"Ndine makore makumi maviri nemakumi mana uye handina kumbobhadhara mutero wekubhadhara." Izvi zvave zviri kudya kwandiri kwemakore mana apfuura.Ndakafunga kuti ndakanga ndangoerekana ndakatora mushure megore rokutanga rekusaisa, uye ndaitya kutonga kuitira kuti ini ndifambe ndakavigwa musoro wangu mujecha shure kweizvozvo, kwete zvakare, ini pakupedzisira ndakawana ushingi hwekutsvaga intaneti kutsvaga mitero yakadzoka, uye wakawana nzvimbo yako.
Zvinoratidzika kuti kune tariro yetari. Chii chandinofanira kuita? Ndakashanda nguva yakawanda muna 2001 - 2004, uye ndakashanda nguva yakazara kubva pakati pa2004 kusvika zvino. Handina kumbobvira ndave ndakashanda, ndisina kumbobvira ndava nemari, ndine dzimba chero ipi zvayo, kana ndakaita chero mari kune imwe kunze kwebasa randakambotaura. Ndave ndoga ndoga, ndairenda dzimba nguva yose zvakare.
Ndiyo chete yemutero wemutero wandinofanira kudzorera mitero W2 kubva kune imwe yemakore kubvira muna 2001? "
Pane zvechokwadi tariro kune iwe, John Doe. Kutaura zvazviri, ndingadai ndafungidzira kuti iwe unogona kunge uine zvikwereti zvemitero zvinouya nenzira yako. Asi iwe unoda kuita zvakasimba nokuti mitero yemitero inopera mushure memakore matatu. Heino nzira yekuisa nayo mitero yako yekutora uye kuchengetedza kubhadhara kwako.
Kusvitsa kunonoka kudzoka kunogona kushungurudza. Uye kushungurudzika kunowedzera kuwedzera nokuti iye zvino wava nemakore akawanda emitero inodzoka kugadzirira, pane imwe chete. Asi kana iwe unogona kuregerera kwemavhiki mashoma, iwe unogona kubata ne IRS.
Chinhu chinonyanya kukosha kuti ubudirire kutumira mutero wekupedzisira wekutsvaga uri kuwana mvumo yako yese yemitero. Kana uine mafomu ako ekutanga W-2, iwe uri mumamiriro makuru. Asi kana iwe uri kutadza chero magwaro emitero , Internal Revenue Service inogona kukubatsira iwe. IRS ine makopi emagwaro ose emitero akaiswa pasi peNyu Social Security Number. Iyo sangano inowanzochengetedza makore mana ekubhadharwa kwemashoko emitero muzvinyorwa zvavo zvekombiyuta. Iwe unogona kudana IRS uye kukumbira shanduro yemagwaro ako kuti atumire kwauri.
Ikozvino, ichi ndicho chinhu chakakosha pamusoro pekombiyuta inobudiswa. I-printouts haizoratidze chero ruzivo rwakabatana nehurumende yekubhadhara mutero kubvisa. Sezvo New Jersey ine mutero wemari, unofanirwa kuedza kutsvaga mafomu ako okutanga W-2 kana kudana NJ Division ye Taxation kuti uone kana vane ruzivo pamusoro pehutano hwako huri kubvisa.
Iwe une makore matatu kutora kubhadhara , uye ichi ndicho chechipiri chinhu chakakosha kuziva nezvekudzoka kwekupedzisira. Iyo makore matatu emakore inotanga neyokutanga kutumira nguva yekupedzisira. Mushure mekunge makore matatu apfuura, IRS haigoni kukutumira chekudzorerazve mari. Kudzorera kwako "kwakapera" (kureva kutaura). Parizvino, mari yako yekubhadhara mutero muna 2003 ichapera musi waApril 15, 2007. (Mutsetse wepakutanga waiva musi waApril 15, 2004, pamwe nemakore matatu.) Saka kana iwe wakamanikidzwa kwenguva, ndapota faira iwe mutero wekutora 2003 kutanga, zvisati zvaitika .
