Ive 6 Mitsvuku Dzvuku Dzingadudza Dambudziko reMari Yenyu

Vanhu vanowanzotaura kuti vanonzwa vachishamisika apo mari yavo isati yasununguka, asi mumatambudziko mazhinji, pane mazano ematambudziko zvakanaka vasati vafa.

Kana iwe uchikwanisa kuona zviratidzo zvekunyepedzera kwezvinetso zvemari zvinouya, unogona kukwanisa kuchinja nzira isati yakwana. Pano pane "mireza matsvuku" matanhatu ayo anogona kureva kuti dambudziko rezvemari riri munzira yayo - kunze kwekuti iwe unogona kukurumidza kuchinja zvinhu.

Mutengo wako wekubhadhara kadhi rechikwereti mwedzi mumwechete wakwira kusvika katatu

Kana uri kubhadhara mari inodarika $ 100 pamwedzi kungovhara mari shoma yemari yako yemwedzi pamwedzi , iwe unenge uine chikwereti chekwereti chekwereti .

Kuti ufambire mberi pakuderedzera kwako uye uchengetedze kubva pakukura, iwe unofanirwa kubhadhara nguva dzose pamusoro pemari shoma yaunokwereta. Asi kana uri kutotongerwa $ 100 kana kupfuura pamwedzi paunenge uchiita zvishoma, iwe unogona kunge wakaoma nguva yekukomberedza mamwe mari. Somugumisiro, kadi yako yakaringana inogona kukurumidza kukurumidza kubva pakudzora kwako. Somuenzaniso, kana iwe uchikwereta $ 5,000 pamakadhi ane 17 muzana yekutora mutengo, iwe ungangove uine chikwereti chinenge $ 100 pamwedzi zvishoma, zvichienderana nekadhi rako. Kana iwe usingakwanisi kubhadhara mari yakawanda kupfuura yakaderera, inogona kutora iwe makore anopfuura makumi matatu kuti ubhadhe chikwereti chako chose. Panguva iyi, mari yose yaunobhadhara inogona katatu.

Uri kutengesa gasi uye zvekutengesa - uye kwete kuripa pamwedzi mumwe nomumwe

Vanhu vari kuwedzera kushandisa kadhi rechikwereti pane mari kana mabhidhidhi ekubhadhara mari yezuva nezuva - kazhinji kuitira kuti vashandise mukana wemakadhi ejerier mubayiro . Asi kana iwe usingari kubhadhara zvinhu izvi zvakakwana mumwedzi wega wega, zvinogona kuva chiratidzo chekuti mararamiro ako ari kudarika mari yako uye iwe hauna mari yakakwana yekubhadhara yako nguva dzose.

Iwe unofanira kunge uchishandisa kadhi rechikwereti kuti ubhadharire zuva rega rega mari kana iwe uchikwanise kubhadhara izvo zvakatengwa zvakakwana.

Iwe unoramba uchingopinda mumari yako

Kana iwe uchinge uchinge uchiisa mari yako yakareba kuti uwane zvikwereti zvako kana kuti ubhadhara mari dzisingatarisirwi, iwe ungasava nehuwandu hwehuwandu hwekutsvaga mamiriro okunze epfuma.

Iwe unofanirwa kuchengetedza kwemwedzi mitatu kusvika kumitanhatu yemararamiro ehupfumi mune imwe mari yekukurumidzira , kukufukidza iwe kana zvichiitika kurasikirwa nebasa kana kuti mari dzisingatarisirwi (sechirwere chekukurumidzira). Asi kana iwe uchiramba uchingopinda muchikwata chako chekukurumidzira kune mari yose isingabhadharwi, kana iwe ukawana uri kusvika kune dzimwe mari dzekodha, zvinogona kuva chiratidzo chekuti mari yako iri mumatambudziko. Semuenzaniso, mari yako inogona kunge isina kukwana zvakakwana kuti usangane nemari yako, kana iwe ungangodaro uri kushandisa mari yakawandisa pane dzimba.

Iwe unogara uchibhadhara mari yebhangi

Kana iwe ukazviwana iwe uchiwanzobhadhara mari dzisingabhadharwi dzemabhangi, zvakadai sekunze-kwe-network ATM mari, madhora ekubhadhara, kana mari yekupedzisira pamakadhi ako ekwereti, mari yako inogona kusakanganiswa zvikuru iyo iri kutyisidzira utano hwako hwemari. Semuenzaniso, kana uri kukanganwa kubhadhara zvikwereti nenguva uye uri kushandisa kadhi rechikwereti mari yekufambira mberi kana kunze kwe-network ATM nekuti wakakundikana kuchengetedza mari yakakwana, zvinogona kureva kuti iwe hauna kubatana nenyika mari yako iwe waisazomboona kana vairwara.

Mari yako yekusunungura hairi kukura

Kana iwe ukasimudza zvine njere uye ugozvipa nguva dzose kuakaunti yako, kero yako yekubvisa mari inofanira kukura zvikuru gore negore.

Asi kana nhamba dzezvikwereti zvako zvezvemari zvisinganyanyi kugadzirisa, ichi chiratidzo chechokwadi chekuti iwe sarudzo yako inoda kugadziriswa - kana kuti iwe uri kukundikana kugovera zvakakwana kuakaunti dzako.

Imari yako hairi kukura

Hazviiti chete kuti mari yako inokura gore negore, mari yaunotora inofanirawo kuwedzera. Kana zviwanikwa zvako zvichiri zvishoma, zvinogona kuva chiratidzo iwe hausi kuitawo mubasa rako kana uri kutora mungozi shomanana. Somuenzaniso, kana iwe ukagara pane imwe kambani kwemakore, unogona kuzvininipisa gore negore rinomutsa; asi iwe unogona kunge uchiita mari yakawanda kana iwe ukasvetuka kune imwe kambani kana kuti uite basa rako pachako. Uye yeuka: Kana mubhadharo wako usingaiti kuti uchengetedze nehuwandu hwekuwedzera kwezvinhu, ipapo mari yako inobhadhara inenge ichiderera .