Iwe unokwanisa sei kubhadhara zvikwereti zvako zvepamwedzi uye uchiri nechero zvakasara kuti uise pamusi wezuva remvura? Heano nzira shanu dziri nyore dzekugadzira purojekiti yekuchengetedza yakaoma , chero chii chaunowana mari iripo.
1. Chengetedza Pakutanga, Kwete Sezvakaitika shure
Nzira yokutanga yekuchengetedza haisi yekumirira uye kuona kuti "wakasiya" papi pamwedzi, asi pane "kuzvipa iwe pakutanga." Pakutanga kwemwedzi (kana nguva imwe neimwe yaunobhadharwa), kuisa parutivi chimwe chiyero kune mari yako yekukurumidza kusati waita chimwe chinhu.
Kana imwe nguva mari iyi yakachengeteka mubhuku rekuchengetedza kwako, haungamboedzi kuiridzira pane zvimwe zvinhu zvose zvinowanzosimudza.
2. Gadza uye Uchikanganwe
Tora zvinhu imwe danho rinowedzera nekugadzirisa zvaunenge uchigadzirisa kuderedza chero mukana wekukanganisa kwevanhu (kana utera). Gadzira kuchinja kwekutsvaga kubva pane zvaunotarisa kumari yako yekuchengetedza pakutanga kwemwedzi wega wega (kana nguva imwe neimwe paunowana mubhadharo) saka hapana mukana iwe uchakanganwa kuisa mari iyi kunze kana kuishandisa kune zvimwe zvinhu.
3. Stash Your Windfalls
Ramba chido chekushandisa mari ipi zvayo inowanikwa. Kana ukawana chekudzokorora, chekubhadhara mutero kana kunyange $ 20 mu kadhi rokuberekwa kubva kuna Amai vako VaPatricia, gadzirisa pakarepo muchikwata chako chekuchengeta mari .
Sezvo iwe usina kuverenga mari iyi sechikamu chebhadharo yako yemwedzi, iwe hauzombofi iwe, uye mhepo yose duku ichakubatsira kuti uswedere pedyo nemari yako yekuchengetedza.
4. Kanda Mari Yenyu
Kusunungura mari yakawedzerwa yekuchengeta nekutora chikamu chekundu kubhajheji yako uye kuchera mafuta akawanda sezvaungaita.
Unonyatsoda here kubhadhara iyo 700 makedhi emakamuri?
Unonyatsoda kudya katatu pavhiki here? Nhindi imwe neimwe yaunogona kubvisa kubva kumari yako yemwedzi wega wega inokupa mari yakawanda yaunogona kuisa kune rako rekutsvaga mari. Shandisa mabhizinesi ekushandira bhajeti kuti uwane nzira dzekuchengeta.
5. Rega Mari Yako Ikure
Iva nechokwadi chokuti mari yauri kuchengetedza iri kukushandira iwe nokuiisa mu-akhawunti yakakonzerwa yakachengetwa, iyo mari yemakethe kana CD iyo inogona kukura nekukupa mari yakawanda mumugwagwa. Mari imwe neimwe inowedzera, saka iva nechokwadi chokuti uri kuwana huwandu hwekudzoka kwekutsvaga kwako.