Basic Types of Contingent Sale Offers
Kunyangwe kune zvakawanda zvakasiyana-siyana zvekugoverana , vazhinji vanoomerera kune imwe yezvimi zviviri:
- Mutengesi achachengetedza pfuma pamusika asi agamuchire chipo chekutsvaga, kupa vanotengi vane 72-hour (negotiable) kutanga-kodzero-ye-kuramba chiziviso chekuita muchiitiko chino mutengesi anogamuchira zviri nani kupa.
- Mutengesi achabvisa imba yacho kubva pamusika ndokumirira mutengi kutengesa musha wemutengesi.
Mikana ndiyo mutengesi achasarudza chisarudzo chimwechete asi vatengi vangasarudza sarudzo mbiri. Chikonzero icho mutengesi aigona kugamuchira sarudzo mbiri ndeyo kana pasina kukwanisa kuva chero vamwe vatengi vanoita chipo chokutenga . Vazhinji vatengesi havangamiri nokusingaperi uye vachatsanangura zuva rekutengesera kwekuvhara. Kana imba yomutengesi isina kutengeswa nezuva iroro, mutengesi unogona kubvisa.
Chii chine 72-Hour Chiziviso Chinofanira Kuita Chipo Chinodiwa?
Chiziviso chekuita chinogona kuva chenguva ipi zvayo yakataurirana: maawa makumi maviri nemaviri, maawa 48 kana chero nhamba yemazuva.
Nguva iyo nguva ipi zvayo mutengi uye mutengesi anogona kubvumirana. Chokutanga, mutengesi anotumira chiziviso chemaawa 72 kuti aite kune mutengi, achizivisa mutengi uyo mumwe mupiro wakagamuchirwa uye mutengi iye zvino ane maawa 72 kuti abvise dambudziko rekutengesa musha wemutengesi. Kana mutengi asingabvisi dambudziko rekutengesa, kazhinji mutengesi ane kodzero yekuda kubviswa kwekontrakiti uye kudzorera mari yakasimba kudhodhi kune mutengi.
Zvisarudzo zvekubvisa kusagadzikana kwekutengesa pasi pekutanga kodzero yekuramba
Nokugamuchira chipo chinopesana kwenguva yakati, mutengesi ari kupa mutengi kutanga kuramba kwekuramba. Kana mumwe mutengi achida kutenga imba uye mutengi asati amutengesa kumba, mutengesi angabvunza mutengi kubvisa dambudziko.
- Wana bhiriji yemari. Zvakanakisisa kuti utange kugamuchirwa kwebhorodha rehutori usati wawana chiziviso chemaawa 72 kuti uite. Nenzira iyi, iwe hauzove uchifamba-famba uchiedza kuedza kusimudzira mari pamusoro pezuva risingaiti mazuva matatu. Bhiriji yezvikwereti ndiyo yakashata nokuti iwe uchabhadhara mari yechikwereti.
- Tora imba yekuenzanisa chikwere chechikwereti. Vazhinji vateresi havangakupi mari yekukwereta yemusha kana imba yako iri pamusika, uye mutengesi haagone kubvuma chipo chinenge chiripo kunze kwekuti imba yako iri pamusika. Asi haisi Catch-22. Kana iwe ukamisa imba yekuenzanisa chikwereti chekwereti usati waisa imba yako pamusika, unogona kungotamisa mari kana kunyora cheki.
- Shandura chikwereti chako kune chikwereti chakakwirira-ku-kukosha. Kana iwe uri kuronga kuisa pasi, taura, 20% kutenga imba yako itsva , kuisa pasi zvishoma uye kuwana mari yakakwirira yekubhadhara mari. Zvino, apo imba yako pakupedzisira inotengesa, unogona kushandisa mari yekubhadhara pasi pasi. Iva nehanya kuti vazhinji vakakwirira mari-ku-value ratios inotora huwandu hwemari.
- Borrow the down payment from a relative. Vamwe vatengi vekumba vanotora bhangi raMama nababa apo dambudziko rinomuka. Handizivi kana kutenga imba itsva inogadzirisa dambudziko mumhuri yako, asi mune dzimwe mhuri, inodaro. Pamwe Uncle Joe achakupa iyo iyo nhaka pakutanga? Hazvingakuvadzi kubvunza.
- Bvisa uwandu hwako hwekutengesa uye tariro yezvakanakisisa. Ndinoziva kuti iwe ungave uchifunga sei ikozvino: "Ari kusvuta kuputika here?" Asi kana uine chivimbo chokuti imba yako ichapedzisira yatengesa, vamwe vatengi vanosarudza sarudzo iyi.
Pasi-panjodzi Dambudziko rekubvisa kusagadzikana kwekutengesa
Usati wabvisa dambudziko rekutengesa, dzoongorora chibvumirano chako chekutenga nemweya uye uwane mazano ezvemutemo kuti uone kodzero dzako pasi pechibvumirano. California mabhizimisi ekutenga, somuenzaniso, zvinoreva zvakajeka kuti mari yako yakanyatsoisa mari inenge iri pangozi kana iwe usina kukwana pane kontrakiti.
Wakaisa mari yakawanda sei? $ 1 000? $ 5,000? $ 10,000? Kana uchikwanisa kurarama nekurashikirwa nemari iyo nokutora gamba iyo imba yako inotengesa, zvingave zvakakosha kwauri. Kana zvisina kudaro, edza kuchengeta dambudziko munzvimbo.
Uchapupu hweChikwata Chekuvhara
Apo dambudziko rinenge rabviswa, vatengesi vanowanzokumbira uchapupu hwemari yekuvhara. Izvi zvinodzivirira vatengi kubva pakubvisa pasina chikonzero pasina chinangwa chaicho chokuvhara (kwete kuti iwe waifunga kuti). Kana hama yako ine mari, kazhinji tsamba yechipo kubva kune hama uye kopi yemabhishopu emabhangi kana ma-stock accounts yakakwana kugutsa chikwereti chako uye mutengesi.
Panguva yekunyora, Elizabeth Weintraub, CalBRE # 00697006, ndiye Broker-Associate kuLyon Real Estate muSacramento, California.