Inishuwarenzi yose-Risk inogonawo kutumidzwa se "Comprehensive" kana "Mavhura Akazaruka"
Ndeipi Inotyisa-Inotyisa Inishuwarenzi?
Sangano reInishuwarenzi Yese Inotyisa kana dambudziko risina kuzarura rinokupa kuvhara nekuchengetedzwa kubva kune "njodzi" dzose kana mungozi inogona kukuvadza imba yako kana zviri mukati uye pfuma yako kunze kwekuti "njodzi" dzisingabatanidzwi zvakanyanya mumashoko ekutonga.
Izvi zvinoreva kuti kana iwe uchida kutora chikonzero nekuda kwekukurumidza kana kwekukanganisa, iwe unenge wakafukidzirwa purogiramu yeAll-Risk kunze kwekuti kambani ye inshuwarisi inoratidza kuti kukanganisa kwakakonzerwa kana kuti chikonzero chechimwe chinhu chakanyatsosarudzwa, chakanyorwa kana chakakosha mumashoko.
Ndezvipi Zvisarudzo Zviripo Kupfuura Inishuwarenzi Yese-Ngozi?
Pane zvakawanda zvingasarudzwa apo iwe unotenga kugovera paimba yako, kunze kweEll-Risk yakadai se:
- A Name Perils policy policy
- mutemo uchakupa iwe-All-Risk pane chivakwa chako, uye chete inonzi zita dambudziko pane zvinhu zvako zvega kana zviri mukati
Chii Chinosiyana pakati peAse-Risk Inishuwarenzi uye Mazita Anonyanya Kuita Inishuwarenzi?
Inishuwarenzi yose-Risk inosanganisira zvimwe zvinhu zvinogona kuitika sezvo inosanganisira zvose zvisingabatanidzwi. Icho chinodhura rudzi rwematongerwo enyika.
Inonzi Nehuipi Kuvhara kunongobatanidza njodzi dzinonyatsorongeka mumutemo, saka nokuti inowedzera zvakawanda zvishoma, inoda mari inodhura.
Inonzi Maviri: Anongoputira izvo zvinotaurwa zvakananga sezvakafukidzirwa pamutemo. Inonzi Mazita ePeils isinganyanyogadziriswa purogiramu uye kazhinji inenge inenge gumi nevaviri yakavharwa nengozi.
Zvose-Njodzi: Inokupa iwe nekugoverana kwezvinhu zvose zvinogona kuitika kunze kwekunge zvisingabatanidzwi zvakananga.
Mienzaniso yeZvose-Njodzi yePurogiramu Inotarisana neMatambudziko Anonzi Mazita
Nemuenzaniso, kana iwe une-All-Risk Policy pachivako chako uye zviri mukati, uye shamwari inouya kuzokubatsira iwe kuisa TV mune yako den, uye shamwari yako inodonha uye kwete kungoputsa terevhizheni, asi inokuvadza pasi, Zvose-Risk purogiramu yaizovhara kukanganisa pasi uye TV nekuti yakangoerekana yaitika uye yakangoerekana yakanganisa, chero bedzi mazwi emutemo weAll-Risk haana kunyora mamiriro ezvinhu mumashoko sechinhu chisina kubviswa.
Neine zita rinotumidzwa nengozi, kana rinotaura kuti iwe unongoputirwa moto, utsi hwehutsi, mheni uye mapaipi akaomeswa, ipapo mamiriro akataurwa pamusoro apa haafaniri kuvharwa nokuti haana kunyorwa.
Chimwe chiitiko chaizove kana iwe uine gorosi kumashure, uye haisi kunyatsorongedzwa seyakaputirwa, ipapo iwe uchange uchinge usisina hanya. Izvo paNheyo yeZvose-njodzi, inogona kuvharwa kana isina kubviswa mune chikamu chekusarudzwa chemashoko emitemo. Kusvetwa shure kunogona kuiswa kunze, saka izvi ndizvo zvinokosha kuti uzive zvinoshandiswa, uye ona kana iwe unogona kuwedzera zvivako zvakakosha kwauri paIndaneti-Risk kuburikidza nekubvumirwa. Kutsigirwa ndeimwe nzira yekuwedzera kugoverana kumutemo.
Iwe Unoda Dambudziko Rese-Ngozi Here?
Iwe ndiwe munhu wakanakisisa kuti uone kana iwe uchida mutemo weZves-Risk nokuti iwe unonyanya kusarudza pane zvaunoda kuva inshuwarisi.
