Usabhadharwa nekuda kwekwereti kadhi rechikwereti zvinowanikwa kana iwe usingafaniri
Iwe haufaniri kubhadhara ruoko uye gumbo mumari yegore negore yekadhi rechikwereti iro rinopa mibayiro yakanaka yekufamba. Kune zvakawanda zvekufambisa pasina mubhadharo makadhi makadhi anopa zvipo uye zvaunokwanisa kushandisa kushandisa mafuta ako. Takafukura zvakanakisisa zvekufambisa mafirikiti emakadhi emakadhi. Iwe uchawana kadhi rechikwereti nemabhonasi makuru ekuisa mabhadharo, mibayiro mikuru uye kunyange kutengeswa kwezvibereko zvekuda.
01 Best Overall: Bank of America Travel Rewards Credit Card
NeBhange reAmerica Kuenda Makomborero Kadhi Kwereti, iwe uchawana 1.5 points pamadhora ose akapedza. Sekunyora bonus, iwe une mukana wekuwana 20,000 maebhonasi emabhonasi mu-20000 kana ukaita $ 1 000 mukutenga mumazuva ekutanga makumi 90 ekuvhura account yako. Bhonasi inokodzera $ 200 statement chikwereti pamusoro pekutengesa kutengesa, kusanganisira ndege, mahotera uye motokari dzinoshandiswa. Kunyanya, kana uri Bhangi reAmerica kutarisa kana kuchengetedza gwaro rekuchengetedza, unogona kugamuchira bonus yezve 10 muzana pane dzako.
Mitengo Inokosha : Farira zero muzana yekutanga yekutengesa pakutenga kwekubhadhara mabhiri gumi nemaviri. Pashure pacho, APR inogara iri 16.24 kusvika 24.24 muzana. Hapana mutero wegore negore uye hapana mutero wekutengesa kune dzimwe nyika.
02 Best Best, Runner Up: Capital One VentureOne
NeCheart One VentureOne kadhi rechikwereti, iwe uchawana zvisingagumi 1.25 makiromita pamadhora pazvinhu zvose zvaunenge watenga pane yako kadhi rechikwereti. Iwe unogona kuregera maira ako sechitemo chekwereti pamusoro pekutengesa kwekutengesa kwaunoita pane yako kadhi rechikwereti. Hapana muganhu wehuwandu hwezvipo iwe unogona kuwana uye mibairo yako haiperi.
Sekuve mutsva wekadhi, unogona kuwana mazana emabhonasi makumi maviri nemakumi maviri paunoshandisa $ 1 000 pakutenga mumwedzi mitatu yekutanga yokuzarura akaunti yako.
Mitengo Inokosha : Farira zero muzana yekutanga yekutengesa pakutenga kwemwedzi gumi nemaviri. Pashure pacho, APR inogara iri 13.24 kusvika 23.24 muzana. Hapana mutero wegore negore uye hapana mutero wekutengesa kune dzimwe nyika.
03 Best Best Promotional Mutengo: Dziwani iyo Miles
NeChitsvaga Miles, iwe uchawana 1.5 maira kune imwe dollar yaunoshandisa pakutenga. Panzvimbo pekupa bhonasi yokunyora nehuwandu hwekushandisa kushandiswa, Tsvaga mamiriro ose emakiromita wawakagamuchira pakuguma kwegore rako rokutanga. Kana iwe ukawana makiromita mazana mashanu, Discover ichakupa mubayiro wemamaira ebhonasi. Bhonasi inoshanda chete kumakiromita wamunowana mugore rokutanga. Iwe unogona kuregerera mairi makiromita 100 kuti uwane $ 1 statement chikwere pamusoro pekutenga kana kutengesa mari.
Iwe unofara imwe yekutara kwenguva refu yekutsvaga nguva: zero muzana pakutenga kwemwedzi 14. Iwe unogona kutora rwendo rwako rwekutanga uye kutora gore kuti uripe iyo pasina chido.
Hapana mari yekutengesa kune dzimwe nyika, iyo inoita kuti zvive zvakanaka mukufamba munyika yose. Zvisinei, cherechedza kuti Discover haigoni kubvumwa zvikuru kune dzimwe nyika.
Mitengo Inokosha : APR inogara iri 12.24 kusvika 24.24 muzana. Iko hakuna mari yegore negore.
04 Best for Flights: Blue Delta Skymiles American Express
NeBlue Delta Skymiles American Express, unogona kuwana mairaira kuti ushandise kuDelta ndege dzisina mari yegore negore. (Mamwe makirasi eDelMiles ekukwereta ane mari yegore negore.)
