Kutengeswa kwenguva pfupi kunogona kunge kuri nani kune zvikwereti zvako kupfuura kutengesa.
Pane nzira dzakasiyana-siyana dzekutsvaga kana kutengeswa kwepfupi kunokanganisa chikwereti chako. Kana zvikaitwa zvakanaka, kutengeswa kwekfupi kunogona kunge kusina kukanganisa kwepurokiti yako yekwereti kudarika kufanirwa.
Nzira dzekufananidzira dzinobata chikwereti chako
Kufanirwa kunoramba kuri purogiramu yako yechikwereti kwenguva yakareba. Heano dzimwe nzira dzaunokubata iwe.
- Mari yekupedzisira yakatarwa mberi kwekufananidzira ine simba guru pane yako chikwereti chikamu.
- FICO, iyo sangano iyo inotora chikoro chechikwereti, varindi vavheti yavo yakanyatsorongeka, asi inofungidzirwa kuti kufanirwa kunogona kuderedza chikoro chako chero kupi zvako kubva pa 175 kusvika 300 pota.
- Kufananidza kucharamba kuri purogiramu yako yechikwereti kwemakore gumi.
Kana zvichikwanisika, kuchengetedza chikwereti chako, funga zvimwe zvingashandiswa pakufananidzira, zvakadai sekutengesa kutsva kana chiito-mu-nzvimbo yekudzivirira.
Kutengeswa kwenguva pfupi kunogona kunge kusina kuchinja
Kunyange zvazvo zvichibvira, kutengeswa kwepfupi kunenge kusina kukwana pane yako chikwereti mapepa zvakaoma kuita. Mutengi wako anofanira kubvumidza kutengesa kutsva, izvo zvinoreva iwe unofanira kutumira pepa rehupenyu pamusoro pemari yako.
Imwe nzira yekuderedza zvakakosha ndeyokushanda nemutengi wako kutaurirana nezvekutengeswa pfupi pasina kukanganisa chero mari yako. Sezvo chikamu chekukurukurirana, bvunza chikwereti chako kuti utaure kuti kutengesa se "kuribhadhara zvakakwana." Izvi zvinogona kuderedza kuoma kwokuti zvinoratidze sei pane chikwereti chako chikwereti.
Mutero wako angasaita kukurumidza kukurumidza kutengeswa, saka kana iwe wakasungirirwa mari, zvingave zvakaoma kudzivisa kukanganisa kuripo panguva iyi. Iwe unokwereta unogonawo kusarudza kuti iwe hauna kukodzera kutengeswa pfupi, pane imwe nguva iwe unofanirwa kusarudza kana iwe uchida kuedza kuchengetedza imba, kana kuti urege kuendesa mberi.
Zvimwe zvinyorwa
The Distressed Property Institute inopa chikwata chekuvhenekera vanhu vechokwadi vanoda kunyanya kugadziriswa mumatambudziko. Kuvigwa mumashoko avo ibhuku iri pamusoro pekutsvaga vs. kutsvaga kutengesa. Ichi chikamu chinopa mamwe mashoko pamusoro pokuti iwe ungakurumidza sei kukodzera chikwereti chitsva kuti utenge imba mushure mokunge uchitengeswa shoma kana kutengesa.
Mukuwedzera, zvinyorwa zviviri pasi apa zvinopa zvinoshamisa, ruzivo ruzivo pamusoro pekugadzirisa uye kutengesa kwekfupi uye kuti zvinokanganisa sei chikwereti chekwereti:
- Kutengesa Pfupi Uye Kufananidzirwa Kunobatsira Pamusoro Pechikwereti
- Inguva Pfupi Yokutengesa Kuparadzwa Mari?
Ndinoda kukurudzirawo kuti upe hurukuro yeDVD Kubvisa Kufananidza, yakapiwa neNational Foundation For Credit Counseling.