Chii Chinoitika Kana Uchinyepa Kuti Uwane Inishuwarenzi Yakanaka?

by Mila Araujo

Sei kureva kana kuvhara zvinyorwa kunogona kukupa mari?

Makambani eInishuwarenzi anobvunza mibvunzo yakawanda paunoshandisa inshuwarisi. Dzimwe nguva mibvunzo inoratidzika somunhu oga, kana inotyisa uye inoita kuti tishamise kuti nei tichifanira kupindura. Dzimwe nguva, mibhizinesi mibhizinesi yehushuwarisi inokumbira ngati titore zvakanyanya kukodzwa kana kutapudzwa kwemutengo uye isu tinopindura tisina dambudziko kuziva kuti zvichatibatsira kuchengetedza mari pachiyero chedu. Tinoziva kuti isu tinopindura sei mibvunzo inoita ruzivo runotarisa mutengo watinobhadhara inshuwarisi yedu, saka zvinonzwisisika kuti kana vanhu vari kupindura mibvunzo yveshuwarisi, vanoda kuve munzvimbo yakanakisisa yekuwana yakawanda sehomwe sezvazvinogona.

Chii chinoitika apo mhinduro dzemibvunzo iyoyo dzinoita kuti titende kuti tinogona kubhadhara zvakawanda?

Zvakanaka Kureva Kunishuwarenzi Kuti Uwane Mutengo Wakanakisisa Here?

Icho chinopesana here kana iwe uchiwedzeredza zvishoma, unorega ruzivo, kana kungozvinyengera chete? Zvakaoma kunzwisisa migumisiro yekureva nhema kune inshuwariti kunze kwekuti iwe wakabatwa murevi wenhema, panguva iyoyo yakanyanyisa. Heino zvakaderera pa:

zvikonzero zvakasiyana-siyana vanhu vanoreva nhema kune inshuwarisi
zvishoma zvinyoro nhema uye zvisiri izvo vanhu vanoita kumakambani eshuwarisi
zvinoguma nei
nzira dzepamutemo iwe unogona kuchengetedza mari pane inshuwarisi pasina nhema

Vanhu Vanofanira Kuvimbisa Inishuwarenzi Yokuchengetedza Mari MuInishuwarenzi Mitemo?

Nhamba dzinoratidza kuti vanhu vanoreva nhema pavanenge vachikumbira inshuwarisi. Semuenzaniso, tsvakurudzo ye 2016 yevatatu 3 000 neCoverHound yakaratidza kuti 51 kubva muzana yemotokari yemari yevashandi havana kupa ruzivo rwakakwana kumakambani einishuwarenzi. Kunyangwe zvikonzero izvo munhu angave asina kupa ruzivo rwakarurama zvinogona kusiyana nekungoita kukanganisa kwakatendeseka, kubvisa zvinyorwa zvisiri izvo kana nhema, migumisiro yokureva nhema pamushumo wehushuwarisi, kana kureva nhema kune kambani ye inshuwarisi munguva yekutsvaga inogona kuva yakakomba.

5 Nyaya Inowanikwa Mumusha Inishuwarenzi Nhema neInishuwarenzi Zvisiri izvo

Pasinei nokuti une nzvimbo ye moto kana chefu yehuni. Zvichienderana nekambani yeinishuwarenzi inogona kunge iri mari yakawedzerwa kana munhu aine husi hwekubatsira sekuita sehuni inopisa sitofu. Vanhu dzimwe nguva "vanokanganwa" kuti vaudze inshuwarisi yavo pamusoro peizvi, asi kazhinji kacho kwete mugovereri weinishuwarenzi kana murevereri angabvunza mubvunzo. Kana iwe ureve nhema pamusoro peizvi, ichange iri dambudziko mumutsara.

