Ongorora Miti Yezvokupfuura

Chengetedza mari nekuziva kuti nei uchiipedza

Kuvaka upfumi nekuwana rusununguko rwezvemari, iwe unongoda kushandisa mari shoma pane yaunowana. Icho chirevo chiri nyore kunzwisisa, asi sei chakaoma zvakadaro? Kuti upindure mubvunzo uyu, unofanirwa kuongorora midzi yekudarika pamusoro. Kana iwe uchiziva kuti chii chinokonzera kushandisa kwako mari, iwe unogona kurwisana uye kuchengetedza mari kuitira kuti ugone kupedza zvishoma pane iwe unowana.

Kutsvaga Zviri nyore Kubhadhara

Kune vanhu vazhinji, ichi ndicho chikonzero chikuru chokuwedzeredza.

Ingotarisa mubhokisi rako remao uye iwe uchakurumidza kuona nei. Vanhu vane mvura yakawanda nekadhi rechikwereti, chikwereti, chikwereti chemari, uye refinancing inopa zuva nezuva. Kazhinji, kungozadza fomu shoma kana kuruka pa webhusaiti yavo ichava zvose zvinotora kuwana mutsva wekwereti.

Inogona kunge ichinzwa sekusununguka mari. Vanokutumira kadhi ine $ 2,000 muganhu, saka zviri nyore kufunga kuti iwe zvino unokwanisa kuwana mari yakawanda. Kunyange iwe uchikwanisa kuwana chikwereti ichi, mamwe matambudziko anotanga paunenge uchiripira zvinhu zvausina mari yekubhadhara. Zviri nyore zvikuru kufunga pamusoro pemari shoma yedzimwe mwedzi panzvimbo yemutengo wose wekutenga.

Kuwana nyore kuCash

Yeuka mazuva apo waifanira kutora pepa kubva kumushandirwi wako, ita rwendo kuenda kubhangi kuti aise, uye uchengetedze mari pane ruoko kana kunyora cheki? Mazuva iwayo akange apera, uye vanhu vazhinji vanogona kuwana bhizinesi ravo rebhangi maawa 24 pazuva.

Izvi zvinogona kuva nengozi.

Paunofanira kuvimba nekuchengeta mari yakawanda iripo kana kunyatsogadzirisa bhuku rako rekuongorora zuva rega rega, chiito chekushandisa mari chaireva kuti waifanira kuita chirongwa chiduku uye mamwe mashoma ari nyore. Iye zvino, zvose zvaunofanirwa kuita ndeyese yekadhidhi yako yebhengi sekunge iwe waizoita kadhi rechikwereti uye mari yacho yakashandiswa pamagetsi kubva mu-akhawunti yako.

Kana iwe usisiri kupa muviri mumwe munhu mari kana cheki yekutenga, inogona kunge inonzwa sekunge iwe usingashandisi mari zvachose. Edza kushandisa mari kuti uwane mari yako pasi pesimba.

Kushandisa Kwereti Makadhi

Makadhi emakadhi anogona kuva chinhu chikuru pakushandiswa zvakanaka. Mumazuva ekutanga, makadhi aya anowanzodikanwa kuti iwe wakabhadhara chikwereti chakazara mwedzi mumwe nomumwe. Izvi zvakauya zvakanaka sezvo iwe waigona kutenga kutenga pasina kushandisa mari yako pachako wozoidzorera zvose pakuguma kwemwedzi. Kubudirira, ichi chikwereti chisingabatsiri kwenguva pfupi. Kana yakashandiswa seyakarongwa, iyi inogona kunge iri simba rekushandisa mari.

Dambudziko nderokuti iwe unotanga kubvumira kubhadhara kutakura kubva pamwedzi kusvika pamwedzi. Kana iwe ukaita $ 200 kutenga pane yako kadhi rechikwereti uye ona kuti pamagumo emwedzi iwe haugone kubhadhara mari yakazara, iwe watanga pasi pasi pakakoromoka. Inogona kutanga nechinangwa chakanaka apo iwe unozvivimbisa iwe kuti uchava nemwedzi wakakwana mwedzi inouya, asi kakawanda kupfuura kwete, izvozvo hazviitiki.

Iyi ndiyo apo iyo yepamusoro-nhamba yemari pamakadhi inotanga kukuvadza iwe. Kambani yekadhi inobhadhara chikwereti chiduku pamusana pemari shoma, zvinoreva kuti iwe unogona kukwanisa kubhadhara, asi kana ukaramba uchibhadhara zvishoma , iwe uchagumisa kushandisa makore makumi maviri anotevera uchibhadhara izvo zvakatanga kutengwa uye shandisa zvakawanda pane chibereko pane mari yezvinhu zvepakutanga.

Icho hachisi iyo nzira yekuvaka upfumi.

Kupa Muedzo

Wati wambove neshamwari here kana kuti mushandi pamwe chete newe achiuya kwauri uye anotaura basa rinofadza? Munhu wese anoda kubuda kunze uye ane nguva yakanaka, asi iwe unofanirwa kuve nechokwadi kuti uri mune zvaunofarira mari. Isu tose tinoda kufara muupenyu, asi zvinokosha kuziva nguva yekuderera. Zvinogona kuva nyore kungoenda kunodya kana mafirimu uye kungobhadhara manheru nemakadhi ako ekwereti, iyo iyo iwe usingabhadhari zvachose mwedzi mumwe nomumwe zvinoreva iwe uchabhadhara manheru iwayo kwenguva yakareba .

Usaparadzanisa ramangwana rako rezvemari nekuda kwemafaro mashomanana ane mhosva nhasi kana zvisiri mubhadharo yako. Kana iwe uchiziva kuti haugone kuwana basa, usapindira. Pane kudaro, kumbira shamwari dzako kuti uite zvekudya kwemanheru, mutambo weusiku, kana imwe imwe basa umo iwe uchigona kufara nguva pamwe chete, asi usina kuputsa bhajeti yako.

Kuita Kuti Uzvinzwe Zvakanaka

Ngatitarisei-kuzvitenga chimwe chinhu chinonzwa chakanaka. Pasinei nehomwe shangu itsva, mutsara wevhidhiyo mutsva, kana kuti bhuku rakanaka-isu tose tinonakidzwa nekuwana chimwe chinhu chitsva. Hapana zvachose chakakanganisika neizvi, chero bedzi iwe usingapfuuri.

Iyi ndiyo iyo inogona kubhadhara kuisa pane imwe "mari inonakidza" mubhajethi yako. Tora madhora mashomanana kubva kune imwe neimwe yebhadharo uye uiendese kune dzimwe nguva dzakadai. Iwe uchanzwa zvakanaka nezvekutenga kwako kana iwe uchiita nemari kana nekadhi rechikwereti, asi iwe uchanzwa zviri nani kana iwe usingafaniri kupedza makore maviri anotevera achiedza kuribhadhara ne 20% inofarira.