Iwe uri shopper yekushungurudza kana muchikwereti chekwereti chikwereti here? Mari yemari chete inogona kubatsira.
Mari yega-iyo chete inogona kuva nzira yakakura, yakadzika-yekugadzirisa kuchengetedza mari yako pamugwagwa kuitira kuti ugone kushanda kune zvinangwa zvako zvemari .
Heino pfupiso yepamusoro yekuti bhajeti yemari chete inoshanda sei, uye kuti mari yako inogona sei kubatsirwa nayo.
Kuti Mari Inoshandiswa neCash-Inongova Yega
Sezvo iwe ungave wakambofungidzira kubva kune zita, bhajeti yemari chete inosanganisira kushandisa mari chete yezvinhu zvose zvaunoshandisa mari. Hapana chikwereti kana makadhi emadhora anobvumirwa. Checks iri kunze, zvakare.
Mari yemari-inongowanikwa chete inowirirana nehuropu inofanirwa kubhadhara mari , iyo iwe une envelopu yezvikamu zvose mubhajheji yako. Iwe unogona kungopedza mari yaunayo mune mavhopupu emwedzi iwoyo. Paunopera mari, wapedza.
Ndiyo pfungwa yakanaka kuva nebhajamiro inokosha usati waenda mari-chete nokuti inosanganisira kubvisa mari yakawanda yemari uye kuigovera iyo kune imwe mavhopu enyu ekutanga kwemwedzi.
Kushandisa Cash Kune Chinhu Chakanaka Pamusoro Pokushandisa Kwako
Chimwe chikomborero chikuru chekushandisa mari-yega bhajeti ndeyekuti iwe unowanzokurudzirwa kubatisisa bhajeti yako apo iwe unotanga kushanda kwemari.
Pane chimwe chinhu chine simba pamusoro pekupa mari kupfuura kusvitsa kadhi rako, uye tsvakurudzo yakaratidza kuti iyi ndeyechokwadi.
Funga nezvazvo: unonakidzwa nokuona nhamba yemitero yaunenge uchitakura inopera here? Zvichida kwete. Zvinosuruvarisa kuti muviri upe mari kupfuura iwe kutamba kadhi rako.
Psychology inopera nenzira iyi yebhajeti haifaniri kuregererwa. Zvinonyanya kukosha kupfuura kutarisa mukati mako nemari yako kuburikidza nekugadzirisa software, kana kuti kuifungisisa mumapaparishiti nokuti unonzwa kurwadziwa panguva ino.
Nokukurumidza iwe unogona kuzvidzivirira kusashandisa, zviri nani.
Mari yeCash-Iga bedzi Inogona Kubatsira Kukurumidza Kubhadhara Chikwereti
Mari yebhadha-yega inofadza kune vanhu vari mune kadhi rechikwereti chikwereti . Kana iwe usingakwanisi kuita sekumisa kusvetuka kadhi rako, ipapo kunamatira kune mari kunogona kukubatsira kuti uite zviri nani kushandisa mari yako.
Kunyanya, iwe unogona kushandisa maitiro akanaka ekushandisa mari yaunoita kuti ubhadharire chikwereti chako nekukurumidza. Kuratidzira bhajeti yako nguva dzose uye kuwana kutonga kwemari yako kunogona kureva "kuwana" mari yakawedzerwa, zvinoreva kuti iwe unokwanisa kubhadhara chikwereti nokukurumidza.
Iwe Unofanirwa Kufunga Twese Nezvekutenga
Vanoshambadzira vanogonawo kubatsirwa nemari yemari-yega, sekuva nemari shoma yekumanikidzira kuti mubvunze zvose zvamakatenga.
