kune guru rondedzero yemabhanki, kadhi rechikwereti, vatengesi, vatengesi uye mamwe masangano emari.
Iyo inouya nemhando dzakasiyana-siyana, asi inonyanya kukosha yakagara iine bhaibheri rayo, iyo iri mberi uye inopinda paunopinda mazviri. Mint inongorongedza zvinhu zvekutengeswa kubva kune chikwereti chakabatanidzwa uye debit makadhi uye inozviona pamusoro pebhajeti iwe unogona kuigadzira uye zvigadzirire pane zvaunoda. Wana mazano kana iwe uchienda kune bhajeti, uye uone neboka kana kutarisa yako yakawanda mari inoyerera kuti uwane mufananidzo wakazara wekuti mari yako inoenda mwedzi wega wega.
02 Zvakanakisisa Kuti Uchengetedze Kubva Pasi Pose: PocketGuard
Sezvo zita racho rinoreva, PocketGuard inogona kukubatsira kuti urege kushandisa mari yakawandisa. Iyi purogiramu yebhajeti inobatanidza nezvose zvenhoroondo yako yezvemari uye inokubatsira kuti utarise mari yako uchienzaniswa nebhajari yako mwedzi wose.
Iri purogiramu ndeimwe yezvinyorwa zvekugadzirisa nekubatanidza kubhengi yako yebhangi, uye inotevedzera mari yako yemwedzi, mapirosi, mari uye mari yaunenge uchienda. Iri sangano rekubhadharira kunyange rine zvimwe zvingakubatsira kuti uone mumwe nomumwe wega uye uwane mikana yekuchengetedza. PocketGuard inotarisa kubhadhara zvikwereti zvefoni, TV uye makambani eInternet, somuenzaniso, uye inokubatsira kuwana chirongwa chiri nani pamashandiro ako emwedzi. Haisi kungobatsira iwe kutarisa bhajeti yako, zvinokubatsira kuderedza mari yako!
03 Best for Type-A Personalities: Unoda Budget
Iwe Unoda Bhijitori ine machechi-akafanana nevateveri vanofa-vakaoma vanoratidzira norudo ku-app seYNAB. YNAB inotora nzira yakasiyana yehuwandu hwemari. Panzvimbo pokuvimba nemaitiro emagariro emari, iwe unovaka bhajeti yako zvichienderana nemari yako, kupa dhora rose basa mubhadharo yako. Izvozvo zvinosanganisira zvose kubva kurarama mari kune zvikwereti zvekuchengetedza nekuchengetwa kwemari. Kusiya dhora risingaverengeki nokuda kwemasimba aunofunga pamusoro pemari yose yaunopedza.
Chirongwa chacho chikuru kune vanhu kana vakaroorana vanoshanda pamwe chete mubhajethi yavo. Inopa zvose desktop uye mobile interfaces, maitiro ekuenzanisa mabhengi emabhangi ako ega kana kuisa mari, uye inosanganisira kukwereta kwemari uye zvinangwa zvekutevera zvinokubatsira kukukurudzira kusvika kune zvinangwa zvemari yako.
04 Best for Just Budgeting: Wally
Wally haisi iyo inyoresa yakawanda yekufamba nayo yakaenzaniswa nevamwe kune iri urongwa, asi inoshanda zvakanaka chimwe chinhu: kubhadharira. Iyi purogiramu inokubatsira kuti utarise mari yako, mari uye inokupa chinyorwa chebasa rako rinosara kuti rikubatsire kurega kudarika.
Zvimwe zvakakurumbira neMillennials, iyi purogiramu yakasununguka kushandisa uye ine zvose iPhone ne Android version (iyo Android version inonzi Wally +). Chimwe chikomborero chakakura inotsigirwa nemari yose yekunze kwenyika, iyo inoita kuti ive sarudzo yakanaka kune avo vanogara kunze kweUnited States.
