Pane Kune "Kurapa Kwechiremba Here?"
Hapana chimwe chinhu chakadai se "chirwere chekurapa". Kunyangwe iwe uri kuisa chikwereti chekugadzirisa kubvisa chikwereti chakakura chechiremba, iwe haugoni kukonzera nyaya yacho kune zvikwereti zvinoshamisa zvemishonga. Mitemo yebhengi yakagadzirirwa kuva yakarurama sezvinobvira kumunhu ane chikwereti (munhu anokonzera chikwereti che bankruptcy) uye kune vane chikwereti. Chikwereti chechiremba chinofananidzwa sechikwereti chekwereti chikwereti, zvikwereti zvekare zvinoshandiswa, zvikwereti zvako, uye mari yawakakwereta kubva kune shamwari neshamwari. Izvo zvose zvakafanana zvakakwana zvokuti code ye bankruptcy inovabata nenzira imwecheteyo. Nokudaro, kana uri kuisa nyaya kuti uwane rubatsiro (izvo zvatinoti " kubudiswa ") chikwereti chezvechiremba, iwe uchabvisawo dzimwe mimwe chikwereti chisina kuchengeteka, zvakare.
Ichokwadi, kubhadhara hakusi zvachose "kutora uye kusarudza" chirongwa. Paunopa nyaya, iwe unofanirwa kunyora zvikwereti zvako zvose, pfuma yako, uye yeimba .
Iwe unofanirwa kuzarura mari yako yese yemhuri uye yese mari yemari, kunyange kana wako wako asingazove ari kuisa chikwereti newe. Iwe uchapawo mamwe mashoko ehupenyu hwako hwehupfumi, sehutano hwemhuri yako, chikwereti chazvino chekubhadhara, uye yezvino pfuma kuwedzerwa kana kutengesa.
Mitemo yeBanruptcy
Vanhu vazhinji vanoisa imwe yemhando mbiri dzekushungurudzwa, Chitsauko 7 kana Chitsauko 13.
Chitsauko 7 chakarurama chakashata. Izvi zvinotora mwedzi mina kusvika kumatanhatu. Pakupedzisira, kana zvose zvichifamba zvakanaka (uye zvinenge zvichiita nguva dzose), uchagamuchira kuregererwa (kukanganwirwa) kwezvikwereti zvako.
Hazvirevi kuti zvikwereti zvose mubhengi rekugadzirisa zvinokwanisika. Zvimwe, semitero yakapedzisira kuwanikwa, yekare yakakosha kutsigirwa mwana uye alimony haisi kuregererwa uye ichapona muchengeti we bankruptcy. Vamwe, sevadzidzi vechikwereti vanogona kusunungurwa pasi pemamiriro mashoma.
Nokuda kwezvikwereti zvakachengetwa, sekukweretesa kwemotokari uye mari yekugadzirisa mari, kana uchida kuchengetedza pfuma yacho, uchafanira kuramba uchibhadhara mushure mokunge chikwereti chebhengi chapera.
Saka, chii chinoitika kuzvinhu zvako muChitsauko 7 nyaya? Usanetseke. Iwe hausi kuzofamba-famba mumasaga emapatato sekunge iwe uri mune imwe mhando yemotokari. Iwe unobvumirwa kuchengetedza pfuma yako kana iwe unogona kubvunza kusunungurwa pairi. Nyika yose ine urongwa hwekuregererwa nemhando yehupfumi uye huwandu hunokosha. Mamwe mashoma anotendera kuti iwe ushandise urongwa hwekuregererwa mumutsetse webhengi pachako pachako.
Kana uine imwe nzvimbo yausingakwanisi kuisa, iwe unofanira kutendeukira kumutrasti akasarudzwa nedare rekudarika kuti atonge nyaya yako. Murasi wacho achatengesa zvinhu zvisiri izvo uye anoparadzira zvinowanikwa kune vako chikwereti.
Kuva nekusiya zvivako zvisinganyanyi kushamisika uye zvinoitika muzasi pasi pe5 muzana yeChitsauko 7 matambudziko.
Kufanirwa kweChitsauko 7 Nyaya: Inzwi rakanaka, chakanaka? Iwe unogona kuwana kukanganwirwa kwekadhi rako rekadhi rechikwereti uye zvizhinji zveimwe chikwereti muChitsauko 7. Asi pane imwe nyaya. Haasi munhu wose achafanirwa kuisa Chitsauko 7 nyaya. Kuti zvikwanisire mhuri yako mari uye mari yako ichaiswa kune chimwe chinonzi "nzira yekuongorora." Kana mari yako yapera zvisinganzwisisiki uye yakakodzera mari inenge iri pasi pemari yepakati penyika yako iwe unokodzera. Kana iri yakakwirira, sarudzo yako yakanakisisa inowanzoisa Chitsauko 13 nyaya.
Chitsauko 13 chikonzero chirongwa chekubhadhara chinotora kubva pamakore matatu kusvika mashanu. Kana izvozvo zvisinganzwisisiki, unoda kuziva kuti pane zvimwe zvikomborero zvakakosha pakunyorera Chitsauko 13 uye uchiita mari yako kuburikidza nedare.
Mari yako yekubhadhara ichave yakagadzirirwa pane zvikwereti zvaunazvo nemari yako inogona kuwanikwa. Izvozvo zvinoreva kuti iwe unogona kunyatsobhadhara zviuru zvemadhora zvishoma kudarika iwe une chikwereti uye uchiri kuwana kubhadhara kwechikwereti chipi zvacho chakasara pakuguma kwerongwa hwako.
Ndichati ndarasikirwa neMutori Wangu kana Ndichitsvaga Mari Yandinofanira Kumupa?
Vanhu vazhinji vane hanya pamusoro pezvichaitika kune hukama hwavo navanachiremba uye nevamwe vatapi vezvokurapa kana vachizadza chikwereti chechiremba. Iwe unogona kufunga kuti zvichange zvakaoma kushanyira chiremba anovimbwa. Nechiito chimwe chete (kuchipatara kurapwa kwekukurumidzira) vanopa varwere vanogona kuramba kukubata iwe mushure mokunge chikwereti chavo chabudiswa mubhadhadzi. Muzvokwadi, vazhinji havangatori chiito chakadai. Vanonzwisisa kukosha kwekubhadhara uye nei wakaisa nyaya yacho. Vakawanda vanofara kukuchengeta iwe semurwere chero bedzi iwe uchida kubhadhara chikwereti chaunofambisa mberi.
Asi, kune vamwe vapeji vasingazoiti bhizinesi newe zvakare. Kana izvozvo zvikaitika, zvingave zvisingafadzi, asi iwe unogona kugara uchiwana mumwe mupiki.
Unogona kunzwa uine zviri nani kuziva kuti hapana mutemo kana mutemo unogona kukudzivirira kubhadhara zvikwereti izvi zvekurapa mushure mekunge bhengi rako rapera uye iwe uri nani kukwanisa kuripa. Zvakakwana zvachose kwauri iwe unobhadhara uye zvakadini. Kana iwe uchida kuripa Dr. Kildare, asi kwete yako kadhi rechikwereti. Ndiyo bhizimisi rako. Dzidza nezvekugadzirisa software .