Unofanira Kubvuma Mushandi Wekubhadhara Inishuwarenzi Inobatsira Here?
Kazhinji, vashandi vanofunga kuti zvakakosha kuwana zvikwereti kana vakarwadziwa kubasa asi kubvuma kushandiswa kwemari yemainishuwarenzi evashandi vako hakusi nguva dzose iri sarudzo yakanakisisa kune wese wese.
Pane hutano uye hutano kubvuma kushandiswa kwemari yehutengesi yevashandi uye kana iwe usinganzwisisi kuti zvinoshanda sei iwe haugoni kuita sarudzo yakanakisisa iwe pachako.
Mushandiro Wemushandi Inishuwarenzi: A History
Iwe unogona kufungidzira uchikuvadzwa mubasa rako uye chinhu chaungaita chaungaita ndechokumhan'esa waunoshandira kuitira kuti aratidze kuti vaine mhosva yekukuvara kwebasa rako? Ndizvo zvaiwanzove pakutanga kwema1900. Kare kare kana mumwe munhu akakuvadzwa kubasa, kazhinji aingofanira kubata nemari yakarashika, kuwana rimwe basa, kana kugara nehurema hwekusingaperi. Izvi zvaive nokuti vanhu vaifanira kuratidza kuti kukuvadzwa kwakakonzerwa nekuchengetedzwa kwemamiriro ekuchengetedza uye kuita izvo zvaifanira kuenda kumatare. Vazhinji vashandi vaisagona kuwana mari yekubatana nevanoshandira avo. Nhengo dzekushandira nadzo dzinofadza dzakasimudzira vashandi mari yekudzivirira mari yekuchengetedza vashandi. Pakazosvika 1949 vashandi vemunyika yose vaida nemutemo kuti vape rubatsiro rwehushandi hwehushandi hwevashandi.
Iye zvino inshurensi yekubhadhara mari yevashandi yave yakawanda kupfuura kungoita mari yehomwe yakarasika. Zvichienderana nezvenyika yaunogara, mushandi wehutano inshuwarheni anogona kupa mari yekurasikirwa mubhadharo, kubhadharwa kwezvikwereti zvezvechiremba, uye kunyange inshuwarisi yehupenyu kune vanovimba navo kana iwe ukafa pabasa.
Kubhadhara Kwevashandi Inishuwarenzi Inoshanda
Kana iwe uri kushanda uye uchikuvadzwa paunenge uchishanda iwe unowanzopa ruzivo kuti kukuvadza kune mutariri wako.
Nomutemo une kodzero yekurapa. Kana pane chimwe chikonzero iwe haugone kushanda nekuda kwekukuvara kwako, iwe uchapiwa mari nemushandi wako anobhadharwa kubva kumubhizimisi wehutengi hwevashandi vake. Mari yakawanda sei uye yakareba kwenguva yakareba sei iyo mari inobva pahurumende nzvimbo yako yebasa iripo. Vashandi vako vashandisi yemari yemishandiro inopawo mari yekubhadhara. Inonzwika zvakanaka chaizvo? Zvakanaka, pane basa-kubvuma kubhadharwa kwehushandi hwehushandi kubva kumushandi wako.
Zvose Basa Rinodikanwa Rinofanira Kuziva Nekubvuma Bhizimisi Inoshuwarenzi Yevashandi
Vashandi vakawanda havatauri pfungwa yechipiri apo vanobvuma kushanda kwemubhadharo wemashandiro ekubhadhara mari. Asi, ivo vanofanira. Kana mumwe munhu akakuvara kubasa rake uye achibvuma kushandiswa kwemari yeruzhinji, vanosiya kodzero yavo yekupomera vashandi vavo. Yeuka nhoroondo yevashandi yekubhadhara inshuwarisi kubva kumusoro? Vanhu vaisagona kukwidza vashandi vavo kuitira kuti mutemo wakagadziriswa waida kuti vashandi vose vabatsire inshurensi yemari yehutengi. Ndicho chikonzero chakaitwa, kwete kungopa mibairo yakarashika uye kurapwa kwevashandi asiwo kuchengetedza vashandi kuti vasatongwa nguva yose.
Saka iwe unoziva sei kana iwe uchatorerwa zvakanaka kana ukasarudza kubvuma inshurensi yemari yehutengi?
Nzira Yokuita Nayo Kuti Mushandiro Wemushandi Wako Kukuvadzwa Kunotarirwa Zvakanaka
Muzviitiko zvakawanda kubvuma mushandi wekumubhadhara wemushandi wemushandi wako ndiyo sarudzo yakanakisisa. Washandi wako haadi kuti iwe uvapupurire uye kazhinji vachaita zvakanakisisa kuti vakubatsire kuwana utano zvakare uye kudzivirira chimwe chiitiko. Asi mamiriro ese ezvinhu uye kukuvadza kwakasiyana uye nzira yakanakisisa yekuziva kana iwe uchifanira kugamuchira mushandi wemushandi wako wehutano inshurenzi ndeyekutarisana nemugweta gweta. Izvi zvakakosha kana iwe uine kutyisa kwehupenyu kana chimwe chinhu chaunofunga chinogona kuchinja kuva chiremara chekusingaperi. Nzvimbo huru kune mamwe mashoko chaiwo pamusoro pemubhadharo wevashandi inshumo ndeye Workers Compensation Insurance website.
Ichakubatsira iwe kunzwisisa nheyo dzemitemo yenyika kumubhizimisi wemari yehutengesi uye kunyange inosanganisira zviwanikwa nehurumende kune vakuvadzwa nevashandi pamwe neforamu uye nhau dzega kubva kune vakuvadzwa.