American Collectors Insurance ndiyo muperekedzi wenyika ye inshuwarisi yevatori vemotokari. Inishuwarenzi yaro inowanikwa kuburikidza nehutano hwevanhu vanozvimiririra , kuburikidza nehushuwarani sangano hubatanidzwa uye zvakananga nevatengi. Iko kambani inopawo kugoverwa kwezvinhu zvakagadziriswa zvakadai sewaini mazambiringa, mitambo yememorabilia, matampu, mari uye mabhuku emashizha. Dzimba rekambani iri iri muCherry Hill, New Jersey.
Kambani yevabereki veAmerican Collectors Insurance chikamu cheAsurant, Inc. uye Assurant Specialty Property. Assurant is Fortune 500 Company inoshandiswa pane S & P 500 pasi pechiratidzo, AIZ . Yakatangwa muna 1892 uye inotarisana neNey York City. Muna 2014, Assurant aive nemari yegore re US $ 10.38 mabhiriyoni.
Simba reMari uye Vatengi veMitambo
Kambani yevabereki veAmerican Collectors Insurance, Assurant, Inc. ine mazano akanaka emari ekukwikwidza kubva kumasangano makuru ehushuwarenzi :
- AM Best : "A-" Zvakanaka
- Muchidimbu & Zvakaipa : "A-" Simba
- Moody's : "A2" Simba
American Collectors Insurance haisi yeBusiness Business Bureau yakagamuchirwa bhizinesi asi ine "A +" BBB rating.
Eligibility Requirements
Collector motokari dzinotsigirwa neAmerican Collectors Insurance dzinofanira:
- Idzingwa pane zvishoma uye kwete semutyairi wezuva nezuva.
- Haana kushandiswa pakutsvaga Dzidzo yeDriver.
- Akagara mugaraji rakavharidzirwa kana rakakiyiwa.
Purogiramu Yemazano
American Collectors Inishuwarenzi ine magadzirirwo ezvinyorwa zvekugovera mapeji ezvinotevera:
- Ngarairi dzekuunganidza : Vatori vemotokari vanoiswa inshuwarisi pane "chibvumirano chakatenderana". Izvi zvinoreva kuti kana muchiitiko chekurasikirwa kwakakwana, iwe unofukidzirwa kune chibvumirano chakubvumirana uye hapana kuora kwekuderedza kushandiswa kwemari yako yakabviswa. Kune zviyero zvitatu zvemakirongwa zvinowanikwa zvichienderana nekuwanda kwekuronga kwako paunotyaira motokari dzako. Zvirongwa izvi zvinokwana 2 500 makiromita kusvika mairi mazana manomwe kubva pagore. Iwe unofambisa apo motokari yako iri kudzorerwa. Iko rinotapurika kwezvinhu rinowedzera zvinowedzera motokari yako inosvika kusvika 6%. Pano panewo zvikamu zvekudzivirira, kuiswa kwekutsvaga, kusarudzwa kwezvinyorwa zvepamusoro uye kugoverwa kwekutsvaga kwemotokari ichangobva kuwana.
- Tsvimbo & Tsika : Dhauriro inowanika yezvigadziriswa motokari ye $ 40,000 kana yepamusoro muhuwandu nezvimwe zvikwereti zvinowanikwa kune motokari / zvinyorwa zvinokosha zvinopfuura $ 250,000. Zvimwe zvikamu zvinosanganisira kukosha kwakabvumirana, zero dzakakodzwa, zvigadziro kusvika kune 7 500, kugoverwa kwemotokari mukudzorera, kutengesa kwemafuro, kutengesa zvikamu zvekuchengetedza uye kugovera zvakananga kwemotokari ichangobva kuwana.
