Kunzwisisa Kuzara Kwekushandisa Auto Insurance

Inobatsira Zvakazara Car Insurance Cover Towing?

Iwe unoda kuzadza zvakakwana motokari yvesipi? Izwi rinosungirwa kumativi ose nguva dzose kana uchitaura pamusoro pemishuwarisi yemotokari. Zvisinei, unoziva here zvinorevei? Ingave isina kunge yakatemwa uye yakaoma sezvaunofunga.

Kuzadza kwakakwana kunogona kududzirwa nenzira dzakasiyana. Icho hachisi chinyorwa chinoverengeka chinopiwa neinishuwarenzi vatakuri . Mumiririri wako haatori bhokisi rakazara chekuongorora chebhokisi rako, uye iwe wakagadzirira kuenda. Iro shoko iro rakashanduka uye rakanyatsozivikanwa mumashandisi einishuwarenzi, asi vashandi vehushuwarisi havashandisi yakarongeka yezvirevo zvavanotevera.

The Core of Full Coverage

Hurumende Yakawanda Inodiwa
Hurumende yose muUnited States inogona kuisa huri huwandu hunodiwa hunoda motokari yemotokari. Izvo zvishoma zvido zvinowanzodiwa zvinosanganisira kukanganisa kwomuviri nekuremara kwepfuma .

Comprehensive
Kunyatsopararira kuchavhara kukanganisa kwemuviri kwezvinhu zvose zvinogona kuitika kumotokari yako kunze kwekupesana. Kuzadza zvakakwana hakugoni kuitika kunze kwehuwandu hwekugovera . Moto, kuba, kuparadza, dambudziko remhepo, kurova chikafu, kufambisa kwemafirimu, nezvimwe zvakafukidzirwa zvakazara.

Collision
Kugoverana kwekugoverana ndiko kugoverwa kunokupa kukudzivirira kwakanyanya uye kunowanzobatanidzwa mukuzara kwakazara auto inshuwarisi. Kugoverana kwekugadzirisa kunoita kuti motokari yako ifukidzwe pasinei nokuti chii chinokonzera kukanganisa. Kurwisana kunovhara kukanganisa kwezviitiko zvose uye sezvo kusagadzikana hakugoni kutengwa pasina kuvharwa kwakakwana chero chinhu chipi zvacho kunze kwengozi zvichiri kuvharwa.

Chiremba Muviri / Mungozi Wokuchengetedzwa Usakanganwa kurapwa kwako mune zvekurapa! Mitemo yakawanda inouya neine madhora madhora ekurapa. Kukuvadza Kwekuzvidzivirira Kunopiwa kunoenderana nehutano hwakasarudzwa nehurumende dzinoda. Kusarudzwa kwekuwedzerwa kwemiganhu inowanzowanikwa saka iva nechokwadi chekutarisa kugoverana uku newaini yako yeinishuwarenzi.

Usazonyengedzwa Nezvimwe Zvisingatauri Zvimwe Zvakakwana MuKutevedzwa Kwakakwana:

Mamwe motokari yerinishuwarenzi inoshandiswa ndiyo iyo mutsetse unotanga kusvibiswa kana ukasvika pakuzadza kwakakwana. Kana iwe uchitaura mashoko akazara kugoverwa, zvichida iwe unofunga kuti zvinoreva kushandiswa kwese inshuwarisi inowanikwa. Zvichida iwe unofunga kuti nzira yepamugwagwa rubatsiro inowanzobatanidzwa nezwi rinoperera. Chidzidzo chimwe chete chaunoda kuti udzidze nenzira yakaoma ndechokufunga kuti wakafukidzirwa chimwe chinhu apo iwe hausi.

Uninsured Motorist / Underinsured Motorist
Izvi zvinogona kuvharirwa nyore nyore kana iwe usingazivi nezvekugoverwa. Zvakakosha kunzwisisa chirongwa ichi uye uone kana chiri chinhu chaunoda. Inishuwarenzi inogona kubvisa nyore nyore kuvhara kwekuvhara kwako kwebhokisi yako muzinga uye yakarova mamwe magwaro. Kana iwe ukasarudza kubva pane izvi, funga kuti iwe unozviita uchiziva uye hausi kushamiswa nemutsara.

Gap Insurance
Tenga motokari itsva, bvunza chizere chekuvhara, uye tarisira bhizinesi yemajeri , kwete chaizvo. Inishuwarenzi yeGap ndiyo kugoverwa kwaunoda kukumbira mberi. Mushandi akanaka achakupa iwe, asi haugoni kuvimba nayo nguva dzose. Usafunga kuti inshuwarisi yejengo inowanzobatanidzwa nehuwandu hwekudzivirira auto inshuwarisi.

Towing
Kutarisa ndiyo inowanikwa yakawanda yakaiswa pamapakiti yakaiswa nehuwandu hwekudzivirira auto inshuwarisi. Iyo inogona kunge ichiodza mwoyo chaizvo kana iwe wakanyunguduka uye wodana wenzi wako chete kuti aone kuti iwe hauna kuvhara. Zvechokwadi, tsanangura kana iwe unoda rutivi rwomugwagwa rubatsiro .

Car Rental
Vamwe vanotakura inshuwarisi vanopa huwandu hwemotokari yekubhadhara mari apo iwe unotenga zvakakwana kugovera auto inshuwarisi. Dzimwe nguva kugoverwa hakusi kuverengwa, saka unofanira kubvunza kuti chinangwa chako chinopa chii. Kana kukodzwa kwemotokari kuve kwakakosha kugoverwa kwauri, iva nechokwadi chokuti urikumbira panguva yaunotanga mutemo wako.

OEM Endorsement
Kana iwe usati wambove nemotokari yemotokari yemotokari, iwe ungasave uchiziva makambani einishuwarenzi haashandisi zvikamu kubva zvakananga kubva kumotokari yemotokari. Aftermarket zvikamu uye zvikamu zvakashandiswa zvinoshandiswa kugadzirisa motokari.

Pazvokukumbira, vamwe vanotakura inshuwarisi vanopa imwe yeruzhinji kuti vawane zvikamu zveOEM , musaronga pazviri kuiswa pamwe nekuzadza kwakakwana.

Full Glass Coverage
Girazi reGirazi rinowanzovharwa kana ukasarudza kuvhara kwepurasitiki yakazara nokuti inogona kuwira pasi pakanyatsobudiswa. Zvisinei, kana ukasarudza kubhadhara zvakakwirira pane zvakakwana, zvinogona kupedza girazi rako rinovhara. Girazi rakazara kurairika iwe unobhadhara premium yapamusoro kuti urege kuwana deductible kana kuti zvishoma kuderedzwa kwezasi kwegirazi zvinongotaura chete. Chengeta muzere girazi rekuvhara kana iwe uchienda ne deductible pane zvakazara.

Vanishing Deductible
Kana iyo inishuwarenzi yaunosarudza inopa kupa mari inopedzisira yave yakagadziriswa , zive kuti kugoverwa kazhinji hazviiti kuti zviuye nehuwandu hwehuwandu hwekugovera. Inowanzopiwa nokuda kwezvimwe zvikwereti zvingada kuwedzerwa kumutemo wako usati warasikirwa.

Ngwarira pazvinouya pakushandisa mutsetse wekudzidzira auto inshuwarisi. Sezvo inogona kutorwa kunoreva zvinhu zvakasiyana, iwe unotofanira kunyatsotsanangura kana ukasarudza kugovera. Kana motokari insinology izwi rechiGiriki kwauri, tanga nekudzidza zvidzidzo uye kubvunza mibvunzo kusvikira unonzwa wakasununguka nemusoro.