Mari Yokudhonza uye Bond Funds

Mune chikamu chebhadha mari , kushandiswa kwemari kutengeswa ndicho chisarudzo chemufambisi wemapatotikiti kuderedza kana kubvisa kushandiswa kwemari kune kushamba kwemari yekunze. Izvi zvinowanikwa kuburikidza nokutenga mune ramangwana zvibvumirano kana kuti zvingasarudzwa izvo zvichaenda kune zvakasiyana nedzimwe mari iyo iyo mari inobata.

Nzira yakanakisisa yokunzwisisa mari yekukwirira ndeyokuona muenzaniso. Iti hofisi yemari inoda kutenga kutenga mamiriyoni emadhora emadhora eAmerica akabudiswa nehurumende yeCanada, asi ane maonero asina kunaka pamusoro peDantern dollar.

Mutungamiri anogona kutenga zvisungo, zvino "mazhenje" mari yacho nekutenga kushandiswa kunoendesa kune rimwe divi reCanada dollar. Kana iyo mari inowira 5%, ruzhowa runowana 5% uye mutezo waro ndeye zero. Pamusoro peflip side, kana mari ichiwana 5% kukosha kwerwendo kuchawa ne5%. Chero nzira, kusvibiswa kwemari yacho kunotapudzwa.

Nei izvi zvichikosha? Zvakare, muenzaniso unopa mufananidzo wakaisvonaka. Uchishandisa muenzaniso iwoyo kubva kumusoro, unoti gore rinotevera hurumende dzeCanada dzisungo hazvichinje mumutengo, zvichireva kuti hapana pfuma kana kurasikirwa mune kukosha kwechigaro. Kana kukosha kweCanada kudarika kunowira ne5%, zvakadaro, mutengesi achaona kukosha kwe $ 1 Mamiriyoni eAmerica nzvimbo inosvika $ 950 000 kunyange zvazvo kukosha kwezvisungo pachavo kusina kuchinja. Chikonzero cheizvi ndechokuti mubhadhari anofanira kutengesa madhora eU.S. kuDhora reCanada kuitira kuti atenge.

Nokukomberedza, maneja anobvisa pangozi yekukuvadzwa nekusagadzikana kwemari kufamba.

Mari Inotengesa Pabasa

Kuviga kunowanzoshandiswa nenzira mbiri. Kutanga, maneja anogona kukomberedza "chinyararire." Izvi zvinoreva kuti maneja achatora zvikwereti zvekune dzimwe nyika muhofisi yake, asi anongorongedza nzvimbo apo maonero emamwe mari haashamisi.

Muenzaniso wakajeka, maneja akaisa 20% yemapatotikiti munyika mashanu: Germany, United Kingdom, Canada, Japan, uye Australia. Mutungamiri haana maonero pamusoro pehuwandu hwemari, asi ane maonero akaipa kune yenyika yeJapan. Mutungamiri anokwanisa kusarudza kukanda nzvimbo yeJapan chete uye kuchengetedza rusvingo kusvikira atora maonero akanaka pane yen. Iwe unowanzoona izvi zvichitaurirwa mubhadharo mabhuku se "tactical" mari yekuvhara.

Nzira yechipiri yekuchera inoshandiswa ndeyemari yakavharwa sechikamu chebasa ravo. Kazhinji, izwi rokuti "hedged" rinogona kushandiswa muzita remari. Muzviitiko izvi, nzvimbo imwe neimwe yakavharidzirwa kuitira kuti mari haina mari yekunze kune imwe nyika.

Ndezvipi Kusiyana Kunoita Mukugumira Kwechikwata Chekudzorera?

Musiyano wacho unogona chaizvo kuva mukuru mune nguva pfupi. Currencies inogona kuita hurukuro inopera nguva shoma, saka zvinogona kuva nemapapakati makuru pakati pekushanda kwezvikwata zvakadzikidzwa uye zvisingavharidzirwa pasi mune chero ipi neipi yekota yegore kana gore. Pane imwe nguva kwenguva yakareba, zvakadaro, musiyano wacho haungagoni kuwedzera pane zvakawanda kubva pakubudirira-mari yekutengeswa haisi iyo yezvinhu zvinopa nguva refu kuonga.

Kusarudza Pakati Pezvakabatanidzwa uye Zvisina Kubhadharwa Zvikwereti Zvimwe Nyika

Imwe nzira yakanakisisa yekuwana nzvimbo mune zvekubatana kune dzimwe nyika ndeyokutenga imwe kana mari yakawanda yemari kana ETF s inonyanya kuiswa kune dzimwe nyika kana dzimwe nyika. Izvi zvinokubvumira iwe kusiyanisa zvibvumirano zvako nekodzero shoma. Sezvenguva dzose, tsvaga mari kana ETFs nemari yepamusoro yekubhadhara-dzakawanda zvidzidzo zvakazvimiririra zvemari uye mari inotarisa kune hukama hwepakati nepakati mari yekubhadhara mari uye kushanda-yepamusoro yekubhadhara mari, inowedzera kushanda.

Nechepfungwa, mutengesi anokwanisa kusarudza chakavharirwa kana kuti chisina kukonzerwa nechikwata pamusana pekufambisa kwemari pfupi. Semuenzaniso, dai dhora raive richiita zvisina kunyanya mugore rakapfuura (zvinoreva kuti zvingave zvakanyanya kuitika mugore rinouya, richienzanisa nekurasikirwa kwekukosha kwemari dzedzimwe nyika), muridzi wekutsvaga angaona zviri nani kubva kune imwe nzvimbo yakakomberedzwa portfolio.

Mukuita, zvisinei, kufanotaura nezvekushamba kwemari kunenge kusingakwanisi. Pane kudaro, funga iwe pachako panjodzi yekutsungirira. Unhedged portfolios inowanzova yakanyanya kuwedzera, apo zvikwereti zvakadzikidzwa zvinopa migumisiro yakajeka. Nokuda kwemari inoshandiswa "yakarongeka" kana "tactically," tarisa maitiro avo. Kana chikwereti chakaratidza kusagadzikana kwehutsika, zvakajeka kuti nzira yavo haisi kushanda.

Kuti udzidze zvakawanda pamusoro pemigumisiro yemari pamusoro pekushanda kwemari yebhadha, ona nyaya ino: Dhigirii Yakasimba Inobata Sei Mari dzeBond International ?