- Kudzora mari yako zuva nezuva kuti ikubatsire kuita zvinhu zvinoita kuti ugutsikane uye kufara.
- Kusarudza uye kutevera nzira yezvinangwa zvemari kwenguva yakareba sekutenga imba, kutumira vana vako kukireji , kana kuti kurega kunyaradza .
- Kuvaka mari yekuchengeteka kwemari kunodzivirira njodzi dzemari dzinokonzerwa nehosha dzinotyisa kana dzimwe njodzi dzomunhu oga.
Ichi chinyorwa chichakurukura kuti ungaita sei chekutanga chezvinangwa izvi: kudzora zvinyorwa zvezuva nezuva nezvezvemari, iyo inyaya iyo inotitungamirira kuti tizokurukura nezvebhajeti.
Sei Ndichifanira Kubhadhara Mari?
Kudzora nyaya dzako dzezvemari kunoda kuumba bhajeti . Kune vanhu vazhinji, shoko rokuti "bhajeti" rinotaura zvisina kunaka. Panzvimbo yekufunga bhajeti sezvipfeko zvemari zvekufananidzira, funga nezvazvo senzira yekuwana mari yakabudirira .
Kunyangwe iwe uchiita zviuru zvemadhora pagore kana mazana ezviuru zvemadhora pagore, bhajeti inotanga uye danho rinokosha raunogona kutora kuti uise mari yako kukushandira iwe panzvimbo yekutungamirirwa nayo uye nekusingaperi kusina mari yako. zvinangwa.
Kuna avo vanofunga kuti munoziva kupi mari yenyu inofamba pasina kuchengeta zvinyorwa zvinyorwa, ndinokupai dambudziko iri: chengetedza yega yega yaunopedza kwemwedzi umwe. Ndinokuvimbisa kuti uchashamiswa uye zvichida kushamiswa nehuwandu humwe hwe "zviduku" zvemari yako chaizvoizvo kuwedzera kusvika.
Iwe unogona kunge uchida kuedza zuva remazuva makumi matatu remari !
Kubhadhara mari nekutsvaga mari yako kunokupa pfungwa yakasimba yekuti mari yako inofamba uye inogona kukubatsira kusvika kune zvinangwa zvako zvemari, zvisinei kuti zvinosanganisira kuchengetedza kwekubhadhara kweimba, kutanga chikoro chevana vevana vako, kutenga motokari itsva, kuronga kubhadhara, kubhadhara makadhi emakadhi, kana kuchengetedza rwendo urwo kuenda kuAruba.
Sezvo nyaya dzezvemari ndeimwe yezvikonzero zvinokonzera kusawirirana kwewanano uye kurambana, kuwana rubatsiro pamari yako, kushandisa bhajeti, uye kuchengetedza remangwana kunogonawo kuva nebhonasi yakawedzerwa yezvinobudirira paukama hwako nemumwe wako kana shamwari yako.
Ndinofanira kushandisa Budget Software Software Program?
Iwe haufaniri kuisa mari kune fancy software kuitira kuti ugadzire bhajeti. Ichokwadi, iwe unogona kushandisa peni yakare epeni uye pepa rine bhadha rekushandisa bhajeti rekushandisa kuti utange. Asi yakanaka software purogiramu inogona kuita kuti basa rive nyore. Kukwanisa kuona mairafu nemishumo kubva kunyaradzo yekombiyuta yako yepamusha zvinogonawo kushanda sechimwe chikonzero chekupinda nekutevera zvose izvozvi.
Mabhengi akawanda ari kupa bhadha rekubudisira paIndaneti, iyo inogona kuita kutevera vamwe kushandisa mari nyore nyore. Iwe unogona kutokwanisa kungopinda nekambani yako yebhangi iri muIndaneti uye kukanganisa cheki dzakabvisa kero yako uye chero chekubhadhara kadi yekutengesa, zvichida kunyange zvakananga iwe purogiramu yako yehupfumi. Ipapo iwe unogona kuratidza mari yezvikamu kune imwe neimwe mukati me software.
Kushandisa bhajeti rako rebhadhiro kana bhajimenti yebhajhini, unogona kuenzanisa kuenzanisa kwebhajheji zvichienderana nezvinodiwa mari nezvikamu. Iwe unogonawo kusarudza kuwedzera mamwe mashoko akadai semari, masimba, uye zvikwereti uye kudhinda zvinyorwa zvemari zvako zvichiratidza mari yako yemari uye mari yakakodzera.
Zviviri zvezvinonyanya kuzivikanwa purogiramu yemapurogiramu epurogiramu ye checkbook uye yekutsvaga mari ndeye Quicken uye MoneyDance.
Nhasi, pane kunyange zvirongwa zvepaIndaneti zviripo zviripo kuti zvibatsire kugadzira bhajeti yako uye nyore nyore kutarisa mari, uye vazhinji vanopa mamwe mabasa anobatsira ekubhadhara mari. Aya mapurogiramu anogona kuve akachengetedzwa zvakachengeteka nemabhengi ebhangi yako, debit uye makadhi emakwereti, zvikwereti, nezvimwe zvikwereti zvekutsvaga kuitira kuti utarise zvose zviyero zvako uye mari yako munguva chaiyo. Imwe yevakakurumbira ndeyeMint.com. Mint inopa nyore kushandisa sarudzo yekushandisa iyo inogadzirisa uye yakachengeteka neakaunti yako, asi inopawo mamwe mabasa sebhadharo rekubhadhara uye chikoro chekutsvaga zvikwereti.
Pakupedzisira, pasinei nokuti unoshandisa shanduro yepamusoro yehupfumi yemapurogiramu kana mapepa mapepa nepenzura, chinhu chinokosha ndechokuti iwe unosvika mumugwagwa wekusununguka kwemari nekutanga bhajeti.
Iwe uchatanga kuona kuti madhora anowedzera sei ...
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