Nzira yakanakisisa yekuita sarudzo ndeyokutarisa rudzi rwehupi hwaunenge uri mune chimwe chinhu kana chimwe chinhu chakaitika kumba kwako uye iwe wakaziva kuti iwe hauna kuchengetwa nekuda kwayo.
Nguva dzose bvunza bhizimisi rako reinishuwarenzi kana mumiririri izvo mutengo wemutengo uri pakati pemutemo we All-Risk neNamed Perils policy. Dzimwe nguva mutsauko wekutengesa unongova madhora mashomanana pamwedzi.
Zvakakosha kugara uchinge uwane zvigaro zvekutengeswa pane kufunga kuti All-Risk inodhura.
Kana iwe uchida kuchengetedza mari, funga kuwedzera yako yakagadzirirwa kuchengetedza mari pachikwereti chako, uye kugadzirisa zviri nani.
Nhamba Dzakanaka Pamusha Inishuwarenzi Zvikwereti uye Ngozi
Maererano nehutachiona hwe ISO pamusoro pekurasikirwa kweimba, uye yakanyanya kuwanikwa kubva kuUnited Information Institute, 5.9 muzana yemisha yekuchengetedzwa yakave nekutaura.
Nhoroondo kubva muna 2015 inoratidza kuti kunze kwevose vese inshuwalense yemusha, inenge 97 kubva muzana yakanga iri zvipfungaidzo zvepfuma. Aya ndiwo aiva njodzi dzinokonzera zvirevo:
- 23.8 kubva muzana kubva kumoto nemheni
- 20.3 kubva pamhepo nechimvuramabwe
- 45.1 muzana kubva mukukuvara kwemvura uye kusviba
- 1,8 muzana kubva kubba
- 6.1 muzana kubva kune "zvimwe zvose zvinokanganisa pfuma" zvinosanganisira kuparadza uye kushata kwakaipa
Ndezvipi Zvinhu Zvisingabatanidzwi MuIndaneti-Dambudziko?
Kambani yese yehushuwarenzi inogona kusarudza kuisa humwe huwandu hwehutano hwavo hweHot-Risk kuburikidza nekuderedza kusarudzwa se-value-added perk, zvisinei, kukupa pfungwa yakawanda pano ndeye mienzaniso mishomanana yezvinhu zvinowanzoiswa pamutemo weNot-Risk :
- Kukuvadza kunokonzerwa nemakonzo kana zvipembenene
- Mamwe marudzi eUkuputsa Kwemvura, somuenzaniso, Sewer Back Up angasarudzwa. Ichi chikamu chinokosha cheinishuwarenzi yako yekuvhara kuti unzwisise. Nguva dzose mubvunze kuti ndudzi dzipi dzakakanganiswa mvura dzinosanganiswa kana dzisingabatanidzwi mumutemo wenyu .
- Kudengenyeka kwepasi
- Mafashamo
- Zviitiko zvenyukireya
- Mabasa ehugandanga
- Kuparara kwezvinhu zvisiri nyore
- Mechanical breakdown
- Kusvibiswa
- Kupfeka uye kubvarura
- Hakavanzwa kana kuti chiremera chakaremara
- Kupera zvishoma
Izvi ndezvienzaniso chete, pane zvimwe zvakawanda zvisingabatanidzwi kana zvakataurwa pamusoro peNheyo yeHot-Risk, zvinokosha kubvunza kambani yako yveshuwarisi kana mumiririri chaizvoizvo zvavari nokuti imwe yekambani yehushuwarisi yakasiyana uye zvinyorwa zvakasiyana.
Inishuwarenzi Yese Inotyisa Inogona Kukubhadhara zvishoma, asi nokuda kwezvinhu zvose zvakasiyana zvingagona kuvhara, inowanzofanirwa kutora mutemo wehuwandu hupi kana chero sarudzo yako iripo kwauri.
Iyo nzira yakanakisisa nzira yekubhadhara zvishoma zvishoma pamusoro pekudzikinurwa uye ine kuparidzirwa kweHose-Risk pane kubhadhara madhora mashomanana pasi mu inshuwarisi, uye hauna mhaka yakavharwa zvachose.
Iwe hauzive kuti chii chinogona kuipa, kana kuti chii chinogona kuitika, iyi nheyo ichakupa kudzivirirwa kwakanakisisa kuitira kuti iwe usingafaniri kunetseka zvakanyanya munguva yekutsvaga mamiriro ezvinhu.