Yenguva Pfupi Inishuwarenzi: Ndezvipi Zvisarudzo?

Unoda motokari inshumo yemotokari iwe uchange uchityaira kwenguva pfupi? Iwe unogona kuva nezvakawanda zvingasarudzwa zvishoma kuti uchengetedze motokari. Vamwe vanhu vangafunga nezvemotokari yenguva pfupi, asi kuwana inshuwarisi inotarisirwa iwe haifaniri kutora mutemo wakasiyana kubva pamotokari yako.

Ndeipi Temporary Car Insurance?

Kushandisa motokari yomshuwarisi kana yenguva pfupi motokari yveshuwarisi ndeyekuti iwe unongoda chete inshuwarisi pamotokari kwenguva pfupi, nekuda kwemamiriro akasiyana-siyana.

Makambani eInishuwarenzi evanhu vakawanda anowanzonyora pasi yemotokari yemishuwarenzi mitemo inowanzotora nguva yegore rimwechete. Havasi kazhinji mubhizinesi rekunyora inshuwarisi nemashoko mashomanana semazuva mashomanana, saka vanhu vanowanzotarira nguva dzenguva pfupi kana dzenguva dzishuwarenzi panzvimbo.

Ndivanaani Vanogona Kuda kana KufungaTemporary Car Insurance?

Usati Uchitenga Nguva Yenguva Inishuwarenzi

Vanhu vanowanzovhiringidzika nehuwandu hwemitemo yemishuwarisi yemotokari inopa, uye zvichienderana nemamiriro ako ezvinhu iwe haufaniri kutarisira rudzi urwu rwekuvhara.

Izvo-zvisiri mvumo yemitemo inokwanisika kutenga zvenguva yema inshuwarisi mamiriro ezvinhu kana iwe usina pamba mota, zvisinei, izvi zvingasava iwe iwe sarudzo yako chete ndiyo chikonzero chakanaka kutaura nemunhu anishuwarenzi kuti awane mazano akanaka. Izvo-kwete mvumo yemitemo zvakare haifaniri kuvhara kukanganisa kwemotokari, saka iva nechokwadi uye uende kuburikidza nekutsvakurudza pasi apa, kuti uone zvikamu zvaunoda uye zvaunoda apo unotarisira inshuwarisi yemotokari yenguva pfupi.

Iwe Wako Motokari Inoshuwarenzi Inovhara Motokari Yenguva Isipi Here?

Motokari yako yveshuwarisi inogona kuvhara motokari dzemotokari, kana ikadaro, ungasafanira kutenga chero motokari yemajeri yenguva pfupi kuburikidza nesangano renharaunda.

Iko kugoverwa kuchawanzo kuratidza zvikamu zvakafanana zvaunazvo pamotokari yako. Semuenzaniso, kana iwe une $ 500 inotsvaga pakubatanidzwa kwakakwana , izvi zvakafanana nekugoverwa zvingawedzerwa kumotokari yako yokubhadhara. Chero chipi nechipi chinogadziriswa uye kugoverwa kwemiganhu yaunayo pamotokari yako ingangowedzera kumotokari yekurenda. Tarisa nekambani yemishuwarisi yemotokari yako kuti uone kuti iwe unofanirwa kuparidzirwa musati wodhara motokari. Vachava munzvimbo yakanakisisa yekukubatsira uye kupa zvikwaniro zvakakodzera zvemamiriro ako ezvinhu.

Kushandiswa kwemotokari yemotokari pamotokari yako yemishonga inshuwarisi inenge isingawedzere kune bhizinesi rakabhadhara kana bhizimusi kushandisa magari

Non-Owner Liability Policy

Izvo-kwete mvumo yemitemo inotarisirwa kuvhara mamiriro ezvinhu chaiwo uye ine zvimwe zvingabvumirwa pane tsanangudzo yemotokari inogona kuva inshumo pasi pemutemo. Verenga zvakawanda pamusoro peUnishuwarenzi yemhosva yehushuwarisi apa.

Ndiani Anotumira Vasingakwanisi Kuzvipa Mitemo?

Iwe unogona kuita kutsvaga paIndaneti kuwana huwandu hwakanaka pane mutemo webasa risina mvumo . Mazhinji emakambani makuru einishuwarenzi emvura anopa mazano eZvina-Mazvigaro, saka icho chaicho chaicho chikonzero chakanaka kutanga nehuyo kambani yveshuwarisi. Vangakwanisa kukuchengetedza mari nekukubatsira kuti uve nechokwadi chokuti hauna kupindirana pamusoro pekugovera kwako pasina.

Chii chakafukidzwa neInishuwarenzi yemota Inishuwarenzi?

Zvichienderana nemhando yehushuwarenzi yenguva pfupi yaunosarudza kutenga, iwe uchava nezvimwe zvakasiyana-siyana zvekugovera. Chaizvoizvo, mubvunze nezveiyo inotevera motokari yemishuwarenzi inobatsira, kuti unzwisise zvakanyanya mutemo usati wautenga.

Ndezvipi Zvakawanda Zvenguva Yenyu Inishuwarenzi Mari ?

Mutengo wemotokari yenguva pfupi inotarisirwa nemhando ipi yemotokari yauri kuisa inshumo , kuti iwe uri kuishandisa sei, yako yveshuwarisi yekare, uye nguva yakareba iwe unoda nguva shomanana kana yemainishuwarenzi kwenguva pfupi.

Zvichienderana nezvamunotenga inishuwarenzi yenguva pfupi, mari yacho ichasiyana zvikuru. Somuenzaniso, kana iwe ukatenga motokari yemazuva mashoma apo iwe uchikwereta motokari kubva kune sangano renharaunda, zvingangodhura mari yakawanda kudarika kana iwe ukawana motokari yenguva pfupi nekambani ye inshuwarisi. Iko kunofanirwa kutengesa kumativi ose uye kuona kuti chii chaunogona kuwana kubva iwe pachako inshuwarisi yekambani usati waita chisarudzo.

Ko Inishuwarenzi Yepamba Inowanikwa Inowanikwa Mukana Wemazuva Ano Inishuwarenzi

Home inshuwarisi haifaniri kuvhara motokari yenguva pfupi. Kazhinji mutoro wemishonga yemishuwarenzi yemusha haisi yemhosva yemotokari.

Mimwe mitemo yakawanda inogona kugovera kugoverwa kweUnitedured / Underinsured (UM / UIM) Vanodzivirira Vanotengesa, mumwe muenzaniso ndeyeAce Inishuwarenzi.

Ko Zvakadini Nemigumisiro Yomunhu MuKari?

Mahofisi ekupamba dzimwe nguva anobvunza kana iwe ungada kutenga mari yako yemainshuwarisi.

Kana iwe ukarasikirwa nezvinhu mumotokari munguva yekutaura kwemotokari, ipapo zvinetso zvako zvingave zvakafukidzwa pasi peimba yako yeimba yeimba kana kuti vashandi vematarenda. Izvi hazvirevi motokari yemotokari sezvo zvinhu zvisiri izvo zvisingabatanidzwi kumotokari, kana chikamu chemotokari pachayo haisi pasi pemotokari yemotokari. Nezvimwe zviitiko zvinoparidzirwa kubva kune sangano renharaunda yemotokari, idzi dzinogonawo kuvharwa.

Kana iwe uchitaura pfuma yako pamusha kana purogiramu yevaridzi , cherechedza kuti kuda kwako kungangove kwakaderedzwa kudhakwa uye kunogonawo kuva nemigumisiro sekurasika kurasikirwa kwako pasina chikwereti chekuderedza.