Iwe unogona kuvimba nekombiyuta kune imwe nzvimbo yakawanda.
Mashoko ako kazhinji anowanzoputirwa (kana akavharidzirwa) kuoma yakaoma-kuverenga. Asi kunyange iwe paunoita zvinhu zvose zvakanaka - kunyange zvakakura, mawebsite ane mbiri - kune mukana wekuputsa deta kana kubviswa kwemugwagwa. Zvinotokwanisika kuti dambudziko riri pamagumo ako: chimwe chinhu sechiri nyore se keystroke logger inogona kubata nhamba yako kadhi kana PayPal password.
Zviri pachena kuti zvakakosha kuchengetedza chigadziro chako kuchengeteka uye zvakasununguka, asi zvakadini nezvenzira yekubhadhara yaunoshandisa pakutenga paIndaneti - inoita here?
Nzira Yokubhadhara Sarudzo
Iwe unowanzova nesarudzo pazvinouya pakubhadhara: iwe uchishandisa kadhi rechikwereti, debit card, basa rekubhadhara rakafanana nePayPal, kana imwe imwe nzira? Zvichienderana nekunetseka kwako, chimwe chezvisarudzo izvi chinogona kunge chiri nani pane chimwe. Ngatitarisei zvinobudirira uye zvakanakira nzira yekubhadhara imwe neimwe.
Credit Cards
Zvakanaka: kadhi rechikwereti kazhinji kacho chisarudzo chakanaka chekutenga paIndaneti. Kudzivirirwa kwenhema nemakadhi ekwereti kwakasimba kwazvo, uye kutora mitsindo inopindurwa yakanaka kwazvo (inongorondedzera basa rinoshungurudza kune kadhi yako kana kuti uvazive kuti hauna kumbogamuchira zvawakabhadhara).
Hapana mari inobva kubhengi yako yebhangi - ndeye mari yekhadhi inopa iyo inoshandiswa. Chero bedzi iwe uchiita nekukurumidza, mutoro wako unogona kusvika kune $ 50, uye muzviitiko zvakawanda haungabhadhara chero chinhu chekunyengedzera kwemhosva.
Zvakaipa: iwe unogona kufunga nezvekadhi rako rechikwereti sechishandiso chehupenyu hwezuva nezuva. Zvichida iwe unoshandisa nguva dzose iwe pachako uye bhizimusi mari yako, uye iwe unogona kubhadhara zvikwereti zvakananga kana zvinowirirana nekadhi.
Kana iyo nhamba yako yekadhi yakabiwa, iwe uchada kadhi kadi (uye nhamba yekadhi), uchafanira kudzokorora ruzivo rwekubhadhara munzvimbo dzakawanda, uye iwe unogona kurarama usina kadhi yako kwekanguva apo iwe wakamirira kubviswa .
Mazano: shandisa kadhi rako rechikwereti chete kana iwe uine chivimbo chokuti zvakachengeteka kuita saizvozvo uye apo iwe unoda kudzivirirwa kwevatengi vakasimba. Iwe unogonawo kuwana imwe nguva yekushandisa kadhi rechikwereti chekwereti (zvichienderana nekadhi rako rakabhadhara) zvekutenga muIndaneti, saka hazvina basa kana nhamba iyoyo yakabiwa. Pakupedzisira, funga kuwana imwe kadhi rechikwereti iwe unongoshandisa paIndaneti (kana pazviitiko iwe usingazivi); iwe unogona kuramba uchitarisa nezvenyaya iyoyo uye iwe haungatongogadziriswa kana iwe uchifanira kuvhara nhamba yekadhi.
Payment Services
Zvakanaka: mabasa ekubhadhara kwechitatu ariwo maitiro akanaka pakutsvaga kwepaIndaneti (PayPal ndiyo nzira yakakurumbira yekubhadhara, asi mamwe akadai seGoogle Wallet aripo). Izvi zvinogona kupa humwe hutete hwekuchengeteka: panzvimbo yekupa nhamba yako yekadhi yemakadhi yekwereti kana ruzivo rwebhangi yebhangi kune webhusaiti yega yega iwe unotenga nayo, unogona kuchengeta ruzivo urwu mune imwe nzvimbo (pamwe ne PayPal, somuenzaniso). Kana ukatengesa pane nzvimbo dzakawanda kana nzvimbo dzausingazivi, unogona kuderedza nhamba yezvikwangwani zvinogona kuwana ruzivo rwako.
Aya mazano anogona kupawo imwe nzvimbo ye "mutengi kudzivirirwa" kana zvinhu zvako zvisati zvasvika kana iwe uchinge uchinge uchinge uchinge uchinge uchinge waenda.
Zvakaipa: kana zvinhu zvikaipa (kana mune gakava nemutengesi) idzi nhoroondo dzinogona kutonhora apo kambani inotsvaga. Kana iwe ukaita tsika yekukakavara mhosva (uye nharo dzisingagumi mumoyo mako), nhoroondo yako inogona kunge yakavharwa uye iwe unogona kurambidzwa kubva kushandisa sangano. Iwe unogona zvechokwadi kurarama pasina pepa rePayPal - pane nzvimbo dzakawanda dzekutenga online neimwe nzira dzokubhadhara - asi PayPal dzimwe nguva inzira inonyanya kubhadhara.
Mazano: kana iwe wakatenga paIndaneti, shandisa kadhi rechikwereti semari yekuwana mari yekutenga (kana zvichibvira). Nenzira iyo, kana pane nharo uye basa rekubhadhara harisi kusarudza iwe, iwe unogona kukakavadzana mhosva zvakare nekambani yako yekadhi yemakadhi apo iwe unogona kuva nerombo rakanaka.
Debit Cards
Zvakanaka: makadhi ekubhadhara makadhi asingabhadhari okubhadhara anokonzera mari zvakananga kubva pakero yako yekuongorora. Iwe haufaniri kushanda, kubvumirwa, kubhadhara mari yegore rose, kana pangozi kukwidza chikwereti sezvaunoita nekadhi rechikwereti. Kunyange zvazvo isingatenderwi nemutemo, debit card issuers kazhinji inopa "zero chikwereti" kudzivirirwa kwakafanana nekudzivirira kadhi rechikwereti.
Zvakashata: kadhi yebhadharo inobatanidzwa zvakananga kubhengi yako yebhangi. Kana iyo nhamba yekadhi inoshandiswa pasina mvumo yako (kana kana pane kungova nekanganiso pane imwe nzvimbo), mari inobva pakubvunza kwako - uye iwe unogona kusakwanisa kubhadhara zvikwereti nemari nemari yakadhwa. Hungu, pane kuvadzivirira kwenhema panzvimbo, asi zvinogona kutora mazuva gumi nemazuva kuti bhagheni idzorere mari kuActa yako.
Mazano: kunze kwekuti iwe wakangwaririra zvikuru uye wakamisa masayeri paakaona chekuita (uye iwe une zvakawanda zvekuwana mari yakawanikwa), usatora kushandisa debit kadi kana zvichibvira. Kana iwe usingakwanisi kushandisa kadhi rechikwereti kana sebhadharo rekubhadhara, kadhi yakabhadharwa inogona kubatsira kubvisa kero yako yekuongorora kubva kune matambudziko ose.