Mafisiro Ako Anoshandiswa Kuzviyero Zvimwe
Ndezvipi Zvinoenzaniswa Nezvikwereti Zvimwe Zvimwe Zvingadiwa?
Iwe unogona kuva nezvikwereti nemari yakasiyana-siyana inofanirwa kana iwe wakagadzira marudzi akasiyana ekutengeserana pane kadhi rako rekwereti, sekutenga, kubhadhara mari, uye kuenderera mberi kwemari kana kushandiswa kwemari yakaenzana. Nhamba dzako dzinogonawo kunge dzakasiyana nemari kana iwe wakakonzera chirango chekuripira nekuve kwemazuva anopfuura makumi matanhatu apera pamutengo wako. Nharaunda inofarira ichadzoka zvakare kune yakasarudzwa pamari yako iripo mushure memaawa matanhatu ekubhadhara, asi zvitsva zvingadai zvichiri kubhadharwa mutengo wekutengesa.
Maitiro Aunoda Mafambisi Ako Anoparadzanisa Pakati Peyero
Kana uine zviyero zvakasiyana-siyana, iwe unoda kuti mari yako yekubhadhara chikwereti yemwedzi nekodhi igoverwe zvizere, kana kuti kunyanya, kusvika kune chikwereti nemutengo wepamusoro, zvichida mari inotangira. Nenzira iyo, unogona kubvisa kubhadhara kunodhura kwekutanga. Kunyange zvakadaro, kadhi rechikwereti rinogona kusarudza kuderedza kuderera kwechikwata chechikwata chekutanga, kuitira kuti vagamuchire kufarira zvakanyanya sezvinobvira pamutengo wepamusoro.
Musati Mvumo yeCARD CARD iri kushanda munaFebruary 2010, vatori vemakadhi ekubhadhara chikwereti vanogona kugovera zviri pamutemo kubhadhara pamusana pekufunga kwavo. Vaiwanzoshandisa zvikwereti izvi kune chikwereti nechocho chikwata chakanaka chekufarira, izvo zvaireva kuti mari yepamusoro yezviyero zvishoma inogona kuderera zvishoma nezvishoma uye inowedzera kufarira.
Somugumisiro, vatengi vekadhi rechikwereti vaibhadhara mari yakawanda, vachitora nguva yakareba kuti vabhadhara zviyero zvavo, uye vasingagamuchiri rubatsiro rwechikwata chechikwata chekusimudzira.
Mutemo Wokuti Vatengi Vanoparadzaniswa Sei Kadhi Karipo?
Iye zvino, neCredit CARD Act chaizvoizvo, chero kubhadhara kadhi rechikwereti pane zvishoma kunofanira kushandiswa kune zviyero nezvikwereti zvakanyanya. Asi kubhadhara mari shoma, zvisinei, kunogona kuva (uye kazhinji kunoshandiswa) kunoshandiswa kune chikamu nemari yakaderera inowanikwa, iyo inowanzosanganisira zviyero zvine chikwata chekufarira chikwata.
Paunenge uine zviyero nezvikwereti zvakasiyana-siyana, izvi unofanira kubhadhara zvinopfuura zvishoma kuti uwedzere huwandu hwehuwandu hwehutengo. Kana iwe uchingobhadhara mari shoma, yako yepamusoro yemari inogona kunge isingaderedi zvachose. Zvechokwadi, apo mari yemari mhosva inowedzerwa, iyo mari yakawanda inogona kukwira.
Sezvo mutemo wakava wakashanda, mamwe makadhi emakwereti ane muda wekutengesa wakafanana wekutenga uye kutengesa kutengesa. Muchiitiko ichi, kadhi rechikwereti vanobudisa mari vanogona kushandisa mari yavari kusarudza.
Nzira yakanakisisa yekudzivisa kubhadhara kusanganiswa nemari yako yekubhadhara kadhi rechikwereti ndeyekudzivisa kuenzanisa zviyero nezvikwereti zvakasiyana-siyana pachikwereti chako chekwereti.
Usaendesa zviyero kumakadhi emakwereti anenge atova nekutengesa mabheji kana kutenga zvigadzirwa pane kadhi rechikwereti uye kubhadhara kutengesa. Saizvozvowo, usatora kutora mari pachishandiswa kadhi rechikwereti chave chiine chikero kana kutenga zvitsva / kutengesa zviyero kumakadhi emakwereti ane mari yakatarisa mari.