Kana iwe uine imbwa inotyisa kana imbwa dzinobereka. Zvakare, kunyengera pamusoro pekuti iwe une mbwa here kana kwete nokuti iwe unotya kuti haungatori inshudha ichava dambudziko kwauri kana iwe une chikwata. Kana ruzivo rwakachengetwa kubva kune imwe kambani yveshuwarenzi, kana kana kuzivisa kwenhema kuchiitwa bvumirano yehushuwarisi inogona kubviswa kana kuonekwa sechinhu chisina kunaka uye chisina maturo.
Kana iwe une dziva kana trampoline. Pombi uye trampolines inhau kune vamwe vambisi veimba. Zvakakosha kuzivisa ruzivo urwu nokuti unogona kudikanwa zvimwe zvekugoverwa izvo zvinofanira kuwedzerwa kumutemo wekuvhara dziva somuenzaniso. Masango ekudhakira ari anodhura, haungadi here kuve inshuwarisi kana chimwe chinhu chakaitika? Zvimbudzi uye trampolines zvinowedzerawo mungozi dzekutakura. Vamwe vatsigiri vane mitemo yakavapoteredza, kana iwe ukawana sarudzo iyo inshurenzi ingadai isina kubvumirana nayo kana vaiziva kuti iwe une trampoline, somuenzaniso, ipapo iwe uchava nechinetso mumutsara.
Kuita kugadzirisa kana kusaita kugadzirisa . Chero nguva iyo iwe unogadzirisa mumba mako iwe unofanirwa kuzivisa iyo kune inshuwarisi yako kuti uone kuti imba yako inshuwarisi ichiri kukufukidzira zvakanaka. Kazhinji kambani ye inshuwarisi ichakubvunza mibvunzo inokosha pamusoro pebasa uye inotora zvinyorwa izvi. Kana ichinyanya kugadziriswa, kazhinji haisi dambudziko. Kwete kuzivisa kugadziriswa kuchava dambudziko guru kana iwe uine kuda uye vanoona kuti imba yakanga iri kugadziriswa. Inishuwarenzi ingabhadhara. Kana kambani yako ye inshuwarisi ichikubvunza mibvunzo nezvemazuva ekugadziriswa kana kukumbira iwe unogadzirisa , iva wakatendeseka nemhinduro dzako.

Kushandiswa kwemusha: Imba yeMusha , Kubhadhara kune vamwe, kwete kugara mumba mako kwenguva yakareba, kushandiswa kwebhizimisi uye Home Sharing seAirbnb . Chero mamiriro ezvinhu apo imba yako isiri kushandiswa seimba yega yega iwe nemhuri yako inoita nharo nemishonga yveshuwarenzi yemusha. Inishuwarenzi yeimba inogadzirirwa kuisa kuti nzvimbo yako yekugara inoshandiswa pakushandisa kwako pachako. Chero kusanganisa kubva kune iyo kunogona kuputsa yako inshuwarisi yemvumo nemitemo. Kune zvibvumirano , zvibvumirano zvekugara, nezvimwe zvivako zvinogona kuwedzerwa kumutemo kuti uone kuti iwe unogara wakachengetedzwa zvakazara mumamiriro ezvinhu aya. Zvinogona kunge zvisingaiti sechirongwa chikuru chokubuda kunze kweguta kwemwedzi mishomanana uye usati uudze inshuwarisi yako, asi pane mibvunzo kambani ye inshuwarisi inoda kuziva iwe paunenge uri kure, uye kune mamwe magwaro nhuturo yehushandi inogona kuita dzimwe mhando dzekukuvara, semhosva yekudzivirira mvura uye dzimwe dzisina kufukidzwa kana iwe usingatori zvimwe zvingwarira.

Mumwe mumiririri weinishuwarenzi aripo kuti akubatsire kuwana mhinduro. Chinhu chakanaka ndechekutendeseka nekukurukurirana mamiriro ako. Dzimwe nguva rudzi rwakasiyana rwemutemo huchafanira kupiwa, asi kutaura chokwadi pamusoro pekushandiswa nekushanda kweimba yako kuchaita kuti inshuwarisi yako inokufukidza iwe mukutora.

5 Inowiri Car Motisi Inhema Vanhu Vanotaura

Kune zvinhu zvakawanda zvinobatanidzwa mumutengo wemotokari yechipurisa uye kuzivisa kuti mashoko ose akatendeseka anokosha kuwana inshuwarheni yakanaka uye mutengo.

