Bhizinesi Life and Casualty Company inotarisa kutanga kwayo kusvika muna 1879. Kambani iyi inotarisirwa kuChicago, Illinois uye inonyanya kuishuwarenzi uye kubhadhara mabasa kune vakwegura vanopa Medicare supplement inshuwarisi, inshuwarisi yehupenyu, annuities uye inshurenzi yekuchengetedza inshuwarisi kune vatengi vari muUnited States . Kambani yevabereki yeBankiers Life and Casualty ndiyo CNO Financial Group.
Iyo kambani inotengesa inishuwarenzi yayo uye michina yekurasikirwa kuburikidza nehutano hwemahofisi anopfuura 275 eUUS uye 5000 vashandi.
Kubatanidzwa kwevanhu uye kudzorera kumunharaunda chikamu chinokosha chebasa reBanki Life Life uye Casualty Company. Kuburikidza nekubhadhara kwayo kweAlzheimer's Association, Bankers Life neCasualty inoshandisa mari yekusimudzira mari uye zvipo zvehurumende. Inotsigirawo Zvokudya zveMunharaunda Purogiramu Yegorosi muChicago kuburikidza nemipiro uye fundraising zviitiko. CNO Financial Group inobata kodzero yekutumidza maBanersers Life Fieldhouse umo zviitiko zvakawanda zviripo zvinosanganisira kusanganisira NBA Indiana Pacers, ice hockey, koji yebhokiti, makonti emunharaunda nezvimwewo.
Nhepfenyuro Yakagadzirirwa Mahesera
Bhengi Upenyu neHumanualty ndeyekambani yehushuwarisi yakasimba. Heuno maitiro aya aya masangano ehurumende yehushuwarenzi yakarongwa nekambani:
Bhizimusi Bhizinesi Bureau Rating
The Better Business Bureau faira yeBanki Life Life and Casualty yakavhurwa muna 1963 uye yakava bhizimisi rakagamuchirwa muna 2013. IBBB inopa mabhengi Upenyu neHumanualty itsananguro "A +". Kwemakore matatu, makore makumi mapfumbamwe nematanhatu akaiswa muchengeti uye kambani yacho ine zvikamu zvinokwana 3.72 kubva kune 5 nyeredzi dzinotaridzirwa nevatengi vanoongorora 16 (15 negative reviews uye 1 positive review).
Zvipomene zvinopikisana nekambani zvakaiswa munzvimbo dzinotevera: zvinetso nezvibereko / basa (73); vimbiso / nyaya dzevimbiso (1); nyaya dzekuendesa (15); kubhadhara / kuunganidza nyaya (12) uye kutengesa / kutengesa (11). Panyaya idzi, 16 dzakagadziriswa kuti mutengi agutsikane.
Inishuwarenzi Products uye Retirement Services
Nharaunda Mabhengi Upenyu neHumanualty vamiriri veUnited States vanopa bhizinesi yevashandi nemishandirapiritiri yemishandirapamwe zvinosanganisira:
Life Insurance
- Nguva Youpenyu Inishuwarenzi : Purogiramu yemainishuwarenzi ehupenyu inopiwa kwemazuva mashanu, gumi kana makumi maviri.
- Whole Life Insurance : Mapurisa ehupenyu hwehupenyu hwehupenyu hunopa hupenyu husingagumi-kudzivirirwa kwenguva refu nemishonga yakagadziriswa pamusoro pehupenyu hwematongerwo enyika. Ichi chirongwa chinopawo chekuchengetedzwa kwemari yekuunganidza mari.
- Universal Life Upenyu Hwinshuwarisi : Inishuwarenzi yehupenyu husingagadzirisi kuronga kupa zvipo zvinoshandiswa kubhadhara kusarudzwa uye mari inokosha kukoshesa iyo inokonzera mitero.
