Ndinogona Kutenga Anowanikwa Zvakananga Pasina Agent?

Kana ndichitaura kuvashambadzi venyika iyo nezvekutsinhanisa mari yandibvunzwa, "Kana ndichida (kuisa maitiro akasiyana-siyana kana michina), ndinoda mumwe munhu kuti anditengere chimwe chigadzirwa here?" Vanoziva zvavanoda, asi havana chokwadi nzira yekuwana nayo. Muzviitiko zvakawanda mhinduro ndeyekuti "Hongu, unoda mutengesi," asi kana zvasvika pakutengesa gore rakagadziriswa chigadzirwa mhinduro ndeyokuti, "Mhando, asi kwete chaizvo." Paunogona kutenga imba, motokari, hupenyu inshuwarisi, mashizha, mbatya, kana kuti chero chinhu chipi nechipi pane imwe nzvimbo paIndaneti kana kutaurira kumutengi, zvinoshamisa kuti izvi hazvisizvo ne annuities nanhasi!

Iwe Unogona Kutenga Indaneti Yakasiyana-siyana Inoshandiswa, asi Haisi Yakawanda Yakagadzikana

Sei usina kufungidzirwa annuity ? Ndinoenda kune mawebhusayithi anotaura kuti anopa hurumende iyi kuti awane kuti ivo vashanduri vanotungamirirwa ... Sei? Chikonzero chakajeka iyo indasitiri yehushuwarisi haitendi iwe, mutengi, kuti uwane kukwanisa kuzviita iwe pachako. Kusiyana neizvi, iwe unofanirwa kutengesa kutenga variable annuity online pasina mutambi kana mutengesi. Enda chimiro! Chigadzirwa nemishonga yakawanda inofambisa, mari yakawanda yemari yako, uye mari yakakwirira inotengeswa pamari yako, inowanikwa zvakananga kumutengi, asi iyo yakagadzirirwa gore rinotsigira hurumende, ine mari shoma kana pasina mari, uye zvishoma zvishoma zvinofamba kana vatasvi vemabhiza , haisi kuwanika kune mutengi. Icho chaicho chisingaverengeki, saka tinofanira kutamba ruoko rwedu rwatinoshandiswa kusvikira munguva inoshanduka shanduko.

Iwe Unogona Kuwana Pakutanga Online Quote kune Mhando dzakasiyana dzeFixed Annuities

Pane zvingasarudzwa zvekutsvaga mutsara paIndaneti kune zvakagadziriswa annuities zvakadai se Single Premium Annuities Immediate, Deferred Imari Annuities (inonziwo makore akawanda eve annuities), Nechirongwa Chekuchengetedzwa Kwemakore mazhinji, uye Multi-Year Guarantee Annuities.

Nzira iri nyore yekudzidza pamusoro pekudzikinurwa kupi kuripo kune iwe kunosanganisira kupinda kune Annuities.direct. Kuwana kudzokorora nzvimbo inonyanya kunzwisisika kutanga kana iwe wakasarudza kuti annuity inoshanda zvakadini pane zvinangwa zvako. Asi, kana iwe uchingotanga kudzidza pamusoro pekugadzirisa annuities uye uchida ruzivo pamusoro pemhando yakasiyana inowanikwa ipapo kune zvakawanda zvezvinyorwa zvezvo zvakare.

Ndinogona kukurudzira bhuku rakanyora "The Annuity Stanifesto" rinowanika pa Amazon.com. Icho chinotsanangurwa chakarurama chemarudzi akasiyana e annuities aripo nhasi.

Chii Chaunoda Kuti Uwane Zvekare? Iwe Unoda Kubhadhara Zvino, Kozasi Ira RMDs, Referred Revenue kana Principal Protection?

Somutengi, zvakakosha kuita chimwe chikoro chekuchikoro usati waenda kunyika ye annuity. Kungofanana nedzimwe zvikwereti zvinogadzirwa zvinosarudza kutanga uye zvakanyanya zvaunoda. Pane zvikonzero zvina "zvakakosha" (zvizhinji zvezvimwe zvikonzero zvakaoma) kutenga chibvumirano chekuda mari. Chokutanga, iwe unogona kuwana mari ikozvino. Iwe uri kutsvaga mari yakagadzirirwa iwe newawakaroorana naye hamugone kupera. Chechipiri, iwe unoda kuwana mari gare gare . Iwe uri kutsvaga mari yakatarwa kutanga mugore rimwe chete, zvitatu, zvishanu, gumi, nezvimwewo kubva zvino uye haudi kutyara kupi zvako kana mutengo wemusika panguva yekutarisa. Chechitatu, unoda IRA kuwana mari gare gare . Iwe haudi kutanga kugovera kwako pasi pemitemo inoshandiswa yekuparadzanisa, uye iwe unoda kurega musi wekutanga kupfuura 70 1/2. Asi, paunotanga mari yaunoda kuti ive yakavimbiswa. Chechina, haudi kuwana mari , asi iwe unoda huwandu hunofanirwa huchikwereti hunotarisirwa nemari yako yehuwandu hwemakore (kunyanya 1-10 makore) hunovimbiswa uye husiri pasi pematengesi emisika.

Zvakare, izvi ndezvikonzero zvina bedzi zvinokosha, asi ndizvo zvikonzero zvakanakisisa zvekufunga nezvegore rimwe remari yako.

Iwe Haugoni Kutenga Fixed Annuity Pamwe paIndaneti, asi Iwe Unogona Kutsvakira Chii Chinowanikwa.

Pasi pepamusoro hatigoni kutenga gore rakarongeka zvakananga, asi nekuedza zvishomanana, tinogona kuswedera pedyo zvikuru kuzviita isu pachedu. Kune vakawanda, ichocho chinhu chinonyaradza kuziva, asi pachava nevatengi avo vanozofarira kutaura uye kusangana nemunhu kuti aite mutengesi kana kutenga. Mhando mbiri dzevatengi iye zvino vane zvasarudzo zvekuzadzisa zvido zvavo sezvavanoona zvakakodzera.