Low-Risk Stock Investing

Yenguva refu yekutsvaga mari yekutengeswa ndiyo rudzi rwekutengesa iyo vanhu vakawanda vanojaira nokuti ndiyo iyo yekutenga uye kubata kudyara kunoshandiswa nevekusati iko kutengeserana. Venguva refu vatengesi vemabhizimisi vanowanzoshandisa mari mukambani iyo yavanovimba nacho, uye vanomirira kuti mutengo wekutengesa uwedzere (kureva ivo vanotenga, uye zvino vanobatisa chikafu, zvisinei kuti chii).

Zvinonyanya kuzivikanwa nevashambadziri venguva refu, ndezvokuti rudzi urwu rwekutengesa runoda ruzivo rwepamusoro, uye ndeimwe yenzira dzisingaiti dzekutsvaga muzvitoro.

Imwe nzira yakanakisisa yekutsvaga mari muzvikwata ndeyokushandisa sarudzo dzinoshandiswa, izvo zvine mazamu akawanda, uye risina ngozi.

Stock Options

Zvisarudzo zvekutsvaga ndezvasarudzo zvinowanikwa pane imwe chete yekutengesa (zvakadai seGoOG yeGoogle). Nzira dzekutsvaga dzinogona kushandiswa kutengeserana nekutengeswa pasina kutenga kana kutengesa chaiyo. Nzira dzekutsvaga dzinogona kuwanika pamunhu mumwe nomumwe muAmerica, Europe, uye Asia, uye inowanzotengeswa kushandiswa kushandiswa kwechinhu chimwe chezvikwereti zvezvimwe zvikamu zana zvepasi. Kuwedzera mamwe mashoko pamusoro pezvokushandisa zvezviyo, kusanganisira tsanangudzo yezvikwata zvekugadziriswa kwezvitoro, inowanikwa mune zvinyorwa zvekutsvaga zvinyorwa .

Stock Kuzvipira Kushandisa Kushandisa

Kana ukashandisa sarudzo dzekutsvaga kuisa mune imwe nzvimbo yezviyo, zvikonzero zvekutsvaga mari mumatanda zvinofanira kunge zvakafanana nekutenga chaiyo. Kusiyana chete ndekwokuti bhizimusi rinoshandiswa uchishandisa zvibvumirano zvesarudzo panzvimbo yebasa riri pasi.

Kana imwe nguva sarudzo yakakodzera yakasarudzwa, mari inotengeserana nekutengeserana inoitwa nenzira inotevera:

  1. Tenga imwe mumutero wemari yega yega yezvikamu makumi maviri zvezvikamu
  2. Chimirirai mutengo wematengo (uye naizvozvo mari yekusarudza) inowedzera
  3. Kutengesa zvingasarudzwa zvekufonera kuti uwane purofiti

Kubatsirwa kweStock Options

Pane zvipo zviviri zvakakosha zvekushandisa sarudzo dzekutsvaga kuisa muzviwanikwa.

Chokutanga, kusarudzwa kwezvikwereti kunodhura zvishoma kudarika chaiyo chaiyo, saka kuwanda kwemuganhu kunodiwa zvakanyanya. Izvi zvinoreva kuti vatengesi vane mabhuku mashomanana ekutengesa vanogona kuisa mari mumatokari ayo angave asingasviki uye kuti vatengesi vanogona kuita mabasa akawanda achishanda panguva imwe chete.

Chechipiri, njodzi yekutsvaga kwenguva yakareba isingabhadharwi nemari yakabhadharwa yezvaunosarudza, saka njodzi yekutengeserana iri shoma uye inozivikanwa kare. Apo vazhinji venguva refu vashandi vemari vatove vachibatisisa mashizha avo kana iri pasi ne $ 10 000, imwe nzira yevatengesi inogona kunge yakaderera ne $ 3,000, pasina dambudziko risina mhosva pasinei nokuti yakaderera sei mutengo wematombo unoenda.

Muenzaniso Trade

Aive kwenguva yakareba mutengesi wemabhizimisi akatarisa kuti vanoda kuisa mukambani yeXYZ. Nzvimbo yeXYZ ikozvino inotengeserana ne $ 430, uye zvinotevera kusarudzwa kwekupera kwemwedzi miviri kure. Mutevedzeri anoda kutenga zvigaro zvuru zveXYZ, saka vanoita zvinotevera zvekutsvaga kwekutsvaga trade:

Tenga zvingashambadzira gumi 10 (svondo imwe neimwe inoshandiswa inokwana zvikamu zana), ine mutengo wematengo ye $ 420, pamutengo we $ 15 pamusangano wekusarudza. Mari yose yebasa iri $ 15,000 (yakaverengwa se $ 15 x 100 x 10 = $ 15,000). Mari yekutenga iyo yakaenzana nhamba yezvikamu muchitsime chiri pasi inenge $ 420,000.

Chimirirai mutengo wematengo, uye mukana wekusarudza, kuwedzera. Kana mutengo wemari weXYZ unowedzera madhora mazana mana, iyo yekusarudzwa kwekutumira 'mutengo ichawedzera kusvika anenge $ 30. Kuwanda kwekuwedzerwa kwekusarudzwa kunoenderana nemari yakadini mumari yaunosarudza. Izvo zviri mberi mumari izvo zvingasarudzwa, iyo inowedzera kuwedzerwa ichava kune chikwata che1: 1.

Kutengesa 10 kushanyira kushanyira pamutengo we $ 30 pamusangano wesarudzo. Zvose zvinogamuchirwa pavanenge vabuda mubhizimusi iri $ 30,000, iyo inobhadhara $ 15,000. Zvose zvingadai zvakazadzikiswa kudai basa racho rakanga rave richiurayiwa uchishandiswa mari chaiyo ingadai iri $ 20,000, asi usati watanga kunyunyuta pamusoro pemari inosvika 5 000 $, verenga ndima inotevera pamusoro pezvinetso zvebasa iri.

Ngozi yekusarudzwa kwekutengeserana inongopedzerwa nemari inobhadharwa kutenga mabheti ekusarudza (paunopinda mubhizimusi).

Izvo, neyoyo chaiyo, hapana muganhu kune ngozi yekutengeserana (kureva iyo inotora mari yose inogona kuparadzwa). Kana mutengo wematengo weXYZ wakaderera kusvika $ 400 (kana kunyange pasi), basa rekutsvaga rinongowedzera kukanganisa kwema $ 15,000 (yekutanga mari yekusarudza kushanyira). Neyoyo chaiyo, kurasikirwa kwaizove $ 30,000, kana kupfuura kana mutengo wematengo wakanga wapera.

Mhedziso

Kana uri kufunga nezvekutsvaga mari muchikwata, funga nezvekushandisa sarudzo dzekutsvaga pane nzvimbo iri pasi. Kushandisa zvigadzirwa zvekushandisa nenzira iyi zvinogona kuderedza zvakanyanya njodzi uye kuraswa kwekutsvaga mari muzvitoro. Izvi zvinogona kuwedzera zvakanyanya ngozi yako yekupa mubairo, uye nokudaro iwe unobatsira.