Mari inoenda sei isingatauri? Kazhinji kacho, vanhu vanofamba, uye chekubhadhara mari kana rekutaura kwekambani haisati yatinunurwa. Nemhaka yeizvi, mamiriyoni emadhora ari kumiririra kuti ataurwe mumabhengi ekare ebhangi, zvirongwa zvepenjeni , zvakakanganwa 401 (k) zvirongwa, uye ku IRS nekuda kwemitero isina kusvibiswa kana kuti mitero isina kubhadhara mitero. Mamwe acho angave ako. Kuti uwane chero mari yakarasika iwe pachako, unogona kutanga nokuongorora dzimwe nzvimbo dzinowanzowanikwa.
01 Tarisa Nayo IRS-Vangakupa Mari
Gore roga rega zviuru zvemari yekubhadhara mari yemari inowanikwa mari inodzorerwa kune IRS seisingaverengeki nokuti mubhadhadzi akatamira, akachinja zita rake, kana kuti nekuda kwekuti cheketi ine kero isina kukwana kana isina kukodzera. Pari zvino, zviuru zvevanhu veAmerica vari kutadza mari inokweretwa nemutemo kwavari. Taura ne IRS kuti uone pasi chero ipi zvayo yakarasikirwa mitero kana mari isina kuchengetwa. Kana iwe usina kutora mutero wekubhadhara kwegore rakapera uye iwe unobhadharwa kwauri, IRS haina kukupomera iwe nokuda kwekudzoka kwekudzokera shure kana iwe usina chikwereti chemitero. Zvisinei, une makore matatu chete kuti utaure mari ipi zvayo yakatarwa mari isati yava iyo iyo inowanikwa muAmerican Treasury.
02 Chengetedza Pasi Musingatori Mutero Mutero
Kungofanana nemari yemitero yemari yemitero , mitero yemitero yehurumende kazhinji haigoni kuwana avo vaigamuchirwa nekuda kwezita rinoshanduka, rinofamba, kana kuti kero risingaverengeki. Chengetedza webusaiti ye unclaimed.org, iyo inopa nzira yokuti iwe utsvake mari yakadaro isingazivikanwi nekunyanya kune imwe nyika, ndima, kana chirongwa kubva kumepu kana dhekisi bhokisi iri pasi apa. Kuti uwane mari yako yose inogona kurasikirwa nemari, iva nechokwadi chekutsvaga mune imwe nyika mave neine kero. 03 Tsvaga Zvisina Kuudzwa Retirement Benefits
Dzimwe nguva vanhu vanochinja mabasa, vachikanganwa nezvekodzero shomanana mune imwe yekare yekushandira basa rekugara. Pane imwe nguva, kukosha ikoko kunokura kuva kushamisika kwakamirira kumirira, kana vakatora nguva yekuiongorora. Inyoreji yeNational Registry yeChinhu chisingazivikanwi Chekugara Kwemari inogona kubatsira; iyo isiri purofiti, rusununguko rusununguko uye sangano rakazvipira kubatsira vabasa vekare kuwana nzvimbo dzakarasika kana dzakanganwa. Nzvimbo iyi inogonawo kubatsira vashandi vezvivako vari kuedza kutevera pasi mari isina kuchengetwa nokuda kwemudiwa kana munhu akafa. 04 Chengetai Yekare Purogiramu Yepenheni
Kana iwe wakashanda kune kambani yakanga ine chirongwa chepenjheni chakakundikana, zvingave kuti Pension Benefit Guaranty Corporation inokubhadhara mari. IPBGC inosimbisa mari yehupfumi . Zvinogona kutora kukuchera kuti uzviwane, asi hazvikwanisi here nguva yako yekuchera zvakapoteredza kurasikirwa nemari? Tanga tsvakurudzo yako yepensheni yakare pa Tsvaga Chirongwa Chekubhadhara Pension. 05 Tsvaga Musina Mari Yakasara muBanki yekare Makambani
Iwe unogona kunge uine mari isina kubhadharwa mumabhengi ekare ebhengi, kubva kuinishuwarenzi yemari yaunotora chikwereti kwauri, kushandiswa kwemari, kubhadhara mari, kubhadhara mari, kana nekuda kwemari yaunokweretwa newe yaimbova mushandirwi. Nzvimbo iyi missingmoney.com inopa nzvimbo yekutsvaga dzakawanda dzemhando idzi dzisina mari pakarepo. (Ndine $ 200 kubva kumashure yema inshuwarisi yekare makore gumi mumishure imwechete.Ndakanga ndabva kunze kwenyika saka check refund haina kumbopinda kwandiri.) 06 Kuzvitsvaga Mari yeHurumende
Dhipatimendi reMariki rinoti gore roga roga zvikwereti zve 25 000 zvemarudzi akasiyana-siyana zvinodzoserwa sezvisingagoni kushandiswa. Iyo inewo zvinyorwa zvemabhiriyoni emadhora ekuchengetwa kwezvisungo izvo zvisirizve kubhadhara chibereko, asi zvakadaro muridzi weimba haasati apinda muchisungo. Kana iwe uchiri nezvisungo izvi zvekuchengetedza, iwe unoda kuaisa mumari kana kuvadzorera kuitira kuti mari yako inogona kutanga kushanda iwe zvakare. NeChechi yeHurumende, iwe unogona kuona kana zvikwereti zvako zvichiri kubhadhara chikwereti uye kutsvaga chero ipi zvayo isina kuchengetwa kwemari kubva muHarare. 07 Tarisa Upenyu Husina Kubhadhara Inishuwarenzi
Upenyu hwe inshuwarisi yehupenyu hunova husingazivikanwi kakawanda kupfuura iwe unogona kufunga. Kana iwe uine inshuwarisi yehupenyu iyo inodzvinyirirwa inogona kukubhadhara iwe mari kana chikwama; kana iwe uine hama yako inopfuura, pangave iine inshuwarisi yehupenyu huripo huripo kune iwe. Mune zvimwe zviitiko, nzvimbo yaunotanga kutsvaga yako iri pa demutualization-claims.com.