05 Best for Cash Style Budgeting: Mazai
Cash bhajitori inobhadhara zvakanaka kuvharopu yekubhadhara, mararamiro ekugadzirisa mari apo iwe unoisa mari mumabhopupu ezvinyorwa zvakasiyana siyana zvekushandisa, uye kana imwe vhokupepe isina chinhu, bhajeti yako yezvikamu zvose inoshandiswa kwemwedzi. Izvi zvakanyanya kuoma nekwereti uye makadhi ekubhadharira, asi maBuvelopes anoita kuti zvive nyore kutevera mari yemararamiro emadhora mune imwe bhajitori yenyika.
Kunyange zvazvo isingasunungurwi, mafupukisi anopa kukwanisa kushamwaridzana nemakero emari asingagoneki uye kuisa bharuki yekare inoshandiswa kushandisa kuongorora nguva yako yekushandisa. Nenguva chaiyo yebhajhini inofanana, iwe uchaziva kana iwe unogona kutenga iyo cappuccino kana kuti unoda kumirira bhajeti yako kuti idzoke zvakare mwedzi unotevera.
06 Best for Couples: Goodbudget
Aimbozivikanwa seAlex Easy Envelope Budget Aid, Goodbudget ndiyo nzira yakakwana yevakaroorana vanoda kugoverana mari yavo pamwe chete. Inoshandisa envelope inofanirwa kubhadhara mazano ekugadzirisa hurongwa hwako hwehuwandu hwemari yako yese nekushandisa. Nokuti unogona kugoverana uye kubvumirana nemabhadharo nemabhadhareti mazano kune iPhone uye Android spectrum, zvakakosha kune vakaroorana vane mari yakagoverana, asi inoshanda zvikuru kune vheji vega, zvakare.
Paunowedzera mutengesi mutsva, iwe une sarudzo yekuwedzera kuurawa kwakakwana kwemashoko uye kuputsa mari muzvivhurukiti zvakawanda. Budget neboka (inonzi mavhopufomu mu app) uye kusvika kusvika kune gumi pasina. Wedzera kune mavhopu mavulopu kubva pamari yako yaunowana mazuva ose ekubhadhara uye iwe uchaziva kuti iwe uine zvakadini zvakasara kune iyo inofadza kutenga.
07 Best App Inotsigirwa neAkaunti yeBhangi: Nyore
Izvo zviri nyore kudarika basa rebhajimi, iyo yose yebhangi yebhangi inotora chikwereti chekare chekutarisa uye ine matani ekushandisa bhajeti inobatsira yakavakwa. Apo bhajeti yako nebhangi rako zvinorarama mune imwechete app, zviri nyore kuchengeta uye kuchengeta zvinhu zvose zviri pasi pekutonga nokuti iwe unongova nenzvimbo imwe chete yekushanyira kuona nekutarisa mari yako.
Zviri nyore kuti uone mari yako uye uchishandise kamwe chete, uye une chinangwa chekuita kuti uite kuti uwane mari yako. Iko kunonzi Safe-to-Spend® chinhu chinokuudza kana iwe uri munzira yebhajheji yako kana kana kushandiswa kunogona kukanganisa zvirongwa zvako. Pasina mari, iyi inotonhorera zvikuru-in-imwe bhangi uye bhajeti.
08 Best for Investors: Personal Capital
Pamwe Chete Imwe inopa hupfumi hwakazara hukuru hukurukuro sarudzo, murobrid robo-mazano uye mubatsiri wehutungamiri hwevanhu mune imwe. Asi pasina kubhadhara zana, iwe unogona kuwana Bhuku reMuzinda wekuda mari yekutsvaga dashboard, iyo inosanganisira zvimwe zvikwereti zvisingabhadhari zvemari.
Muzinda weUno Iwe pachako wakaisa huwandu hwekusimbisa kune rumwe rutivi rwekutsvaga kwezvigadziro, nekusununguka, kuongororwa kuongororwa kwekubhadhara mari yako, makirasi easset nezvimwe zvinhu zvinokosha. Iko kushamba kwemari uye zvigadziro zvebhajeti hazvirevi zvakadzama sevamwe pane izvi, asi vanoshanda zvakanaka chaizvo vachishandisa nzira yakafanana yekutsvaga kwekutenga kubva kunekodha dzakabatana.