Medicare Supplement Insurance
- Medicare Supplement Inoronga Mapurogiramu A, B, F : Izvi zvirongwa zvinogona kubatsira kubhadhara zvinhu zvisina kuvharwa neMurengeti kusanganisira co-inshuwarheni, kutarisirwa kwekuchengetwa kwechipatara, mabasa echiremba, kunze kwekurapa uye ambulance services.
- High Deductible Option Inogadzirira G, KL, M, uye N : Inopa sarudzo yakakosha yokuchengetedza mari painishuwarenzi yako.
- Medicare Mufaro Wekugadzirisa : Mishonga Inobatsira Mazano anopiwa nevasiri vemuviri.
- Medicare Chikamu D Mishonga yemishonga Inodhaka Mishonga : Zvirongwa zvepachirongwa chekushandisa zvinodhaka zvinopiwa nevasiri vemuviri.
Annuities
- Fixed Interest Annuity : Chirongwa chekusarura chinowana chikwangwani chakasimbiswa chechirwere chekuda uye ine mitero-isina kukwana. Mitero inobhadharwa apo mari inodzingwa.
- Fixed Index Annuity : Iyi kambani yekurega mari inosungirirwa kune imwe nyika yemari yemari uye inokubvumira kuti uwane chikwereti pasina kuisa mari mu annuity fund yako.
- Annuity Immediate : Zvirongwa zvenguva pfupi inotengwa zvinotengwa nechingwa chimwe chete-chekubhadhara uye kubhadhara mari inowanikwa pakarepo mushure mekutenga.
Nguva Yenguva Yakarera Inishuwarenzi
- Yakazara Yenguva refu Yemainishuwarenzi : Inorongwa yakazara inobatsira kubhadhara imba yekuchengetedza uye yekutarisira utano hwepamusha.
- Chivako-chete kwenguva refu yekuchengetedzwa kweInishuwarenzi : Nyika yekuchengetwa kwakagamuchirwa mumisha yevanamukoti, zvivako zvekuchengetedza uye zvivako zvekuchengetedzwa kweAlzheimer.
- Musha wehutano Utano Inishuwarenzi : Munyika kune mari yekuchengetedza utano hwemusha yakadai sekuchengetwa kwekoti kana kubatsira kune mabasa epamba.
- Nguva Yenguva Pfupi Yokuchengetedza Inishuwarenzi : Inosvika pamusha-kana kuti nzvimbo yekuchengetedza kwenguva pfupi yezvinodiwa zvisingagari pasi pegore rimwe. \
Chipatara Indemnity Insurance
Muna 2016, Bhizimisi Life yakatanga iyo Hospital Indemnity Insurance Plan iyo inopa mari yezvipatara kune zvipatara nekuda kwekukuvara nekukuvara. Zvikwereti zvinobhadharwa zvakananga kumubati wemutemo uye zvakagadzirirwa kuvhara mari yakadai sekudzvora uye kubhadhara mari yaisabhadharwa nehutano hwehutano inshuwarisi kana neMedare. Iwe unogona kuverenga zvakawanda pamusoro peUpatensi Inobhadhara Chipatara kuburikidza neBanki Life Life and Casualty pano.
The Bottom Line
Bhizimisi Upenyu uye Kuparara ishoko rakanyatsogadziriswa mu inshuwarisi uye mabasa ekurasikirwa kwevakuru kune dzimwe nyika muUnited States. Iyo kambani ine hutano hwemari nehupo hwakanaka hwemhando yepamusoro inoshandiswa. Paunenge uchitenga zvakakosha kune inshurensi yehupenyu, Medicare inowedzera inshuwarisi kana kana uchigadzirira kubvisa kwako basa; iyo ndiyo nzira yakanaka yekufunga.
Contact Information
Kuti uwane vashandi vemunharaunda kana kuwana mutsara we inshurensi yehupenyu, Medicare inowedzera Inishuwarenzi kana kubhadhara mabasa ekurasira kune vakwegura, unogona kushanyira Bhizinesi Life and Casualty website kana kudana 800-621-3724.