- Antiques uye Collector Motokari : Mutemo wekare uye wekushambadzira motokari inopa kubvumirana kunobvumirana kwevatokisi motokari (kazhinji anopfuura makore makumi maviri) ayo anoshandiswa pamabasa anofadza kana kuita zvekuita. Kuparidzirwa hakuwanikwi muNy uye muNC chete kugoverwa kwekukuvara kwemuviri. Zvinangwa zvezvematongerwo enyika zvinosanganisira kutengesa kwekuchengetedzwa kwenyika, kutaridzika kwekutsvaga kwemotokari ichangobva kugadzirwa
- Collectibles : Kugoverwa uku ndeyekuvhadzira motokari pamwe nekubvumirana kwekukosha kwekugoverana, kusarudzwa kwakakura kwekuchengetedza, kutengesa kwemafuriko emhepo uye kugoverwa kwekutsvaga kwemotokari itsva. Zvinotsigiro zvepurogiramu zviripo kuvhara kutumira uye kushandiswa kwemotokari.
Emergency Roadside Assistance - TLC Plan
Iyo hurongwa hwemigwagwa inofanirwa nemigwagwa, chirongwa cheTLC, chinopiwa neAmerican Collectors Inishuwarenzi inouya muPlatinum, Gold uye Sirivha uye inopa mubhadharo wemhando idzi dzekubatsira:
- Emergency Towing
- Kubatsira Kwemugwagwa
- Emergency Lockout
- Lost Key Return
- Emergency Travel Expense
- Car Show Expense
- Kubba Mubayiro
- Migumisiro yega
- Kungoerekana Kufa nekudengenyeka
- Ambulance Assistance
- Bhaari Bond
- Kudzivirira Kwemitemo Kubatsira
- Hit uye Run Run Info Reward
- Trailer Guard
Zvikomborero Zvikuru uye Nhengo dzebasa
American Collectors Insurance inopa zvikomborero zvinonakidza uye nhengo dzebasa. Zvirongwa zvePurogiramu uye kuwanika kunogona kusiyana nehurumende.
- Chibvumirano chakanaka : Kana chiitiko chekurasikirwa kwese, iwe uchagamuchira "chibvumirano chakubvumirana" zvishoma iwe unodhakwa.
- Mileage Plans : Mileage zvirongwa zvinowanika pa 2,500-5,000-kana 7 500 makiromita.
- Kurasikirwa : Kutengesa kumotokari yakashandurwa $ 40,000 kana mukuru uye motokari / kukohwa pamwe nekukosha kwemas $ 250,000. Kutora motokari yakawanda kunowanikwawo.
- Mafuro Emuchengetedza : Imotokari yemotokari yako inowedzera zviri nyore kusvika kusvika pa6% pasina mari yakawedzerwa.
- Automatic Coverage : Imotokari yepamusoro yakatengwa panguva yako yemitemo yakavharwa kamwe chete kwemazuva makumi matatu kusvika ku $ 25,000.
- Spare Parts : Izvi zvinoshandiswa kuparadzanisa kushandiswa kwezvimwe zvikamu zvemuti wenyu wemotokari kusvika ku $ 500 kuburikidza nekurasikirwa pasina chekuwedzera mari.
Pros & Cons
Pros
American Collectors Insurance inotsigirwa nekambani yayo yemubereki, Assurant, Inc., iyo ine simba rakanaka rekushaya mari. Mipiro yaro yemitengo yevatori veshuwarisi ine zvikomborero zvinonakidza uye zvikamu zvinosanganisira kubvumirana kwekukosha kwekuchengetedzwa, inflation varindi uye zero yakabviswa. Kune vanoita basa, motokari inofarira uye vatori vepakutanga, ndiyo inofanirwa kuongororesa kana ichitsvaga kukosha kwepamusoro peinishuwarenti yevatori vemushuwarisi.
Cons
Sangano rinobvumirana rinokosha rekugovera haritauri mumatunhu e MA, TX kana VA.
Contact Information
Kuti uwane mamwe mashoko pamusoro pekuwana tsananguro yeinishuwarenzi yevatengi kana kuti udzidze zvakawanda pamusoro pezvose zvinopiwa zvinogadzirwa, unogona kushanyira maInternet Collectors Insurance website kana kutifonera (800) 360-2277, Muvhuro-Chishanu, 8:30 am kusvika 7:00 pm. EST & Mugovera, 9: 00 mangwanani kusvika 5:00 pm.