Nyika neChirongwa cheEFF cheDhiversification
Uku kukwirirana kwakasimudzirwa kwakatungamirira kuchikwata chinokura chetsvakurudzo pamusoro pepasi rose nemabhizimisi. Vakawanda vanotsvakurudza vanodavira kuti zvigadzirwa zvemabhizimisi zvehupfumi hwenyika zvinoita basa rinokosha mukugadzirisa kwekugadzirisa kwaro. Vashandi vemunyika yose vangave vachida kufunga nezvekuisa mari kuburikidza nezvakanaka zvepasi rose, pamwe nekuisa mari kune dzimwe nyika kuti kuderedze ngozi uye kuwedzere kusiyanisa.
Kukwidza Equity Correlations
Misika yemari yakawanda yakanyanya kuwirirana pamusoro pemakumi maviri emakore apfuura. Maererano nekutsvakurudza kweVanguard kwakaitwa pakati pa2003 na2008, kuenzanirana kwekambani yehurumende nehurumende yeUnited States inobva kune yakakwirira ye 0.47 yeEurope kusvika pasi pe 0.25 yePacific Rim. IJapan ine chikamu chisina kujairika 0.12 kuwirirana neUnited States Zvinotyisa, kuwirirana kwekubatana kwemashamba ekubudirira kwaive 0.40 kune vose Africa / Middle East uye Latin America.
Aya mazano ekubatanidza akaderera zvikuru kudarika nyika yakafanana, asi kubatsira kwekusiyana-siyana kwakawedzerwa kuderera kwenguva.
Kusiyana pakati pekusimudzirwa uye kubuda kwemakemikari kunobudirira kunowedzera kune zvinhu zvishoma kudarika nyika chaiyo kana nzvimbo, dzakadai seJapan nePacific Rim, iyo inogona kupa hukuru hwekusiyana. Vashandi vanofanirwa kufunga nezvezvikonzero izvi pavanokanganisa zvikwata zvavo.
Vatsvakurudzi vakaonawo kuti vanhu veUnited States vanobatana ne 0.43 kuwirirana neAmerican index, asi vasiri US
vanhu vakawanda vaiva ne 0.41 kuwirirana. Nokuenzanisa, kune dzimwe nyika makambani akange aine kuwirirana kwe 0.29 chete neAmerica indexes. Izvi zvinoratidza kuti vashandi vangave vanoda kuisa pfungwa pamakambani maduku kusvika pakati pepamatare emunyika panzvimbo kune dzimwe nyika dzekune dzimwe nyika pavanenge vachiedza kuita zvakasiyana-siyana mahofisi avo.
Nyika inotarisana nemigumisiro yeMamwe
Mubvunzo unonyanya kukosha kune varairidzi unobva wava: Nyika kana makambani ekugadzirwa kwehupfumi hwenyika inodzoka? Mune mamwe mazwi, varairidzi vanofanira kutsvaga kuisa mumusika wepasi here kana kuisa pfungwa pamusoro pezvikamu zvepasi rese? Kana vari vaviri? Ongororo yepakutanga muma1990 yakaratidza kuti migumisiro yenyika yakanga yakakura kune zviyero zvakaenzana-zviyero zvakakosha uye migumisiro yechirongwa yakanga yakakura pamitengo yakashambadzirwa, asi izvo zvingangodaro zvichinyengera.
Nokuparadzanisa simba rezvikamu kune dzimwe nyika, vaongorori veVanguard vakaona kuti kukosha kwenyika yakatarisana nemigumisiro yechirongwa kwakagadziriswa zvichienderana nezvimwe zvinhu zvakasiyana. Nyika yakaderera-zvikamu zvakaguma yakaitika muUnited States, United Kingdom , neFrance , asi nyika yakakwirira-zvikamu zvaiva Ireland, Greece, uye Finland. Pacific Rim nyika dzakadawo kuva nematambudziko makuru kune dzimwe nyika.
Nharaunda dzepasi pose dzine chinonyanya kukosha pakudzoka kwehutano kune makambani emarudzi akawanda uye makambani muNorth America neEurope . Munguva iyo, nyika inonyanya kukosha kumakambani emunharaunda, makambani anotakura, uye makambani ari muPacific Rim. Vashandi vanofanirwa kunyatsocherechedza matanho aya apo vanovaka purofisi yavo kuti vawedzere kuwanda uye vadzivise dzimwe dzenharaunda.
Mazano kune Vashandi vemunyika yose
Vashandi vemunyika yose vanofanira kufunga nezvekutsvaga mari yakawanda kunyika dzose mbiri nemakambani kuti vaderedze ngozi yavo uye kuwedzere kusiyanisa. Panzvimbo pokurapa nyika yose zvakaenzana, vashandi vanofanirwawo kutarisa kune avo vanopa zvakasiyana-siyana kuti vaone zvakanyanya kubatsirwa. Vashandi vemuNorth America neEurope vangada kufunga nezvekuparadzanisa kune dzimwe nzvimbo pane nzvimbo uye pamwe chete nemisika.
Nzira yakareruka yekuwana pachena kune dzimwe nyika dzakasiyana-siyana nemakambani ndeye kuburikidza nekubhadhara-kutengesa mari (ETFs) iyo inopa purojekti yakasiyana-siyana mune imwe sangano rekuchengetedzwa kweUnited States. Kunyange zvazvo kune maAmerican Depositary Receipts (ADRs) anowanikwa, anonyanya kushandiswa kumakambani evanhu vari munyika dzakawanda izvo zvisingagoni kupa zvakawanda zvakasiyana-siyana kune vashandi vekuAmerica. Mari inowanikwa pamwe chete inowanikwawo asi inowanzova nemari yakawanda yakabhadhara.
Kana tichitarisa aya ETFs, vatengesi vanofanira kunyatsofungisisa mari yekutsvaga, kubhadharwa, uye mari yezvikwereti kuti zvioneke kuti zvinopindirana nemapatoforeti avo aripo. Nhamba dze ETF dzakawanda dzichavawo nehutano hwekubatanidza hunowanika kune S & P 500 iyo inogona kupa nzira iri nyore yekutsanangurira kusiyanisa pameso.