Kudzokorora kwe "Wealth Management Yisina Kuvharwa"

Bhuku Itsva Inopa Kubata Mazano Pamudzidzisi / Mutevedzeri Wehutano

Izvo itsva inotora pfuma yekugadzirisa. Photo chitupa: Robert Daly, OJO Mifananidzo (c) Getty

Mabhuku pamusoro pekugadzirisa zvemari anowanzosiyana zvikuru mukunyorwa kwazvakanyorwa. Zano iri kazhinji rakanaka kwazvo, kazhinji mabhuku akabudiswa anopa mazano anonyadzisa akaipa. Kwandiri, bhuku rakanaka rezvemari rinowanzoenderana nekusvika. Icho chiri kuita, kufadza, kugutsa-kufunga? Ndinofarira inzwi romunyori uye ndinoda kuramba ndichinzwa zvakawanda kubva kwaari here? Kunyange zvazvo iri nezvemari, inyorewo zvakanaka here?

Muchiitiko chebhuku rinonzi Wealth Management Unwrapped: Unwrap Zvaunoda Kuziva uye Unakidzwa Nhasi naCharlotte B. Beyer, mhinduro dzacho hongu, hongu uye hongu. Bhuku racho rinotora zvakasiyana-siyana pakushanda nemudzidzisi anyanzvi kana mupfumi mutariri. Pane zvakawanda zvemasati nemairafu ekukubatsira kuti iwe ufunge, uye mazano akawanda kuti urege kuita zvikanganiso zvakanyanya.

Nzira itsva inotanga nechitsauko chinyorwa, chinosanganisira zvinhu zvakadai sekuti "Kana Iwe Usingazivi Kwauri Kuenda, Chero Mari Inoshandiswa Ichakuwana Ikoko," "Kana Iwe Usingazivi Kuti Ndiani MuSokker Ari paNzvimbo yeChinyamu Chemba , Inogona Kuve Iwe !, "uye" Kuisa Pfungwa, kana Kuti Ndakadzidza Sei Kuda Kusawirirana Kwechido. "

Zvadaro pane kutaura kwechokwadi-hupenyu nemanzwiro ayo munyori anonyora mubhuku, achitanga muChitsauko 1: "Ndiani ari kutarisira fuma yangu?" Anosanganisira hurukuro yakanzwa makore akawanda apfuura paIndaneti inotambisa mari.

Munhu wokutanga anobvunza kana pane munhu akambonzwa nezvaBernie Madoff. Munhu wechipiri anoti vanomuda, kudzoka kunofadza uye vanofara. Munhu wechitatu chimes mukutaura kuti kunyange zvazvo kudzoka kuchiita zvakanaka, kusimba kwake kwakanga kusinganzwisisi kubudirira uye kwaifanira kutora pfupa. Munhu wechitatu akanga ari Beyer pachake, uye mutengesi wekutanga akabatana nemakore ake gare gare kuti amuonge nokuda kwenyevero.

Iyo nhau huru yekuenzanisira pfungwa iyo inonzwika yakanyanya kunaka kuti ive yechokwadi, zvichida iri.

Pane mahwhepa uye maitiro anosanganisira mubhuku iro vaverengi vanofanirwa kupedzisa uye kuunza kune mupi wezvemari. (Vaverengi vanofarira infographics vachawana kukanganisa kweimwe mienzaniso yeBeyer.) Chiito chimwe chinosanganisira maSp mashanu: vanhu, mafiroso, maitiro, maitiro uye " phees ." Basa rako nderekunyora pasi chikamu chekukosha kune umwe neumwe. Inogona kukupa pfungwa mupfungwa yeruzivo waunoda kushanda nayo. Iwe uri kuzarura zvakawanda pamusoro pako iwe sezano rekweretesi.

Bheri anotsanangura zvinorehwa kutonga kushandiswa kwekuita. Pane kudzoka, asi iwe unofanirawo kufunga nezvekutsvaga kwezvinhu, mazano ekugadzirisa mazano, mutual fund kana kubhadhara mari , nekudaro. (Sezvaanopinda mubhuku: Kudzorera kuderedza zvinyorwa zvisingabatsiri = zvishoma pane zvaunoda.) Anokurudzira kuti iwe uite mutungamiri wako kuita izvi masvomhu navo vasati vasaina sevashandi. Ndezvipi zvinotarisirwa kuwedzera? Chii chaicho chiri kukuripa iwe? Zvakadini nemari inotarisirwa pasi? Kungoita basa iri kuchakubatsira zviri nani kusvika pakuziva mutungamiri wako uye kuti anobata sei mashoko akanaka uye akaipa.

Asi kana izvozvo zvisina kukwana, Beyer anopa uye kubvunzurudza mapepa mapepa kuti ashandise paunobvunzurudza.

Anotsanangura muchidimbu mhando dzemakakatanwa evanhu vanofarira vanogona kusangana uye zvavanoreva.

(Imwe nyama yenyuchi yandakava nayo mubhuku iri yaiva muchitsauko pamusoro pekusaziva.) Anonyevera pamusoro pekutenda kune runyorwa rwevatengi vepamusoro kana vatariri vezvemari nokuti hauzive kupesana kwakavanzika kwekufarira nekuda kwekutengesa madhora kana kubhadhara kutamba. vanobvumirana kuti haugone kuvimba nevechitatu kunze kwekuita imwe tsvakurudzo.Asi zvisinei, semutapi wenhau uyo ​​akashanda kune avo vakanakisa mazano avo , ndinogona kutaura kuti kwakanga kusina kurwisana kwezvakabatanidzwa kune kufarira kunobatanidzwa uye takashanda kupa runyoro rwakanakisisa kune vaverengi. )

Asi bhuku racho rinosanganisira mazano mazhinji akanaka pamusoro pokuti ungatongere sei mutariri wezvemari iwe pachako. Nzira yekuziva nayo kuti zvinotarisirwa ndezvipi zvisiri izvo kana iwe uri kusaruramisira.

Pane nhepfenyuro iyo ndeyekuti vashandi havambotauri kuvadzidzisi uye chii chavanopa mazano kuvashambadziri, uye kunzwa kunoreva. Bhuku racho rinogona kubatsira kuzarura miganhu yekukurukurirana pakati pevanopa mazano nevatengi vavo. Uye kana iwe uchida hukama hutsva / muchengeti, mazano mashanu ekupedzisira uye misungo mitatu inonyengera yaunofanira kuverenga usati wasayina chimwe chinhu chaunogona kutora kunze uye kutora newe muhomwe yako. Pane mazano ekuti ungagumisa sei ukama nemudzidzisi.

Kana iwe kana shamwari yako uchifunga nezveukama hutsva nemudzidzisi wezvemari - kana kunyange iwe uchida kuziva kuti chii chakanaka kushanda nemudzidzisi - Wealth Management Asina kubhurwa ibhuku rakagadzikana.

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