Mazano ekugadzirisa mari yezvemari anokwanisa kubatsira nemari
Kubhadhara zvikwereti ndeimwe nzira yakanaka yekuparara, uye iwe unofanirwa kutsvaga mazano kubva kune unyanzvi wezvemari kana kuti kupa mazano usati wanyatsofunga kubhadhara sekusarudza.
Pane zvakawanda zvingasarudzwa kana uri kufunga nezvekupa mazano ekukwereta chikwereti, uye zvakakosha kuve nechokwadi kuti iwe unowana mupiki wezvikwereti ane mazano achakubatsira iwe kuchinja mamiriro ako emari akapoteredza. Uyezve, kubhadhara chikwereti chinhu chinodiwa usati wazivisa kubhadhara uye zvingakubatsira kuzvidzivirira.
Kubhadhara Kwekubhadhara Kwemabasa
Chikwereti chako kana mupi wezvikwereti uchatarisa zvikwereti zvako zvepamwedzi, yako mari, zvikwereti zvako uye zvaunowana. Zvadaro achakubatsira iwe kugadzira bhajeti iwe unogona kuchengeta kuitira kuti uite mari yako yepamwedzi. Mukuwedzera pakukubatsira iwe nebhajari, anogona kutaurirana nemashoko akanaka zviri pamakadhi ako ekwereti.
Aya mazwi anoreva kuti iwe haugone kushandisa makadhi, asi anogona kutaurirana nezvekubhadhara kwepamwedzi pamwedzi uye nechezasi yekutambira. Kazhinji, iwe uchatumira mumwe mutero wemwedzi wekubhadhara kubasa rekupa mazano, izvo zvichazotumira zvikwereti kune vakwereti vako vakasiyana. Inogona kugadzirisa kushandisa mari yako nyore nyore.
Nzira Yokuwana Nayo Kubhadhara Chikwereti
Vakawanda vane zvikwereti zvekubhadhara zvikwereti hazvisi kuvimbika Zvakakosha kutarisa zvikwereti zvemupi wezano wezvemari iwe waunoshanyira pamwe chete uye uongorore neBusiness Business Bureau usati waita basa rekupa mazano kune dzimwe chikwereti. Kuwedzerwa, kushandisa chikwereti chekupa mazano chikwereti kuchaisa chiratidzo pahupoti yako yechikwereti, uye kana iwe ikozvino uripo nematare ako uye unokwanisa kuita mari shoma iwe unenge uri nani pakutsvaga rubatsiro kune imwe nzvimbo.
Zvimwe nzira dzekupa mari mazano
Mumwe anoronga zvemari angangodaro akasarudza kana iwe uchitsvaka mazano ekukwereta. Vakawanda varonga zvemari vachabhadhara mari yeawa, kunyanya kana iwe usingafariri kuisa mari panguva iyoyo, asi vanogona kukubatsira iwe kugadzira hurongwa hwehupfumi hwakakubatsira kuti uwane chikwereti .
Mumwe anoronga mari anogona kukubatsira kuronga bhajeti uye kugadzira chirongwa chekubhadhara chikwereti chichakurumidza kukurumidza kuti iwe unogona sei kubhadhara chikwereti chako . Vanogonawo kukubatsira kuti uwane mari yakawedzerwa mubhajheji yako kuti uise kune zvikwereti zvako. Paunenge uri kubhadhara mari yechikwereti, inoratidzira pamusoro pehupoti yako yechikwereti, asi, munhu anoronga mari haazoiti. Zvisinei, mutongi wezvemari haazobvumirano nemitengo yako yekuda uye mamiriyoni emwedzi iwe.
Zvimwe Zvimwe Zvimwe
Kana iwe usinganzwi wakasununguka kushanyira mutongi wezvemari, iwe unganzwa kushanyira nemumwe munhu kuburikidza nechechi yako kana kutora kirasi ichakubatsira kuti uwane chikwereti. Mumwe muenzaniso wemakirasi aya ndeye Financial Peace University, inopiwa naDave Ramsey.
Vashandi vako vanogonawo kugovera mavhisi aya pamutengo wakaderera sechikamu chevashandi vavo purogiramu. Uyezve, iwe unogona kutanga chikwereti chako / boka rekubhadhara raunopa rubatsiro kune mumwe nemumwe.
Iboka rinosangana rinobatsira kupa zvikwereti kubhadharo yako uye rinokubvumira kuti uwane zvinetso zvako uye zvinokanganisa kubva kune vamwe vari kutarisana nechimwe chinhu.
Kukurukura Mazano Akanakisisa uye Kubhadhara Iwe pachako
Iwe unogona kuita zvinhu zvose izvo chikwereti chikwereti chingaita iwe pachako. Danho rekutanga nderokuisa bhajeti kuitira kuti uzive kuti mari yako iri kuenda kupi mwedzi. Zvino iwe unofanirwa kuisa chirongwa chekubhadhara chikwereti chinyorwa pamatare ako kuitira kuti chikwereti chiwedzere. Iwe unoshandisa zvose zvekubhadhara kwako kune imwe chikwereti nechikwereti chakanaka chakanaka kusvikira chabhadharwa uye iwe uchienda kune chikwereti chako chinotevera.
Kuzviita iwe pachako kunobatsira kuti urege kukwanisa kukwereta chikwereti chako zvakare nekuti uri kutora mari yako nekudzidza nzira yekudzora mari yako kuburikidza nebhajheti.
Iwe unogonawo kushanda kuti udzikise huwandu hwemari yako yekudana nekushevedza bhangi rako nekukumbira mutengo wakaderera. Imwe nzira ndeyokutumira chikwereti chekadhi rechikwereti kune kadhi rine chidimbu chechikwereti. Izvi zvinofanira kungoitwa chete kana iwe wakanyatsozvipira kubvisa uchishandisa makadhi ako.