Kusvika pari zvino ndanga ndichitaura nezvezvekudzorera. Ndiri kufungidzira kuti iwe unobhadharwa nokuti iwe chete unopa mari yaibva kune mabasa akasiyana-siyana, uye saka iwe wakangodaro waive nemitero yakatorwa kubva pamarikiti yako. Heino chokwadi chinozivikanwa zvishoma nezvekudzoka kwekupedzisira. Kana iwe uine mubhadharo, hapana chirango chekuisa iyo kudzoka nguva pfupi. Ndizvo chaizvo, hapana chirango chinotora nguva uye hapana chido.
Mhosva dzinokanganisa chete kana iwe unokwereta IRS. Uye kana iwe uine chikwereti, IRS haichaongorori chete asi zvitatu zvakasiyana . Pane kukundikana kuisa chirango (5 chakaoma pamwedzi pamwedzi waunonoka, kusvika kusvika kuma25%). Zvadaro pane kukundikana kubhadhara chirango (imwe hafu yehafu-peresenti pamwedzi). Uye zvino pane kufarira pamitero yausina kuripa (ikozvino pa8% gore negore, uye IRS inogadzirisa chikwereti chechido chega roga).
Iye zvino, heano mamwe maitiro andakadzidza pamusoro pemakore ekubatsira vanhu vakawanda kubatwa pamitero yavo. Kana iwe usina mafomu ako eW-2 uye iwe uri kushandisa kombiyuta yekudhinda kubva kune IRS panzvimbo pacho, iwe uchada kutumira mashoko ose akafanana pamashiripiti kusvika ku IRS Form 4852 (PDF). Kana uri kushandisa teji yekugadzirira software, unofanira kuwedzera iyo fomu kumutero wako wekubhadhara uye kuisa mutauro wakakodzera. Iwe unodawo kuisa Fomu 4852, uye iwe unofanirwa kuisa kopi yeInds Printout (nenzira iyo IRS ichaziva kuti une chinyorwa chechokwadi chemashamba pamutero wako wekudzokera).
Chimwe chekunyengera ndakadzidza ndechokuti iwe unogona kuwana mutero kugadzirisa software kwemakore akwegura. Heino urongwa hwepakutanga-gore software inowanikwa iye zvino: TaxCut (kumashure muna 1992), TaxACT (kumashure muna 2000), uye TurboTax (kumashure kwa2002).
Ikozvino, purogiramu imwe yepurogiramu inobatsira uye inopedza, asi zvose zvitatu zvinokutongai zvakanaka nekugadzirira mitero yako. Kana uchizogadzirira kudzoka iwe pachako, iwe unoda kushandisa marimi akafanana kwemakore ose aunoda kuisa. Nenzira iyo unogona kutora nyore nyore mashoko ako emitero kubva kune rimwe gore kuenda kune imwe, zvichikuchengetedza nguva kubva pakudzoka kwekutsvaga kwedhidhi.
Iwe unogonawo kuwana gore risati rasvika feral tax fomu rinodzoka kusvika muna 1990 pa IRS.gov.
Iwe unogonawo kuda kutaurirana kune unyanzvi wemutero. Iva nechokwadi chekuzvidzivirira iwe kutanga. Pano pane mapfumbamwe mibvunzo yakanaka yekubvunza usati wabhadhara mutero wenhoroondo.
Regai tizive kuti zvinhu zvose zvinobuda sei. Ndiri kukurira iwe.
Mamwe mashoko:
- Kudzokera Mitero (nhanho nhanhatu dzekutumira nguva yekudzoka)
- Missing Tax Documents (sei kuwana chinyorwa kubva ku IRS)
- Nguva yezvikwereti zveMaripo, Kuongorora, uye Collections (kusanganisira makore matatu emakore ekutaura kubhadhara mari)
- IRS Mhosva uye Nharaunda (kana iwe ukwereta mimwe mitero)
- Nzira Yokubuda Nayo Mutero Chikwereti (inosanganisira marudzi ose ekubhadharwa kwemari)