USAA Insurance Company Review

Company Overview

Kana iwe uri nhengo yeHondo yeUnited States, hapana mubvunzo wakanzwa nezveAIDS Insurance. USAA ( United Services Automobile Association ) ikambani yehushuwarisi inoshumira nhengo dzeMasiya eUnited States neinishuwarenzi, kubhadhara, kubhadhara mari yekurasira uye kubhadhara mari. Kune vashandi vevarume nevakadzi nemhuri dzavo, kambani inopa zvikomborero zvakawanda zvinofadza kune nhengo dzayo.

USAA yakatanga muma1920s.

Yakanga yakatangwa neboka ramakumi maviri nevashanu vakuru vakuru vehondo vakanga vachitsvaka inshuwarisi. Kazhinji makambani haaizosimbisa nhengo dzemasoja nokuti dzaionekwa seboka risina ngozi. Iyo kambani yakawedzera masangano ayo kuti isanganidze kwete chete zvishandisi zveshuwarenzi, asiwo mabhengi uye mabasa ekutsvaga mari.

Kubvira pakutanga kwayo, USAA yakakura kusvika mamiriyoni 8 nhengo uye inokwana $ 19 mabhiriyoni. Iyo kambani inowanikwa muSan Antonio, Texas. USAA yakagara ichiwana zvikwereti zvakakwirira kubva kumakambani ekuisa inshuwarheni akadai AM AM Best, Moody's uye Standard & Poor's. Yakagamuchirawo vazhinji mabasa evanoshambadzira uye zvimwe zvipo kubva kumasangano akaita seForrester Research, Inc., Fortune 500, Javelin Strategy & Research, InformationWeek 500, Council of Better Business Bureaus uye Insure.com pakati pevamwe.

Nokuti USAA inotarisira mabasa ayo chete kune nhengo dzehondo, inowedzera pakupa basa rakanakisisa uye zvigadzirwa kune vese nhengo dzebasa uye mhuri dzavo.

Vose nhengo dzeMuto reUnited States vakakodzera kuU.SAA nhengo ne National Guard and Reserve nhengo nevana veU.SA. Nhengo dzebasa dzinogona kusarudza kukodzera kwavo kubva pawebsite yekambani. Vaimbova nhengo vanogona kudzokazve nhengo yavo chero nguva. Hakuna zera. Chero ani zvake akamboshanda zvakajeka muUnited States Armed Forces akakodzera kuU.AA membership.

Financial Strength

USAA yakagamuchira huwandu hwepamusoro hunobva kuna AM Best ye "A ++" Superior. Moody's and Standard & Poor's also give USAA their strongest financial strength ratings. Iyo ikambani yakave yakarongwa mumakambani makuru 200 ne Fortune 500. JD Power uye Associates akapa zvikwereti zviviri kuU.AA muna 2011, Customer Service Champion uye wepamusoro-self-Director-Investor Study. Nhengo dzemauto dzinogona kuvimba nekugadzikana kwemari kweU.SA.

Products and Services

Varume varume nevakadzi vanobatana USAA vachawana huwandu hweinishuwarenzi uye michina yemari inowanikwa kwavari. Zvimwe zvezvigadzirwa nemishandira inowanikwa zvinosanganisira:

• Auto Insurance
• Vaimba Pamba Inishuwarenzi
• Renters Insurance
• Health Insurance
• Life Insurance
• Small Business Insurance
• Nguva Yenguva Yakarera Inishuwarenzi
• Banking Services
• Investment Services
• Real Estate Tsvaga Rubatsiro
• Mortgages
• Retirement Planning

Kubva pane webhusaiti yekambani, nhengo dzinogona kuwana ruzivo pamusoro pezvinhu zvose zvinowanikwa mainishuwarenzi zviripo, michina yebhangi nemasevisi, kuisa mari, zvekumba, kugadzirisa basa rekurasikirwa uye utano hwehutano inshuwarano Panewo zvikomborero zvinowanika kumusha mishonga, mararamiro ekufambisa, kutenga online, uye kushamba kwemotokari.

Zano rekupa mazano rinopa mauto ehurumende basa rokurasikirwa, mazano ekugara, mari yehupenyu, mazano ekugara kwemhuri, njodzi uye ruzivo rwekuwana, ruzivo pamusoro pehupenyu hwemasoja, kutenga motokari rubatsiro, mazano ekutenga / kutengesa imba uye nezvimwe.

Kuti uwane huwandu hwezvigadzirwa nemishandiro, unogona kushanyira webhusaiti yeU.SA kana kudana 1-800-531-USAA (8722).

Pros uye Cons

Pros

• Kukwikwidza kwehutano inshuwarheni yevamiriri veMuto reUnited States
• Zvemaridzo dzakanaka
• Kuronga kwezvemari uye mazano ekugadzirisa mari
• Yakawanda yakawanda yeinishuwarenzi nemari yezvemari kusanganisira inshuwarisi, mabhengi uye zvigadzirwa zvemari uye mabasa
• USAA inodzorera chikamu chezvibereko zvayo kumashure gore rimwe nerimwe
• USAA mazvifambiso emashamba anopa mari uye mamwe mabasa ebhengi 24/7

Cons

• Inowanikwa chete kune nhengo dzeMuto reUnited States
• Hapana dhipatimendi kana kuti kubvisa mabasa aripo munzvimbo dzebhangi
• Kuti uise mukodha yekuongorora, nhengo dzinofanira kushandisa Indaneti, foni kana kuti mameseji mazano
• Kubhadhara kunowanikwa chete kubva kuATM

The Bottom Line

Nhengo dzechiuto dzine zvakawanda zvingasarudzwa zvokusarudza kubva pazvinosvika kune inshuwarisi nemari yemari.

Kana uri kushanda muchiuto, haufaniri kutenga inshuwarisi yako kubva kuU.SA; zvisinei, kune zvikonzero zvakawanda nei USAA iri sarudzo yakanaka. USAA inopa ruzivo rumwe chete rwekutenga mabhizimisi kumasangano ekubatira kutarisira zvose zvavanoda mune zvemari. Iko mari yakagadzirwa uye inoshandiswa nevatengi inoshandiswa sangano. Paunotenga inshuwarisi inotengesa , nhengo dzeuto dzinowana huwandu hweinishuwarensi hukwikwidzana. Uyewo dzidza nezveArmed Forces Insurance Company .