Inguva Ipi Yaunoronga Kubata Chikwama
Iwe unobata chikwereti kwenguva yakareba, yakadai semakore gumi kana kupfuura, kana iwe uchatengesa mumwedzi mishomanana kana makore mashomanana?
Dzimba dzeClass C dzinotora izvo zvinonzi "mutoro wepamusoro," iyo inowanzogara yakakwana 1.00% pagore. Izvi zvingaratidzika kunge zvisingasviki ne500% mberi-mutoro asi kwenguva yakareba, zvikamu zveC zvinodhura zvinopfuura mamwe mapoka emakirasi.
Kazhinji shandisa zvikamu zveC zvenguva pfupi (pasi pemakore matatu) uye shandisa zvikamu zvemazuva mazhinji (makore anopfuura 8), kunyanya kana iwe unogona kuwana pfupa pamberi pekutakura kwekutenga kukuru. Nhengo dzeChikoro B dzinogona kupedzisira dzichinjana muchikamu cheAchi A pamakore manomwe kana masere. Somugumisiro, vangave vakanakisisa kune vashandi vasina mari yakakwana yekuisa mari kuti vakwanise kubhadhara mukana weA, asi vachida kubata masangano B kwemakore anoverengeka kana kupfuura.
Nhamba Yaunoronga Kuisa Mari Iye zvino uye gare gare
Unoronga kuisa mari kamwe chete pamwedzi here? Iwe uchagadzirisa hurongwa huripo hwekutsvaga mari here kana iwe uchaita mari uye uite mari kamwechete pagore? Uri kuita imwe yezviyo mari inoshandiswa here?
Iye zvino zvaunoziva A share money inotora mutambo-mberi nekutenga imwe neimwe, haungatombogadziri kutenga nguva dzose, seyakadai nekugadzirisa hurongwa hwekutsinhanisa, pamwe nekirasi iyi yekugoverana nekuti iwe ucharohwa nebhadharo kusvika 5.00% nguva dzose paunotenga zvikamu.
Kana iwe uri murima wekugara kwenguva refu kana kutenga uye kubata mubhadhari , isu takatonga kunze kwemaC ekugovera chikamu chekare. Nokudaro, zvikamu zveB zvinosarudzwa zvakanaka kune vashandi venguva refu vanoda kuisa mari nguva dzose (kureva, dhora-mari inodhura ).
Mari Inoshamwaridzana Nevadzidzi Vechikoro
Iko mari inoshandiswa inodhura kupfuura mari kana zvikwereti.
Semuenzaniso, zvikamu zveB uye zvikamu zveC zvinowanzove nezvikwereti zvebasa 12b-1 uye zvakakosha zviyero zvinodhura kupfuura A share money.
Nokudaro kuongororwa kwemari inosanganiswa nekagovera kirasi yakakwana zvachose nezvimwe zvose zvinofungidzirwa zvakanyorwa apa. Izvi ndezvokuti zvikwereti zvakapfuura nenguva zvichange zvichinyangarika paunodzoka, izvo zvinoreva mari shoma muhomwe yako pamagumo ekubata kwako nguva.
Kunyangwe A share money inotakura mitoro inosvika mazana mashanu kubva ku500, iyo inoshandiswa yakaderera shure kweizvozvo. Nokudaro, chikwereti chemari yakachengetwa kwenguva yakareba, yakadai semakore mashanu kusvika kune gumi kana kupfuura, inenge yakafanirwa neA share share. Iko mari ye12b-1 uye yakazara mari yezvikamu zveB uye C, kune rumwe rutivi, ichaita kuti zvishoma zvadzo zvidzoke kune iyi mari kwenguva refu.
Kushandisa Mupi wezano kana kuzvipira
Chisarudzo chekugovera chikamu chekutenga chiri nyore kana iwe uchiziva kana iwe usingadi kushandisa uye mazano. Kana iwe uchida kuenda iwe-iwe-iwe pachako nzira, iwe unofanirwa kuzarura nekodha neimwe yepamusoro-soro ye-mutual mutual fund makambani uye pasina mari-mutoro. Izvi ndizvo zvinoreva "kutengesa zvakananga" nokuti iwe unopfuura nepakati pepakati (muongorori) uye iwe unotarisa zvakananga ne mutual fund kambani.
Kana uyu ndiwe, iva nechokwadi chekuverenga nyaya yangu pamusoro pekuvakira purojekti yemari yekubatana .
Kana iwe uchida kushandisa mutungamiri uye ivo havasi "mubhadhari-chete" mupi wezano, vachabhadharwa nemakomisheni kana mari inokonzerwa nekirasi yekugovera, saA, B kana C. Zvino unogona kudzokera kumusoro iyi nyaya uye uve nechokwadi kuti mupiriridzi wako arikutengesa iwe zvakakunakira iwe uye kwete chakanakisisa nokuda kwezvaanoda!
Nezvemari haigone kupa mutero, utsvaga, kana mari yemari uye mazano. Mashoko aya ari kuendeswa asina kufunga nezvezvinangwa zvekutsvaga, kubvumira kusangana nematambudziko kana mamiriro emari yemumwe muzvinabhizimisi chaiyo uye angave asina kukodzera kune varairi vese. Basa rekare harisi kuratidza migumisiro yemangwana. Kuisa mari kunosanganisira njodzi dzinosanganisira kurasikirwa kwatinoitwa mukuru.