Heino izvo Zvaunoda Kuziva Usati Wasarudza Kutenga
Paunofunga nezvekodha sekutsvaga mari, unofanira kufanotaura zvakarurama:
- renha yegore negore iwe ungagamuchira, uye
- mari yegore negore yaunoshandisa, kusanganisira zvinhu zvakadai se:
- real estate tax
- inshuwarisi
- kuchengetedza uye kugadzirisa
Mukuwedzera, iwe unofanirwa kuona pane dzimwe nguva mari yaunogona kuitika, yakadai se:
- mutero wepamutemo kana kubudiswa kuchidiwa
- kushambadzira kunodhura kuwana vashandi
- kugadzirisa mari kana mudzidzi achikuvadza imba yacho
Ngatitei Mathem! Muenzaniso weCondo Investment:
Ngatitarisei muenzaniso. Kana Iwe ukawana condo kutengesa $ 55,000. Iwe unogona kubhadhara mari. Ichakwereta $ 750 pamwedzi ($ 9,000 pagore). Iwe unofunga kuti iyo inomiririra pa 16,4 muzana yezvibereko ($ 9,000 akaparadzaniswa ne $ 55,000). Iwe usati wave wakanyanyisa kufara, iwe unofanirwa kutarisa mune izvi zvinodhura:
- Imitero yemitengo inosvika $ 1 000 pagore
- Inishuwarenzi iri $ 300 pagore
- Iwe unofungidzira madhora mazana matatu pagore mukugadzirisa nekugadzirisa
- Iwe unofunga kuti condo ichave isina munhu anenge mwedzi mumwechete (iwe unofunga izvi sebhadharo ye $ 750 pagore)
- Iwe unofunga nguva imwe neimwe isina chaunoda iwe uchada kushandisa $ 250 pamitengo yekutengesa, uye iwe unofungidzira izvi se kamwe chete gore
- Iwe unobatsirawo mune izvozvo zvichida mumwe wemakore mashanu oga oga unogona kunge uine ruzivo rwakashata uye unobhadhara mari yepamutemo uye mari yekuwedzera yekugadzira inenge madhora 5 000 (iyo inenge iri madhora 1 000 pagore).
Izvozvo zvinodhura madhora 3 600 pagore (kana nezve $ 300 pamwedzi).
Mari yako yakabvaruka ikozvino $ 5 400 ($ 9,000 kudarika $ 3 600), iyo inomiririra mutezo wekubhadhara mari inosvika 9,8 muzana, iyo ichiri kudzoka kunofadza. Mukuwedzera pakudengesa kwemari, iwe uchazoita kuti utore chikamu mukuonga kwekukosha kweimba. Kana iwe wakatarisira imba inofanirwa kukwira inenge inenge 3 muzana pagore, mugore rokutanga gore rako raizotenderera kubva pa $ 55,000 kusvika ku $ 56,650, mubayiro we $ 1,650.
Kana iwe usingakwanisi kubhadhara mari, uye iwe unofanira kubhadhara mari yacho, iwe uchafanirwawo kutora mari yekufarira. Nokuda kwekutsvaga mari , taronga kuisa 25 muzana - 50 kubva pasi kuti muwane chikwereti. Muchiitiko chinotevera, ngatiti iwe unoisa 30 muzana pasi ($ 16,500) uye mari yekusara makumi manomwe kubva muzana ($ 38,500) pa7% yepamusoro makore makumi matatu. Mari yako ichava $ 256 pamwedzi.
Paunowedzera kubhadhara kwako $ 256 pamwedzi uye inofungidzirwa mari inowanikwa pamusoro apa, inenge madhora mazana matatu pamwedzi, unowana $ 556 pamwedzi yekufungidzirwa mari. Nebhadharo inotarisirwa ye $ 750 pamwedzi iyi pfuma ingadai ichiri kupa mari yakanaka, uye zvichienderana nhamba idzi ingangodaro iine hutano hwakanaka.
Zvimwe Zviitiko: Condo Kuongorora uye Nheyo dzeChechi
Iwe uchazofanirawo kuziva kana iyo condo iwe uri kuifunga ine mari yekushamwaridzana uye kangani iwe unogona kudikanwa kubhadhara kuongorora. Kuongororwa mari inoshandiswa kuvhara nzvimbo dzakawanda dzeimba yekondomu. Kuyera kunogona kusanganisira kuisa nzvimbo, kupaka motokari uye kugadzirisa magaraji kugadziriswa uye kugadziriswa, kuvandudzwa kwekunze kwechivako, uye mari inosanganiswa nenzvimbo chero ipi zvayo inosanganisira nzvimbo huru yekuchengetedza kana nzira yekupinda. Iyi inodhura inofanira kuiswa mubhadharo yako inotarisirwa usati waverenga kuenzanisira kudzoka pane zvekutsvaga mari yako.
Usati waita chero ipi zvayo yekushambadzirwa kwemaimba iwe unofanirawo kuongorora kuti maonero ako echokwadi ndeapi. Heano mamwe mimwe mibvunzo inofanira kuongororwa pakugadzirisa kana kutenga kwekodha kuchava hutsva hwakanaka:
- Ko condo yako mune imwe nzvimbo inotora dzimba inoda, yakadai pedyo nekoroji?
- Icho chiri mune imwe nzvimbo iri kuwana kuduku kuduku kana yakakurumbira?
- Ko mushandi mukuru munharaunda yacho angavhara uye anokonzera kudiwa kwekubhadhara kunonoka here?
- Ko kukura kwechikwata chitsva kunogona kuvakwa pedyo, kusiya yako inoda kudhura kunodhura kwekukwikwidza here?
Zvinotora ruzivo pane nzvimbo, uye ruzivo, kuti uongorore marudzi aya ematambudziko. Nokuda kwebhuku guru panyaya yekuongorora John Reed's How to Start in Real Estate Investing .