Chikamu Chekutanga
Zero zvipfeko zvemboni kana zeros hazviiti kuti zvikwereti zvinowanikwa nguva dzose sezvimwe zvibvumirano. Iwe unogamuchira zvese zvinofarira mune rimwe bundu rakawanda apo bhandi rinokura.
Iwe unotenga chibvumirano pane zvakadzika zvidzidzo uye uchidzikinura huzere hutano hwepamusoro apo huri kukura.
Misiyano iyi inofarira yakawanda pamusoro pemakore.
Various Maturities
Zero chikwata chekubatana chinowanzouya mumaturities kubva kune rimwe kusvika makumi mana. Nyaya dzeAmerica yeUnited States ndiyo inonyanya kuzivikanwa, pamwe chete nemataundi nemakambani.
Heano mamwe maitiro akazara e zero coupon zvisungo:
- Yakabudiswa pakadzika zvakaderedzwa uye yakadzikinurwa pahutano hwakakwana
- Vamwe vanotora zvinogona kudana zeros vasati vakura
- Iwe unofanirwa kubhadhara mutero kune chibereko gore negore kunyange iwe usingagamuchiri kusvikira wakakura
- Zero coupon zvisungo zvinowedzera kuwedzera kune zvisungo zvese
Kubva pamarudzi matatu e zero coup bond bonds, US Treasury bonds ndiyo inonyanya kuzivikanwa.
Zvisinei, US Treasury haina kuvabudisa zvakananga; iwe unotenga "STRIPS" kubva kune mamwe masangano emari anodiwa kana vatengi.
STRIPS inomiririra Separate Trading yeChinyorwa Chirongwa uye Mutemo weZvivimbiso uye inoreva kuti sangano rezvemari rakambotora US Treasury nyaya nguva dzose ndokuparadzanisa chikwereti chikuru uye chikwereti muzvivimbiso zviviri zvakasiyana.
Iko inowanikwa mari inowanikwa uye inotengeswa kuvashambadzi vanoda mari yakavimbika inoyerera uye mukuru anova zero bond bond.
Kutenda kwakakwana uye Chikwereti
Kunyangwe iwe uchitenga STRIP (inouya kune mamwe mazitawo) kubva kune vatengesi uye masangano emari, ivo vachiri nokutenda kwakakwana uye chikwereti chehurumende yeUnited States ichiita kuti dzive dzakachengetedzwa zvakanyanya kubva kune chikwereti chekuona mari.
Masunharaunda nemakambani anopawo zero zvisungo zvemboro. Vane chinhu chimwe chete chinokosha chekutengeswa pakadzika zvakaderedzwa uye kudzikinurwa mune ramangwana pahupenyu hwehutano hwakakwana.
Zvisinei, dzimwe dzenyaya idzi dzinogona kunge dzichireva zvibvumirano zvichibvumira mutapi kuti avadzikinure vasati vakura. Iva nechokwadi chekuti chengetedza chii kana kana zvipi izvo zvigadziriswa zvisati waita.
Municipal zero coupon zvisungo hazvibvi pamutero wemapato ehurumende semasuo emasuo ehurumende.
Zvikwereti zvikwereti zvekwereti zvinowedzera zero zvimbiso zvekubatana kwekwereti yakakodzera. Izvi zvinogona kuchinja munguva yehupenyu hwehutano, hunogona kuchinja mutengo.
Ngozi yeChina
Nhengo dzeZero coupon bonds dzinotakura dambudziko guru rekusiya nekubhadhara zvibereko zvakanyanya. Vakawanda vavo vane mazano ekufambisa.
Iwe unotora chikwereti chakakura chei? Mari yeUnited States yakapa muenzaniso uyu:
"Somuenzaniso, funga kuti STRIPS nhatu dzinotorwa mumusika kune chibereko che 6.50 muzana.
- Mutengo we STRIPS wemakore makumi maviri nemasere kubva pakukura kwaizova $ 202.07 pamadhora ane $ 1 000
- Izvo zveSSTRIPS nemakore gumi zvakasara kusvika pakukura zvaizova $ 527.47 pamadhora ane $ 1 000
- Izvozvo zveSYC-makore maviri zvingava $ 879.91 pa $ 1,000 zviso zvemufananidzo. "
Sezvaunogona kuona, mberi iwe unoenda kune yepamusoro-famba yako yekupedzisira-mari yekupedzisira uye iwe unowedzera kubatanidza basa kunoita kuti iwe uzere nehutano hwemaziso.
Mhedziso
Iwe unotenga zero coupon zvisungo zvakadzika kutengesa kuti uone kusangana. Iwe haugamuchiri chido kusvikira uchikura; zvisinei, kakawanda iwe unokwereta mitero gore negore pane zvaunofarira sezvo inowedzera.
MuChikamu Chepiri
Muchikamu chechipiri, tichacherechedza zvakanyanya pamutero unobatanidzwa we zero chikwata chebato uye uongorore kuti ungashandisa sei zeros kuti usangane nezvinangwa zvako zvemari.