Zvinhu Zvokufunga nezvazvo Kana Iwe Uchitenga Kuwanikwa Kwekune dzimwe nyika
Chengeta Kuchengetwa Kwemari Yekutambira Mitengo neDual Share Classes Nokuti Vamwe Vachabhadhara Zvikwereti Zvikuru KuRoth IRA Yenyu
Makambani makuru makuru emakambani enyika anoita mazita maviri muzvikamu zvakawanda. Izvi zvinobvumira vatengesi vepasi pose kuti vasarudze iyo inobatsira zvikuru pamitero yavo chaiyo inotarisirwa nekuti dzimwe nyika dzinorega 0% mubhadharo yemiganho kune vatorwa vedzimwe nyika (kureva, United Kingdom) uye vamwe vanorega zvakanyanya (semuenzaniso, 30% muFrance) .
Muenzaniso wakakwana mafuta uye gasi guru, Royal Dutch Shell. Iyo kambani ine makirasi maviri ezvitoro - Chikamu A chikamu uye zvikamu zveChikamu B. Izvo chaizvo zvakanyanyisa zvakaoma uye zvinosanganisira zvibvumirano zvemitero pasi rose, asi chinonyanya kukosha ndechekuti iwe uri muAmerica, iwe unenge uchizoita zviri nani nekuita zvikwereti zveChikoro B nokuti hapana mutero wemabhadharo uchadziviswa, zvichiita kuti pave nemugove wakakwirira kwazvo zvibereko .
Kupa nhamba chaiyo, zvichibva pamatengo ekutengesa apo ini pakutanga ndakabudisa nyaya ino muna 2012, $ 100,000 Roth IRA inotengeswa zvachose muRoy Dutch Shell Class A mitsva ichawana madhora mazana mana nemakumi mana emadhora mubhadharo gore negore. Izvochete $ 100,000 Roth IRA inotengeswa muRoy Dutch Shell Class B zvigaro yaizogamuchira $ 5 300 mumarikiti yemari pagore.
Icho ndicho chikamu che12,77% chekubhadharwa kwemari yekuwana izvo zvinobudirira zvakaenzana neicho chaizvo chazvo. Zvichipiwa makumi emakore mashomanana, zvikamu zvakaparidzirwa zvakare, misiyano yakatsetseka muupfumi pakati pevadzidzi veChikoro A neChikoro B avo vakachengetesa mari yavo kuburikidza neRoth IRA vaizokura nezvizhinji kusvikira muchengeti weChikoro B aine zvizhinji, kakawanda huwandu hwekutsvaga Chikoro A shareholder.
Kana, zvakasiyana, iwe wakanga uchida kutenga chikamu che Total, SA, chiFrench chinonzi mafuta, iyo imwechete $ 100 000 ingadai yakaita $ 5,000 mugoveri wemari asi hurumende yeFrance ingadai yakatora madhora 1 500 ezvo ndokutumira Roth IRA mari inosvika 3 500 $. Kana uine chikamu chakachengetwa mubhuku rekubhadhara, iwe unogona kutumira chikwereti chekunze kune imwe nyika ne IRS uye uchidzokorora zvakawanda zvemari iyoyo.
Kana iyo nhamba yaibatwa muRoth IRA yako, iwe unenge uchinge usiri mungozi. Izvozvo madonheredzi Zvikwereti zvinokonzerwa nehuwandu kubva kune 5.00% kusvika ku350% uye zvinoita kuti zvive zvishoma kudarika kupfuura kambani yakafanana neRoy Dutch Shell Class B mitsara kana ConocoPhillips. Kukosha kwako kwekuverenga kuverenga kunofanira kusanganisira imwe nzira yekugadzirisa mutero nokuti nyika imwe neimwe inokubvumira kuchengetedza zviyero zvakasiyana zvepurogiramu zvichienderana nerudzi rwekambani yawakachengetedza iwe pamba yako.
Kunzwisisa kuti Mari Dzemagetsi Dzinogona Kuita Kuti Roth IRA Ive Yakanyanyisa Kuwedzera Kupfuura Maoko Ezvokutengeserana Mabhizimisi
Fungidzira kuti ndiyo kutanga kwaJanuary 2008. Une $ 100 000 akagara muRoth IRA. Iwe unosarudza iwe unoda kutenga zvikamu zveNintendo. Iwe unoshandura yose yemadhora muRoth IRA yako muchiJapan Yen, zvichiita kuti ¥ 11,415,000. Iwe unokwanisa kutenga zvikamu 200 zve ¥ 57,075 pashiri.
Iwe unogara kumashure uye usingaiti chinhu kuNintendo yako nhengo. Muna 2008, iwe wakagamuchira ¥ 252,000 muzvikamu, muna 2009 wakagamuchira ¥ 288,000 muzvikamu, muna 2010 iwe wakagamuchira ¥ 186,000 muzvikamu, muna 2011 iwe wakagamuchira ¥ 90,000 muzvikamu, uye muna 2012, wakaunganidza ¥ 20,000 muzvikamu.
