Imwe yenzira dzinokwereta nevatengesi vemari dzinowana vatengi kubhadhara zvikwereti zvavo nekunyora mhosva. Kana mutongi akawana mukuda kwavo, dare rinogona kukuraira kuti udzorere chikwereti uye unogona kutora mubayiro wako kuti ugutse zvakakwana chikwereti. Asi, vane chikwereti vane nguva imwe chete yavanogona kukupomerai nokuda kwezvikwereti.
Tinoziva kuti mutemo wekukanganisa ndiwo mutemo unopedza nguva yakawanda chikwereti chinoshandiswa pamutemo.
Mushure mekunge mutemo wekukwanisa kwechikwereti wapera, mukwereti haagoni kushandisa dare kuti akukumanikidze kubhadhara chikwereti. Nguva yekuti mutemo wekukanganisa unotanga kuratidzira musi wekupedzisira webasa muAndaneti uye unopfuurira pakati pemamwe makore matatu kusvika kune gumi zvichienderana nenyika yawakagara iwe apo iwe wakasika chikwereti uye rudzi rwechikwereti.
Unogona Kreditor Kukuona Iwe Mushure mekunge Mutemo Wekukwaniswa Wapfuura?
Zvechokwadi, zvinopesana nemutemo wevateresi vematokari kuti vasunge kana kutyisidzira kukupomerai kwenguva-zvikwereti zvakarambidzwa , iyo chikwereti icho chirevo chekukanganisa chapera. Izvozvo hazvireve kuti iwe haungapomerwi. Muunganidzi anogona kukupomerai kana zvakadaro kana ichitenda kuti mutemo wekukanganisa hauna kupfuura, somuenzaniso, zvinyorwa zvavo zvingaratidza zuva razvino rekupedzisira rebasa kupfuura yezvaunazvo. Kana kuti, vamwe vateresi vasina kutendeseka vanopomera pasi pekufungidzira kuti iwe haugone kuratidza kuti mutemo wekukanganisa wapfuura kana kuti iwe hauzorevi kumatare kuteterera nyaya yako.
Kana iwe uri kushamisika kana mutemo wekukanganisa wapfuura pane chikwereti, unogona kukwanisa kubvunza. Federal Trade Commission yakada imwe sangano guru rekusunganidza , Asset Acceptance, kutanga kutaurira vane chikwereti kana mutemo wekukanganisa wapera. Hasi ose ehurumende ekuunganidza inozoita izvi zvese, asi iwe une kodzero yekubvunza kana mutemo wekukanganisa wapfuura.
Uye kana iyo sangano inopindura, inofanira kupindura chokwadi. Chenjerera kuti urege kubhadhara, kubhadhara mari, kana kuvimbiswa kubhadhara. Kana zvisina kudaro, iwe unogona kuisazve pangozi mutemo wekukanganisa.
Iwe Unogona Kuve Wakabvunzwa Pamusoro Pechikwereti
Kunyange zvazvo zvikwereti uye vateresi vangave vasina kukwanisa kukupomerai kwechikwereti chakarehwa nenguva, vanogona kupfuurira mamwe mabasa ekuunganidza sekukushevedza, kutumira tsamba, nekupa chikwereti kune chikwereti chekwereti kana ichiri mukati memutengo wekupa chikwereti chekwereti . Kana chikwereti chacho chakasungirirwa kune chimwe chivako chemugove, semuenzaniso chikwereti chekwereti chinogadziriswa nemotokari, uyo ane chikwereti angave ane kodzero yepamutemo yekutora nzvimbo iyo.
Zvaungaita Kana Iwe Uchida
Kana ukashumirwa nemhosva yekutongwa, zvakanakisisa kuonana nemweya ane ruzivo rwekubata nevatengi uye vatokari vatokari . Nenzira iyo, unogona kunyatsoziva kodzero dzako uye unomiririra mutemo mudare.
Usakanganwa mutongo unoshevedza, kunyange iwe uchidavira mutemo wekukanganisa wapfuura. Kusakwanisa kuonekwa mudare kunogona kutungamirira kutongwa kusingagumi kuri kupindira iwe uye iwe uchangozobhadhara chikwereti. Unofanirwa kuratidzira kumatare uye kupa uchapupu hunoratidza mutemo wekukwaniswa wapfuura kuti mutongi awane iwe mukutendera iwe uye kubvisa chikwereti.
Nenzira yakanaka, kana iwe wakapomerwa uye unogona kuratidza uchapupu hwokuti mutemo wekukanganisa pane chikwereti zvechokwadi wakapera kuti zvingangodaro nyaya yacho ichadzingwa. Chengeta zvinyorwa zvako zvezvikwereti zvako zvose, kunyange izvo zvausina kubhadhara uye kunyange iwe uchifunga kuti kutyisidzirwa kwekutongwa kwapfuura. Kana iwe wakambosangana nemhosva, magwaro aya achaita basa rinokosha mukuzvidzivirira kwako.