Semuenzaniso, taura uri pedyo nekunopera kwemwedzi, uye iwe unongova ne $ 20 chete yakasara mubhadharo yako yekudya . Iwe unoziva iwe unofanirwa kushandisa zvakanyanya mari iyo 20 kuitira kuti uve nechikafu chakakwana kuti ugone kupedza iwe mwedzi wose, kuitira kuti ugone kugadzira nekudya. Usati watanga bhajeti-bhaga chete, ungangodaro wakaedzwa kurasa chero zvokudya zvako zvaunoda mumotokari yako, zvichiita kuti uende pamusoro pebhadharo yako yezvokudya.
Kuva nechigadziriswa ichi kupedza kukudzivisa kubva kune chero zvese zvekutsvaga zvaunoda kuita.
Iwe pachako hauna chakanaka kunze kwekuti uve wakachenjera pamusoro pokuti unoshandisa sei mari yako, kana zvisinei iwe unotambura kuti urege kuva nemari yakakwana yezvinodiwa zvako.
Iwe Unoratidzira Zvaunotanga Kuita uye Budget Kubviswa
Mushure mekushandisa bhajeti-mari chete kwemwedzi mishomanana, iwe ungangodaro ucherechedza pfungwa dzako dzisina simba apo mari inoshandiswa.
Somuenzaniso, iwe ungaona kuti iwe unoshevedzwa kuti upedze zvakawanda pane zvipfeko uye usine dambudziko rakanamatira kune bhaji yako bhajeti. Kana iwe ungaona kuti iwe unoshandisa dhora rose rekupedzisira mukudyira bhajeti rako nokuti haugoni kurwisa kudya kwakanono kunomira.
Pasi pemamiriro ehutano, iwe unogona kunge usingafungi kaviri nezvekubhadharwa kwebhajheji. Inguva imwe mwedzi apo iwe unopedza kushandisa mari kupfuura iwe waifunga kuti iwe unoda, zvakanaka?
Asi nemari yemari chete, iwe unogona kufunga zvakadzama kuti nei iwe uchifunga kuti unoda kushandisa zvakawanda kune dzimwe nzvimbo.
Uri kutengesa kana kudya kunze izvo zvinokosha kwauri here? Zvinonyanya kukosha pane dzimwe zvinangwa zvako?
Kutakura Mamwe Cash Kunogona Kukubatsira Iwe Kubuda
Chinhu chiduku chekutakura mari ndeyekuti inouya zvakakodzera mune mamwe mamiriro ezvinhu. Avo vasingatori mari vanogona kupinda mumatambudziko awa:
Iwe unoda kushandisa mari shoma shoma kuitira kuti ushandise kadhi rechikwereti pane dzimwe nzvimbo (kazhinji zvikafu zvezvokudya)
Kune mubayiro wekushandisa plastiki mune dzimwe nguva (vatengesi vanogona kutengesa mari yakawedzerwa yekugadziriswa)
Iwe unogona kusakwanisa kupa nharo (dzimwe nzvimbo kungotora mazano emari)
Iwe unofanirwa kuwana ATM mune network yako. Kana zvisina kudaro, iwe unotarisana nemari yekubhadhara mari.
Kunyange zvazvo zvinetso izvi zvingaratidzika zviduku, zviitiko izvi zvinogona kuwedzera. Nguva dzose zvakanaka kutakura zvishoma zvemari kwauri kuti usapedzisira wava mumamiriro ezvinhu aya.
Kukudziridza Zvakanaka Kupedza Miitiro Inopera
Kuchinja kushandiswa kwemari yako nekuenda kune chekudya-mari chete kunogona kubhadhara zvikamu pasi pemugwagwa. Miitiro ndeyese kana ichiuya pamari yako, uye kana uchinge waona nzira yekuwana nayo simba pamusoro pemari yako, iwe haungambofi wakadzokera kune dzimwe nzira dzako dzekare.
Mari inoshandisa mari chete ndiyo nzira yakanakisisa yokuderedza tsika dzekare dzekushandisa uye kuidzorera iyo neiyo ichakutungamirira kune ramangwana rekuchengetedza remari.