Nokudaro, rako Roth IRA rakagamuchira ¥ 836,000 muzvikamu pamberi pemitero pamusoro pemakore wawakabata sengo. Apo ini ndakatanga kudhinda nyaya ino muna December 2012, Nintendo yakatengeserwa ¥ 9,070 per share, ichipa nzvimbo yako yose yakakosha ye ¥ 1,814,000 pamwe nezvikamu zvehuwandu hwakawanda hwe ¥ 2,650,000.
Izvozvo zvinoreva kumirira nekushivirira makore anenge matanhatu, iwe wakarasikirwa ¥ 8,765,000, kana kuti 76.78% yekutangira kwako kushandiswa. Iwe unoda kushambidza maoko ako yese yekutengesa saka iwe unotengesa sengo uye unotarisa pa ¥ 2,650,000 akagara muRoth IRA yako. Iwe unoshevedza mutengesi wako uye unoishandura zvakare kuUnited States madhora uye uzviwane iwe ne $ 30,789.
Pakutanga, izvozvo hazviiti kuti zvive nekunzwisisa. Iwe wakarashika 76.78% wekutsvaga kwako, asi pano iwe une 69.21% chete kurasikirwa. Ndeipi iyo imwe 7.57% yakabva, ichikanganisa imwe yerineni yako yakatsvuka? Chaiva nechokuita nemari yekushandura mazera. IUnited States yakatadza kukanganisa kukuru uye yakaona dhora rayo rakarasikirwa nerengo richienzaniswa neYen. Muna 2012, unogona kutenga mamwe madhora kune Yen yega yega kupfuura iwe unogona kudzoka muna 2008.
Izvi zvinogona kushanda neimwe nzira, zvakare. Mune mamiriro ezvinhu akaipa, unogona kuva nekutsvaga kwekukoshesa kwekukosha mumari yemunharaunda, asi pawakashandura iyo kuUnited States, kwakaguma nekurasikirwa. Kuti udzivirire pane izvi, iwe unogona kubhadhara mari yekuvhara mari yako yekutsvaga kana iwe unogona kuchengeta mari mune mari yemunharaunda uye zvirokwazvo kuenda kunyika iyoyo kuti upedze mari. Kana iwe, somuenzaniso, uine imba yezororo muTokyo, mari yemari haingabatsiri kwauri nokuti iwe unogona kurarama, kudya, nekutenga uchishandisa Yen yako.
Inzwisise kuti Njodzi dzeGeopolitical dzinogona kukuvadza Roth IRA Investments
Yange iri nguva yakareba kubvira apo hondo yenyika yaparara ikapedza nyika. Kana izvozvo zvikaitika, mabheji ose anenge apera nokuti mauto eimwe nyika angangodzokorora zvimwe zvinhu nokuda kwekuchengeteka. Fungidzira iwe wakanga uine mari yakawanda mune imwe kambani yemotokari muChina.
Kana United States ichienda kundorwa neChina, hurumende yeChinese inogona kunge ichienda kufekitari, ichichinja zita rebhizimisi, uye inobudisa nhamba itsva kune varairi vemo. Iwe zvino hauna unhu. Izvo zvakaitika kare, uye zvichaitika zvakare munguva yemberi.
Izvi zvaiwanzoitika muEurope munguva yeHondo Yenyika I ne2 apo varairidzi vakaona nzvimbo yavo yepamusoro-soro yenyika ichiwedzera usiku humwe sezvikamu zvakasiyana zvakabatana. Izvozvo hazvireve kuti kuisa mari kumarudzi ose muRoth IRA hakubatsiri. Zvinongoreva kuti unofanirwa kubhadhara nyika.
Paunosarudza Global Investments Kwako Roth IRA, Ziva Nyika Dzakasiyana Kushandisa Mitemo Yakasiyana-siyana
Kuverenga kwekutonga kunotonga kuMexico hakuna kufanana nevari muUnited States. Kuverenga kwekutonga kunotonga muUnited States hakufananidzi sezvavari muSouth Korea. Kana iwe uri kuisa zvikwereti zvepasi rose kuburikidza neRoth IRA yako, unoda kuziva kuti ungaongorora sei nhamba kuitira kuti urege kumuka kuti uone kuti waita chikanganiso chinotyisa.
Kukupa muenzaniso chaiwo wenyika: MuMexico, bhadharo rekutsvaga , chirevo chekuwana mari , uye mutemo wekuyerera kwemari inogadziriswa nekuda kwekutengesa kwemazana akapfuura nekuda kwekukwira kwepamusoro kwekugadzikana kwehupfumi. Izvi zvinobvumira vashandi kuti vawane pfungwa yezviri kuitika nebazi, kubvisa migumisiro yemari. Iyo inzira yakakwirira kwazvo kupfuura iyo inoshandiswa muUnited States, apo kambani inogona kuratidza 4% "kuwedzera" muhupfumi apo kuwedzera kwezvikwereti zvakare kwakakwira 4% mugore rakapiwa.