Kuongorora Maakaiti Kunobatsira Sei Kuti Uwane Mari Yako?

Nhoroondo yeBanki Yenyu uye Chikwereti Chakanaka Zvakananga

Vashandi dzimwe nguva vanoshamisika kana nhoroondo yavo yekuongorora mabhuku inokanganisa ruzivo rwekwereti yavo, kana, zvakare, kana mabhengi achida repoti rechikwereti kuti azarure gwaro rekuongorora. Dzimwe mabhengi ari muIndaneti akatanga kutora chiito chacho, asi hachisi chakanaka. Imwe yerefereji pano kana imomo haizove yakaratidza pane FICO chikamu , asi inogona kuratidzira pane imwe nhoroondo yekunze inoshandiswa nebhengi.

Dzidza kuti mabhengi ebhengi uye nhoroondo yekwereti zvakabatanidzwa sei nekuongorora uku uye nei zviri mubhuku rakanakisisa revatengi kuchengetedza chikwereti chakanaka uye nhoroondo yakanaka yebhangi yakafanana.

Zvaunofanira Kuziva Nezve ChexSystems

Kunyange zvazvo mabhenji asingatarisi zvikwereti zvekwereti mumutauro wekodzero, kune bhizimisi rakashuma mabhengi inodhonza kubva kuKexSystems. Mukuwedzera kune chekushandisa uye mukati mekuziva, mabanki anotsvaga dhesiyo kune vangave vatengi. Kuwedzera iyi nzira inopa imwe yeruzivo rwekutarisa ngozi kune mabhangi, iyo iyo vatengi vanofanira kuziva.

ChexSystems nhoroondo hazvizivikanwi sezvikwata zveFICO kana zvikwereti zvekwereti, asi vatengi vane kodzero yekupa rimwe ruzivo rusununguko gore. Uyu mushumo unokosha unoramba uri wakasiyana nedzimwe tsika dzekwereti dzekwereti. Iyo pfungwa yakanaka kuongorora nguva nenguva ruzivo rwekuita kuti zvose zvive zvakarurama. Tsanangudzo inoramba iri pamushumo wemakore mashanu, zvishomanana zvishoma kudarika yemari yekwereti , izvo zvinowanzova makore manomwe kusvika gumi.

Ko ChexSystems Dhiyabhorosi Ichaita Kuti Unhu Hwako Hugadzire Aunti?

Kazhinji, kudhonza data hakuiti kutyisidzira kune vashandi vakawanda.

Kusiyana nechetachiona chemashoko akaunganidzwa nemabhadharo ebhadhara, ChexSystems inonyanya kuzivisa nyaya huru: isingabhadharwi mari yezvebhadharo, nhamba yemakondomu, inodzokodzwa pamusoro pemari yekubhadhara kana uroyi. Mabhengi mazhinji anobvumira vatengi kunyora zvinyorwa zvinotsanangura nyaya shoma, kufanana nekutengesa mari yepamusoro yehupfumi munguva yekusashaya basa.

Vamwe vatengi vanonakidzwa kutambisa kubva kubhangi rimwe kuenda kune inotevera kuti vawane "freebies." Izvi zvinogona kukonzera kukwidzika kwekambani munguva refu kana mabanki achiona muenzaniso wekuita uye aramba kuvhura maakaunti.

Bhengi rinogona kuramba vatengi mukana wekuzarura kambani navo kana data yakapiwa ne ChexSystems inoratidza muenzaniso wekukanganisa kana unzenza. Iva nechokwadi chekutarisa ruzha rusununguko gore negore kuti uone chero zvipi zvingave zvikanganiso.

Bhuku reAgabheti rakananga Kusungirirwa KuKwereta Kwako

Chero nokuti mvumo yechikwereti haigoni kuchinja kero yako yekuongorora, zvisinei, hazvirevi kuti zvakashata hazvisi zvechokwadi. Vatengesi vachada chekuita chekuongorora apo vachitsvaga chikwereti kana mutsara wechikwereti. Kakawanda, kushandisa miitiro uye zviyero zvekuverenga zvinongororwa kuti zvive nechokwadi chekuzvibata. Mumwe mutengi mumusika wekutora chikwereti, somuenzaniso, anogona kukanda mutsvuku mutsvuku kana zviuru zvemadhora zvehomwe zvatenga kana zvikwereti kubva Best Buy zvinowanikwa mubhuku rebhangi musati ravhara.

Munhu wose anoita zvikanganiso nguva nenguva, asi kudzivisa mari yepamusoro yepamusoro uye kuchengetedza mabhizimisi akasimba kunogona kubhadhara zvakananga munguva refu. Bhengi maakaunti anokanganisa chikwereti chako, saka kubhadhaza ikozvino kunogona kukuponesa iwe zviuru zvekuderera mumugwagwa