Dzidza kuti nzira iyi yebhajheti ingakubatsira sei kuchengetedza zvakawanda
Asi vanhu vazhinji vanoona kuti mutsara unopikisa. Kana iwe usisiri wekuzvidzivirira, iwe unogona kunge usingafungidzi iwe somumwe munhu "anokwereta" ivo pachavo. Iwe unobhadharwa nehosi yako. Rudyi?
Chii chaunozvipa iwe chokutanga chinoreva, uye chinoshanda sei kune bhajeji?
Zvazvinoreva
"Zvipe iwe kutanga" hazvirevi kuti unowana sei mari, zvinopesana nezvinotaurwa nemashoko acho.
Inoreva nzira yekuchengetedza mari.
Mutsara unoreva kuti iwe unofanira kubhadhara iwe pachako mari yekuchengetedza uye yekutsvaga mari. Semuyenzaniso:
- Bhadhara maakaunti ako ekurega , zvakadai se 401k yako uye Roth IRA yako
- Tenga zvigadzirisheni zvehushuwarisi, kusanganisira inshurensi yehupenyu nekuchengetedzwa kwekuremara kwenguva refu
- Bhara muakaunti yako yekuchengetedza utano
- Dyisa mari yako yehupfumi
- Bhadhara zvikwereti zvako uye usaisa chero zvitsva, kunze kwekutora chikwereti kana kukwanisika kwebhizimisi / yeimba yezvikwereti
Sei "Kutanga"?
Vanhu vazhinji vanoti havachengetedzi mari yakakwana yekurega basa, kana kuisa mari yakakwana, kana kuchengetedza mari yakawanda yakakwana yehupfumi, nokuti havana mari yekuchengetedza zvakawanda.
Ndicho chikonzero munhu wezvemari mazano anoti unofanirwa kubhadhara mune iyo nhoroondo FIRST. Kuitirei sebhadhiro. Endai nayo nenzira imwe chete iyo yamunobata nayo musero wenyu wefoni kana bhizimusi renyu remagetsi.
Ikozvino, kuisa pfungwa dzako mberi pamusoro pemamwe ose emari yako. Ita mari yekukoshesa "chikwereti" chaunobhadhara.
Ndibhadhare mutemo wekutanga.
Sei? Nokuti nzira iyi inowedzera mukana wekuti iwe uchachengetedza mari yakawanda. Iko inoshandura mari yekuponesa kubva "kuchiva" mukudikanwa. Kubhadhara kwako uye mari yako yekuchengetedza mari yakaoma inenge iri bhiri rinofanirwa kubhadharwa mwedzi woga woga.
Asi Handikwanisi Kuramba Ndichikwanisa!
Vanhu vazhinji vanopikisa kuti havagoni kuchengetedza nemari yavo yezvino.
Kana ivo vachibhadhara ivo pachavo, vanofunga kuti vachabva vashanda mari vasati vapera mwedzi.
Nyanzvi dzakawanda dzinopindura kuti vanhu vanofanira kuzvipira kuzvibhadhara ivo pachavo. Kana vachinge vaita kuzvipira uku, vachasamanikidzwa kuwana nzira yekubhadhara mamwe madhora. Zvinogona kutora kutora basa rechipiri. Zvinogona kusanganisira kubvisa zvimwe zvikwereti, zvakadai se cable cable. Zvichida, zvinoda kuti zvimwe zvibatanidze pamwe chete uye zvipire zvishoma.
Asi heino muchengeti: vanhu vakawanda havazofambiswi zvakakwana kuti vatore basa rechipiri, vafuke zvipfeko zvechipiri uye vanocheka terevhizheni yavo nekuda kwekuisa mari inopfuura $ 400 pamwedzi mubasa ravo rekurega basa. Vachaita, zvisinei, vachikurudzirwa kuti vaite izvozvo kana vakaisa pangozi kuisa pasi pamitemo yavo uye kana kupisa kwavo kuchidzimwa.
"Zvipe iwe wekutanga," mune mamwe mazwi, ndeye mazano ehupfumi anokwidza pamusana weCHINOITA vanhu nekuchengetedza mari.
An Analogy
Nei nyanzvi dzakawanda dzinokurudzira kuisa zvinhu pakutanga pakutanga, pakutanga kwezuva rimwe nerimwe? Hazvirevi chikonzero chepanyama. Mumuviri womunhu haubatanidzi nhepfenyuro yepamusoro pemaitiro 6 am
Pane kudaro, ndezvechikonzero chepfungwa. Vanhu vazhinji vanoti havana nguva yekuita zvekuita.
Uye, zvechokwadi, kana munhu achienda kushanda uye achiedza kushandisa zvekupedzisira, ivo vanowanzomira gym. Vachagombedzerwa kugara nguva pfupi kubasa, kutora mwana kubva kumitambo yebhora, kumhanya nzira, kana kuita chero nhamba yemamwe mabasa.
Ndicho chikonzero nyanzvi dzinowanzokurudzira vanhu kuti vatarise kuita basa rekutanga pakutanga mangwanani, ezvo vachienderera mberi nezuva ravo.
"Zvipe iwe wekutanga" inomhanya pane imwecheteyo pfungwa. Kana vanhu vachiedza kubhadhara pane zvimwe zvinhu pakutanga, uye Ezvo zvino VAPE, vanowanzoona kuti vakasara vasina chinhu. Asi kana vanhu vachichengetedza kutanga, vozobhadhara zvikwereti zvavo, vanozvikumanikidza kuti vawane zvigaro.