Kadhi kadikiti yemakwereti inowanzobhadhara mibayiro yakakwirira pane zvokutenga zvaunoita newayendaneti. Kana iwe usingadi kubhururuka kakawanda, asi iwe unodya mumaresitorendi akawanda, kadhi inokupa imwe sarudzo yekuwana mubairo pamutengo wakakwirira. Iwe uchawana ma SkyMiles maviri nedhora rose raunoshandisa paDelta uye US yekudya zvekudya uye imwe SkyMile per dollar pane zvimwe zvose. Gamuchira chirevo chemazana makumi maviri chechikwereti cheDelta mu-kushambadzira kwechikwata. Sezvo mutsva wekadhi, iwe uchange uine mukana wekuwana mazana emabhonasi 10 000 kana ukashandisa $ 500 mumwedzi mitatu yokutanga.
Mitengo Inokosha : The APR is 16.99 kusvika 25.99 muzana. Hapana mari yegore negore.
05 Best for Flights, Runner Up: JetBlue Card
Kana iwe uchingogara uchifamba paJetBlue Airlines, JetBlue Card inosarudzo yakanakisisa yekuwana pfungwa dzaunogona kushandisa kutarisa ndege. Sezvo mutsva wekadhi, iwe uchange uine mukana wekuwana 10 000 mabhonasi. Kuti uwane bhonasi, iwe unongoda kushandisa $ 1 000 mumwedzi mitatu yekutanga yekuti uwane kadhi rako rechikwereti.
Zvichienderera mberi, iwe uchawana makiromita matatu pamadhora paJetBlue kutenga, maira maviri nedhora paresitorendi uye kutenga zvekutengesa. Kunyanya uwane 50 muzana mu--kuchengetedza ndege pamahombekombe uye zvokudya zvekutenga paunoshandisa JetBlue Card yako. Iwe unogona kuregera pfungwa dzako kune chero chigaro uye panguva ipi zvayo paJetBlue-operated flights. Hapana misi yakasviba uye mibairo yako haina kumbopera.
Mitengo Inokosha : The APR ichava 13.24, 21.24 kana 26.24 muzana. Hapana chebhadharo yegore negore uye hapana mari yekubhadhara kune dzimwe nyika.
06 Best for Military: PenFed Platinum Rewards Visa Signature
NePenFed Platinum Rewards Visa Signature, iwe uchawana zvishanu nhamba pamadhora ekutenga gasi, nhatu nhatu pamadhora pazvokutenga zvekudya, uye imwe pfungwa pamadhora pane zvimwe zvose. Wana $ 100 statement chikwereti paunoshandisa $ 1,500 mumazuva ekutanga 90. Iwe unogona kuregera mibairo yaunowana kune kutungamira kana zvimwe zvipo.
Unofanirwa kuva nhengo yePenFed ine peji yekuchengetedza / share kuti uite. Iwe unokodzera kuva nhengo kana iwe kana hama yako uri nhengo yehondo.
Mitengo inokosha : The APR is 9.74 kusvika 17.99 muzana. Hapana mutero wegore negore uye hapana mutero wekutengesa kune dzimwe nyika.
07 Best for Payment Kugadziriswa: Blue Sky kubva kuAmerican Express
NeBlue Sky kubva kuAmerican Express, iwe uchawana gorofa imwechete ye dollar imwe yaunoshandisa pakutenga. Zvose zvinomwe 7 500 pfungwa dzinokwana $ 100 chirevo chikwereti pamusoro pekutengesa kwekutenga kwaunoita pamakadhi ako.
Iwe uchava nechisarudzo chekutakura chikwereti mwedzi woga woga kana kubhadhara zvakakwana-kubhadhara zvakakwana zvakakosha kuti uwane huwandu hwekubatsirwa kwezvipo zvaunowana. Kadhi rinouya nemamwe maitirwo emaAmax ekufambisa, kufanana nekurasikirwa kwemotokari uye inshurensi yekukuvadza, kuenda kune inshuwarisi yengozi, pamwe nemugwagwa rubatsiro.
Mitengo Inokosha : The APR is 18.49, 21.49, kana 23.49 muzana zvichienderana nekukwereta kwako. Mari yekubhadhara kune dzimwe nyika inokwana 2.7 muzana yekutengeserana kwega kwega mushure mokunge yashandurwa ku US dollars.