Kwete kuzarura kukuvadza kwekugara kwema motokari , kutadza kuudza motokari yakashandurwa kana kuvandudzwa kwemidziyo.
Nhema pamusoro pevatya vemotokari: Ndivanaani vanodhairi vari mumba, avo vanofambisa imotokari seyoyo mutyairi wekutanga, kuisa motokari pasi pezita romunhu mumwe, kana ari mumwe munhu anozvitungamirira. Aya maitiro anonyanya kuoma kune inshuwarisi, mamiriro ezvinhu echokwadi anofanira kuziviswa kana kubhadhara kunogona kusingabhadharwi mune zvimwe zviitiko nokuti mubhadhari angati havangagamuchiri dambudziko kana kuti akanyora chibvumirano chavakanga vaziva.
Kushandisa imotokari, kwete kujekesa kurema kwebasa kushanda, kuvanza bhizinesi kushandiswa (kufanana nekuendesa) kana kuti garaji rinonyatsochengetwa usiku (rakasimudzwa kana kuti kero yemagaraji). Zvose izvi zvinokonzera muzinga wehushuwarisi uye iyo inofanira kuchengetwa yakarurama kuitira kuti bvumirano yako yehushuwarisi inobhadhara zvakanaka mumutsara.
Kana vakave vasina kuvimbiswa kwekanguva, vaine kupera kwe inshuwarisi, kana kuti vane mutemo wakabviswa nokuda kwekusabhadhara kana zvimwe zvikonzero.
Usingarevi chokwadi pamusoro petikiti dzakare, chirango chinotarisana nevhareji yevanotyaira, DUI kana njodzi. Vanhu kazhinji vanoita izvi vachitarisira kubvisa inshuwarisi yepamusoro , asi rudzi rwemashoko ruzhinji runowanikwa. Inyanzvi dzekuchengetedza chekuchengetedza muICHINHU, iwe zviri nani kuti uve wakatendeseka uye edza uye kurukura zvakanakisisa kutarisana mberi.

Nei Vanhu Vanyepa KuInishuwarenzi?

Kunyange zvazvo vanhu vangareva zvenhema pamusoro pezvikonzero zvezvikonzero zvavo, zvisingaiti zvikonzero zvinowanzotungamirira kune imwe rudzi rwekuwana mari. Heano zvikonzero zvitatu zvakajairika munhu angareva nhema kana kuti asina kutaura inshuwarisi pamusoro pechinhu uye nei iwe usingadi kuita izvi:

Kuedza kuchengetedza mari pamishonga yemishuwarenzi . Kana iwe wakanyatsoomeswa kuti kuchengetedza madhora mashomanana painishuwarenzi yako inofanirwa kureva nhema pamusoro, fungidzira kushungurudzika kwemari iwe uchange uine kana iwe uchifunga kuti une inshuwarisi pamutengo mukuru (nokuti wakanyepa), uye zvino une kuda uye yako kudai hakuna kubhadharwa zvachose kana kuramba zvachose. Iwe uchave uri mumamiriro ezvinhu akaipisisa, uye iwe ungatopedzeredzwa kutongerwa nekutengesa kana kutadza. Iwe unogona kuverenga zvakawanda pamusoro pemhando dzeukandisi hwehutsotsi uye nemigumisiro pano: ona "Kunyengera Kudzoka" vs. "Kudzorera Kwacho".
Kuedza kuwana mari yakawanda mukugadzirisa kudai, Vanhu vazhinji vanogadzirisa zvikwereti zvehushuwarisi uye vanoedza uye kuwana mari yakawanda pavanenge vachitsvaga panzvimbo yekubika maererano nesarasikirwa chaiyo . iyo nzira yekuzvibata ine ngozi nokuti inokuisa panjodzi yekunyengedzwa kweinishuwarenzi. Paunenge uine chirevo chakanaka, ingova wakatendeseka uye udzoke iyo mashoko kune zvakanakisisa zvaunogona uye iwe uchawana kubhadhara kwako kwakakodzera. Kuedza kubata chirevo chako, kana kuda kuti zvinhu zvenhema zvingakuisa pangozi yekutsvakurudza uye pakupedzisira kukuita iwe kusingagoneki mune ramangwana, ita kuti zvose zvawakabvunzwa zvibvunzwe, zvikuise mumatambudziko makuru uye zvichida kukupa rekupomerwa mhosva uye jeri. Hazvina kukodzera. Tora zvaunokweretwa, iva wakatendeseka nemashoko uye udzivise izvo zvingava mamiriro akaipa kwazvo izvo zvichabata hupenyu hwako hwose.
Kuedza kuwana inshuwarisi apo vangave vasina kukodzera kana vanotya kurambwa . Kune misika yakawanda yepamusoro inogona kuisa vanhu kunyange kana vachifunga kuti havazowani inshuwarisi. Pane nzira dzokuzivisa chokwadi chose kune kambani yveshuwarenzi uye kukurukura navo kuti uwane nzira yekuwana inshuwarisi. Kana iwe uine nguva yakaoma yekuwana inshuwarisi, unogona kutaura nehofisi yehupfumi yehurumende commissioners uye kubvunza kuti zvipi zvavanokwanisa kugadzirisa. Mhedzisiro yenhema kuti uwane inshuwarheni inogona kuita kuti inshuwarisi yako isasvike mukutaura. dai iwe usingadi kuenda pasina inshuwarisi, uye iwe wakanga uchida kureva nhema kuti uzviwane, zvinoreva here kuti shure kwezvose izvo inshuwarisi yako isiri yakakodzera?

