Mitemo yechitendero haifaniri kuwirirana neInvestment Strategies
Saizvozvowo, vatengesi muAmana Funds vakanga vadzivirirwawo panjodzi yekuva nebhangi kana kambani yveshuwarisi. Mumamiriro avo ezvinhu nokuti Amana inotengesa maererano nemitemo yeIslam, zvinoreva kurega kufarira.
Hapana mubvunzo kuti vatengi veMinella nevatengesi vanoita zvikamu muAmana Funds, sevatengesi vose, vakatora zvishoma mumamiriro ezvinhu akaoma. Asi kusavapo kwemari mitsamba chikamu chimwe chezvikwata zvavo zvemahofisi avo vanogona kunzwa zvakanaka pamusoro pezvo, nekuda kwekubatanidzwa kwavo muchikamu chinokura chekuchengetedza kwevanhu mune zvehupfumi kunozivikanwa sekutenda kwekutenda. Kutaura zvazviri, vanoverengeka vezvemari vanoita zvekugarisana nevamwe vanobatsirwa nekuva nemari pamabasa ekubhadhara mari mune nguva yemari.
Sezvo SRI inoreva kureva kukwikwidzana kudzokera kune mari yekusimwa pasina kukanganisa mitemo yemagariro evanhu kana yezvakatipoteredza, kushandiswa kwekutenda kwechitendero kunoshandisa mitemo yakaenderana nechitendero chako.
Iko kunowanzosimbisa kusimbiswa kwe "anti-mhuri" zvikwereti zvakadai sekubvisa pamuviri, zvinonyadzisira, doro, kubhejera uye mararamiro ehupenyu. Asi zvinogonawo kureva kudzivisa makambani avo maitiro ebhizimisi anokanganisa zvitendero, zvakadai sekuwana chido.
Sezvo nhamba yehutano hwezvemagariro evanhu yakakura mumakore gumi adarika, saizvozvowo zvine mari inoshandiswa maererano nezviratidzo zvine chokuita nechitendero.
"Iboka iri rezvemari rakabva rasvika sechikamu chinokura uye chakasiyana cheSRI nyika," akadaro Michael Herbst, mutori wenhau wehurumende ane chokuita nekutenda-based funds for Morningstar. "Zvatiri kuona ndezvekuwedzera kukura pakati pevarimi vemari kuti pane zvingava nezvipo zvekutenda zvinoenderana nekutenda kwavo mune zvekunamata zvichida kupfuura zvakange zvasarudzwa kare."
Mambakwedza yakatevera inoda kusvika zana yemari inotendesa-mutual funds, inotungamirwa nevanenge gumi nemazana emari yemhuri. Zvinosanganisira zviduku, midzi nehombe huru, zvakagadzirirwa mari, kukosha, kukura uye mari yezvikamu. Vanotevedzera maererano nemitemo yechiKristu neyeMuslim uye kunyange vari chikamu chekuchengetedza mhuri, vanogona kunge vane zvigadzirwa mumakambani ayo asingawanikwi mune imwe hurukuro yePRP.
Mari inotendwa nekutenda inosanganisira sarudzo dzeKaturike dzakadai sa Ave Maria Mutual Funds uye LKCM Aquinas mari. Vatariri veAv Maria vanoshandisa "maitiro ekuongorora maitiro" ekutora matanho ayo, yakagadzirwa neCatholic Catholic Advisory Board. Bhodhi iro rinosanganisira mazita anozivikanwa akadai saimbova mudzidzisi wedu Dame football Lou Holtz; mutungamiri wezvemari uye CNBC hurukuro inoratidza mutemo Lawrence Kudlow uye Domino's Pizza muvakidzani Thomas Monaghan.
LKCM Aquinas mari inoshandisa United States Conference yeVaKaturike veKaturike Socially Responsible Investment Guidelines apo kuongorora makambani.
Pakati pemari yePurotestanti Thrivent Financial YeLutheran ndiyo yakakura uye ine zvingasarudzwa makumi mana, kusanganisira mari yemari. Guidestone Funds, iyo yakatanga seurongwa hwekugara muhurumende yevashandi veSouth Baptist Baptist, ine mari 23, zvishanu zvayo dzine mari inodarika $ 1 biliyoni muzvinhu. MMA Praxis mari yakabatana neMennonite Church USA, (MMA inomiririra Mennonite Mutual Aid) uye yakagadzirirwa sangano rechechi nevana vaAnabaptist kusanganisira maMennonite, Brethren neAmish.
Pakati pemari yeIslami Amana Growth uye Amana Mari yakagamuchira zvinyorwa zvishanu zvishanu kubva Morningstar. Mari yekuwana mari inotsvaka mari yezvino asi isina kubhadhara muzvisungo nekuda kweshoko rayo pane zvekufarira.
Pane kudaro, inoshandisa muzvikwereti zvinokonzera chikamu.
"VaMuslim muAmerica vaiva nechido chokuva nematokari uye vaiziva kuti pane zvimwe zvigadziriswa kana mirayiridzo yavanofanira kutevera," anodaro Nicholas Kaiser, maneja wemapurisa. "Nokubhadhara kambani yekubatanidza mari yekugadzira mari yekuumba mari yekutevera mitemo iyo yaiziva kuti yaizozadzisa zvido zvavo zvechitendero uye inogutsa chinangwa chavo chekutenga zvikwereti."
Mari inotendwa nekutenda inowanzova nemari yakawanda inodhura, ichienzaniswa nemitemo yezvemari, iyo nyanzvi dzinofungidzira kuwanda kwemazana emari pamusana, uyewo mari inobatanidza nekambani yekuongorora. Asi chikamu chinowedzera chikamu chevanhu vanoita zvekutsvaga vanozvipira kutakura zvinodhura kuti vawane mari yakaenderana nekutenda kwavo.
"Kune kuwedzera kukuru kunoitika munharaunda yevaKristu kuti vanogona kuita zvakawanda nemari yavo pane kungozviisa muhurukuro," anodaro Minella. "Vanhu vava kuziva kuti vane zvisarudzo."
Kutendesa-kutengesa kudyidzana hakusi kukanganwa mibvunzo inokosha ipi zvayo mubhizimisi anofanira kubvunza paanenge achivaka chikwereti, seyakatarisa nguva yevatengesi kusvika pakurasikirwa, chii chaanotsungirira pamatambudziko. Asi iyo inowedzera chimwe chiyero chekuziva kuti mari yavo iri kuenda kumakambani ayo asingagumbusisi mitemo yavo yechitendero.
Minella anoti kubvisa pamuviri uye zvinonyadzisira ndezvipi zviviri zvinopesana neBRI yake kana kuti vashandisi vezvinyorwa zvebhaibheri, vanoteverwa nekutsigirwa nemararamiro emamwe maitiro. Izvo hazvirevi kungoita zvepabonde uye ungochani hupenyu, asiwo vanoita zvepabonde vari kurarama pamwechete kunze kwekuroorana. Anoti izvi zvinyorwa zvehupenyu zvinowanzosanzwisiswa.
"Haisi kurwisa munhu," anodaro. "Kutaura izvi ndiyo mararamiro atinotenda kuti Ishe angada kuti isu tive nazvo. Hatisi kukumanikidza, asi hatidi kutsigira kana kukurudzira vamwe vanhu kuti vaite. Saka handisi kuzoshanda nekambani yaizoita izvozvo. "
Kunyange zvazvo mari yakawanda-yekutenda yakabatana nekutenda kana makereke, zvikwereti zvemari zvinokurudzira kuti zviri pachena kuvashambadzi vose.