Ita Imba Yechokwadi Isati Yambotora Zvinhu mune Dzimwe Nyika
Cherechedzai: Mitemo yehurumende inoshanduka nguva zhinji uye ruzivo runotevera harungarati kuchinja kwezvino. Nokuda kwekutengesa mitero kana mazano emutemo, tapota taurirana neActeurant kana gweta sezvo ruzivo rwakanyorwa munyaya ino harusi mutero kana mazano ezvemutemo uye harisi kubhadhara mutero kana mazano emutemo.
Mune nhamba inokura yehurumende, imwe mhando yepamutemo yedhipatimendi yakatangwa iyo inobvumira vagari venyika kuti vagare vachatumidza avo vanoda kupiwa nhaka yavo kana vafa.
Kana ikasayina zvakanyora uye yakanyorwa, iyo iyi mhando itsva yedhipatimendi, inonzi kuendeswa kune rufu (kana TOD) chiito kana kuti chivimbiso kana chiito chekubatsira kana chivimbiso, chichabvumira imba inotsanangurwa mubasa kana kuti chivimbiso kuti iende kune avo vanonzi vanobatsirwa kunze kwe probate .
Kubva musi waJuly 1, 2014, iyo nyika iyo inoona kutamirwa pamabasa ekufa kana mabasa anobatsira ndeaya anotevera:
- Alaska
- Arizona
- Arkansas
- Colorado
- District of Columbia
- Hawaii
- Illinois
- Indiana
- Kansas
- Minnesota
- Missouri
- Montana
- Nebraska
- Nevada
- New Mexico
- North Dakota
- Ohio
- Oklahoma
- Oregon
- South Dakota
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Kunze kwenyaya dzinotarisa kuendeswa kune zviito zvekufa (kana kuti affidavits) kana zvibatsiro zvinowanikwa nemitemo yakagadzwa nehurumende yepamutemo, zvinyorwa zvitatu - Florida, Michigan neTexas - vanoziva " kusimbiswa kwehupenyu hwemabasa ," zvakare inonzi " Lady Bird Deed, "pasi pehurumende yemutemo. Munyika idzi, hupenyu hunowedzera hutano hunoita basa nenzira yakangofanana nekuendeswa kune rufu.
Kuti TOD Yakaita Sei kana Shanduro Yakafanana Inoshanda Kudzivirira Purogiramu
Kuti TOD yakaita sei (kana chivimbiso) kana kuti hupenyu huri nani huripo hunoshandiswa kurega kuongorora huri pachena:
- Kutanga, muridzi anoratidza chiito chitsva (kana kuti chivimbiso) chinotaura kuti ndiani anofanirwa kugara nhaka yeimba iyo mushure mekufa komuridzi. Cherechedza kuti mune dzimwe nzvimbo gweta rinotarisirwa kugadzirira chiito chitsva. MuFlorida, zvinokurudzirwa kwazvo kuti gweta rinogadzirira "hupenyu hunosimudzirwa" hutano hwekuita kuitira kuti usapinda nenzira isinganzwisisiki "nguva dzose" yehupenyu hwehupfumi.
- Zvadaro, chiito chitsva kana chivimbiso chakanyorwa pakati pezvinyorwa zvakakodzera zvepanyika. Izvi zvinowanzo mubato iyo nzvimbo yekutengesa iripo uye haifaniri kutora mitero yekubhadhara zviwanikwa sezvo hakuzovi nekukurumidza kutumirwa kwehuwandu. Kurejera mari inosiyana kubva kune imwe nyika kuenda kune imwe nyika uye inokwanisa kutarisa chero kupi zvako kubva pa $ 10 kusvika ku $ 100.00.
- Pakupedzisira, mushure mekufa komuridzi, chiremba chekufa chakanyorwa pakati pezvinyorwa zvepamutemo zvepanhau apo nzvimbo yeimba inowanikwa kuitira kuti nyika ione kuti zita reimba inotengeswa rakashandurwa mumazita evanowana mari yakanyorwa mu TOD deed (kana affidavit) kana kukurudzirwa hupenyu hweimba inobviswa nekuda kwekufa komuridzi.
Chii Chinoitika Kana Muridzi Akazoda Kutumidza Zita Rakasiyana?
Chii chinoitika kana muridzi weimba inoshandiswa gare gare achishandura pfungwa dzake uye anoda nzvimbo yekutengesa kuenda kune vakasiyana vanobhadhara ? Zvadaro muridzi wacho anokwanisa kuisa uye kunyora chat itsva yeTOD (kana chivimbiso) kana hutsva hunosimudzira hutano hwehupenyu.
Iwe Unofunga Nekuda kweTOD Deed or Similar Document to Avoid Probate Your Real Estate?
Icho chinangwa chikuru cheTOD chiito (kana chivimbiso) kana kuti hupenyu huri nani huripo hwekuchengetedza hutano ndechokudzivisa mari inodhura yekuongorora mushure mekunge muridzi weimba yeimba yafa.
Zvisinei, mitemo inotungamirira mhando dzezviito kana mamwe mabhuku akafanana akasiyana-siyana kubva munyika kuenda kune imwe nyika, uye pakupedzisira, chiito cheTOD (kana kuti chivimbiso) kana kuti huwandu hwehupenyu hunowedzera hungave hwakanaka mune dzimwe mamiriro ezvinhu.
Kana iwe uine zvivako mune imwe yenyika iyo ikozvino inoona mabasa eTOD, zviito zvekubatsiridza, zvivimbiso zveTOD, kana kuwedzerwa mararamiro ehupenyu , ezvo taurirana nemuchengeti wemagadziro emagariro munyika inoshanda kuti uone kana munhu akakodzera iwe nemhuri yako .