Chikonzero Nei Usingafaniri Kureva Inishuwarenzi. Chii Chingave Chigumo?

Kunze kwokuisa pangozi yekurambidzwa kuda kwako, kwete kubhadharwa zvakanaka, kana kuva nehuwandu hweinishuwarenzi yako inowedzera mushure mekunge kambani ye inshuwarisi ichiona nezvezvinhu zvausina kuzivisa, iwe unogona kuguma usingakwaniseki kana usina kuvimbiswa.

Imwe kambani yeInishuwarenzi inogona kudzokorora kudai kwako uye ruzivo rutsva uye sarudza kukudzorera purogiramu yakakodzera iyo yaizodai yakapa pamberi pokutanga vasati vabhadhara kuda. Kunyangwe izvi zviri nani pane kuva nemhosva yakaramba, iwe unoguma uchibhadhara. Mushure mokutaura , kana kambani ye inshuwarisi inonzwa iwe wakanga usina kutendeseka kana uine ngozi, iwe unogona kunge uine inshuwarisi yako yakabviswa. Pane imwe nguva mutemo wakabviswa neunishuwarenzi, kazhinji unofanirwa kuzivisa izvi kune vatsigiri vezvemangwana uye kuti izvi zvinyorwa zvingakubhadhara zvakanyanya.

Imwe dambudziko rinokanganisa munhu wose nderokuti kana vanhu vanoreva nhema kune inshuwarisi uye kambani ye inshuwarisi haigadziri miriyamisi yakakodzera kune ngozi, mukana wehushuwarisi inowira kune wese. Vanonyora pasi vanouya nezvikwereti zvinokonzerwa nezvengozi , saka kana ruzivo rusingakarurama, makambani einishuwarenzi anofanira kutora pamari yezvikwereti zvinopiwa kumutengi.

Nzira Yokuwana Nayo Mitengo Yakaisvonaka Pamushuwarisi Usingarevi Nhema

Iwe unogona kushamisika kuti anobatsira sei mumiririri weinishuwarenzi kana iwe uchangouudza mamiriro ako ezvinhu nokutendeseka. Kana iwe usingadi rudzi rwebasa raunowana, kana kuti iwe unonzwa mumwe munhu asingabatsiri, iwe unofanira kuchinja inshuwarisi mumiririri kuti uwane mumwe munhu waunonzwa achida chaizvo kukubatsira. Dzimwe nguva unogona kusarudza kubvisa inshuwarisi yako kana ukawana mutengo uri nani pane imwe nzvimbo. Kana iwe uine mamiriro ezvinhu anoda kuparidzirwa kwepamusoro, kutengesa zvakapoteredza mutengo wakanakisisa ungave wakanakisisa kubheji .
Funga kutora zvinodhura zvakakwirira kuderedza mari yako .
Sungai zvose zvenyu inshuwarisi mitemo neye insurer. Iwe unogona kukwanisa kutaurirana neinishuwarenzi yako yekampani yakawanda kana iwe ukavapa ivo kupfuura imwe purogiramu kana motokari. Iwe uchange uine humwe hutano hwekutaurirana uye uwane mitemo yakawanda kana mamiriyoni emotokari, uye pamwe nekukwanisa kuvimbika kubhadhara.