The Complete Money Guide yeMarudzi ose evanhu vakaroorana

Nhepfenyuro Nheyo dzevasina Kuroora, Vakaroorwa, uye Vakaroorana Vakaroorana

Iyi nhungamiro yemari kune vakaroorana ine zvikamu zvitatu zvezvikamu zvemari zvakatsaurirwa uye mari inobatanidza mari yekuwana kumarudzi ese evanhu vakaroorana. Iwe uchawana pano zvinyorwa zvinopindirana nemari inodiwa yevakaroorana vasina kuroora, zvigaro nemari yezano kune vakaroorana, uye kunyange zvikamu zvakatsaurirwa mari yezano rekurambana kana kurambana nemudzimai.

Mari Rinotungamirira Kune Vakaroorana Vasina Kuroorana

Mari Yevamwe Kune Vakaroorana Vasina Kuroorana
Mamiriyoni evanhu vasina kuroora kana vakaroorana-vakaroorana vanogara pamwe muUnited States.

Aya mazano akaroorana anotarisana nemararamiro akaenzana emari, uye haashoma kuronga zvemangwana ravo mune zvemari kupfuura vakaroorana. Pano pane matatu makuru makuru emari anotarisana nevarume vasina kuroorana vanogara pamwe chete.

Usasvibisa Nzira Yako Muchikwereti
Kudanana kunodhura. Kana iwe usina kuroorwa uye uchitsvaga kambani yevasikana, iwe unogona kutsvoda mari yakawandisa iwe usati wasangana naVaMnu kana Ms. Right.

Kuroorana: Kubatanidza Financial Knot
Saka iwe uri kuchata? Wakagara pasi nemudzimai wako uye wakakurukura nezvemari? Kusabvumirana pamusoro pemari ndiyo nhamba imwe yekukonzera kurambana, saka kubudisa nyaya idzi pachena uye kusvika kune kunzwisisa kunotangira muchato kunogona kuwedzeredza mikana yako yekurega kurambana.

Zvaunoda Kuziva Nekutenga Diamond Engagement Ring
Dhaimondi yakanaka here? Iwe unofanirwa kushandisa mari yakawanda sei? Unofanira kumushamisa here kana kusarudza chindori pamwe chete?

Chii chaunogona kutarisira kubhadhara dhizinesi rinopindira ring? Ungatenga sei chinyorwa chakanaka chekubatanidza zvishoma?

Rongedza Imba Yisina Kukwana, Isingakanganwiki
Irovhareji yechato muUnited States inodarika $ 23,000 (kwete kusanganisira chinyararo)! Fungidzira zvaungaita ne $ 23,000 paunotanga hupenyu hwako hutsva pamwe chete, sekuita chikwereti chakakosha mumusha wako wekutanga.

Iwe unogona kuva nemuchato wakanaka, unoyeuka unenge usina.

Bhuku reMuchato Bhizinesi Worksheet
Tora kudzora kwemari yako yechato nemuchato webasa rekuita bhadha.

Mazano Yezvemari Yevamwe Vakaroorana

Nhepfenyuro Yekunyora Kuvanhu Vatsva
Vakawanda vakaroorana vanosvika 30-chimwe chinhu uye vanobatanidza misha nemari. Pasinei nokuti uri 19 kana 90, pane zvinhu zvakawanda zvemari zvinofanira kuve pane chero munhu achangobva kuchata kuti Aite mazita mushure mekufadzwa kwemuchato unofa.

Vakaroorana Nemari: Kutaura Nhaurirano
Zvave zvichifungidzirwa kuti mari ndeyekufambisa mune 90% zvekurambana, asi UNOGONA kurarama uchifara nguva dzose, shure kwekubhadhara mari, kana iwe ukashanda pakusatendera nyaya dzezvemari kupinda pakati pako nemumwe wako.

Mhuri CFO: Dambudziko reBusiness Coup for Rudo Nemari
Mhuri CFO inotora nzira yeruzivo rwemari yemari pakati pevabereki kuburikidza nekuvadzidzisa kushandisa mimwe mitemo yavanoshandisa pakushanda kumari yavo yehupenyu.

Akaongororwa Chete kana Akasiyana Chekuongorora Nhoroondo?
Mazuva ano, hazvisizvo zvakapiwa kuti vakaroorana vatsva vachabatanidza mavoti avo ega ega mubhuku rakafanana. Mari dzinowanzomanikidzwa nemitambo yekare, rubatsiro rwevana kana alimony, zvikwereti zvevadzidzi, zvikwereti zviripo kana kadhi rechikwereti chikwereti, nedzimwe nyaya dzakadai semafungiro ekuzvimirira uye kuzvimirira mune zvemari.

Dzimwe nguva kubatanidza mari yose muhurukuro yekuongororwa pamwe chete inogona kudhina mvura, kuwedzera kuvhiringidzika uye kunetseka, uye kunokonzera kutsamwa uye hondo dzinotyisa. Saka, chii chinoda kuita vaviri?

Iwe Unogona Kuda Kuva nevana?
Nyanzvi dzezvemari dzinoti imba ndeyokutsvaga kukuru kwevanhu vakawanda vanozomboita, asi vari kukanganwa pamusoro pemari yekurera vana, iyo inopfuura kudarika mutengo wekutengesa mumba muAmerica. Kuchinja kunowedzera kuwedzera chikwata chitsva kumhuri yako kunogona kushungurudza, asi iwe unogona kuderedza kushungurudzika zvikuru nekuderedza mari yezvinhu.

Iwe Unogona Kunetseka Kuti Ugare Pamba Nevana Vako
Kana iwe kana wako wako iwe uchida kugara kumba uye kurera vana vako, asi funga kuti iwe haugoni, hausi wega. Asi iwe unogona kukanganisa mukufunga kuti haugoni kuwana pane imwe mubhadharo. Vakadzi vakawanda uye (uye varume) vari kuwana nzira dzekugadzirira kuti mubereki mumwe chete arambe ari kumba.

Dhora uye Sense yevana
Vana havadzidze nezvemari neasmosis. Havana kudzidza zvemashiripiti kuti vave vezvemari. Uyewo havawanzodzidzira tsika dzakanaka dzemari mune chikoro. Iwe uchadzidzisa sei vana vako kuti vabudirire mune zvemari, vadzivise kurarama kubva pamari yekubhadhara kuti vabhadharwe, uye kurega kubvisa chikwereti chakakwereta kadhi rechikwereti?

Kubhadhara Mari Yenyu Yechikoro
Kana iwe uri mubereki wecheche kana mwana muduku, mutengo wemakore mana muyejiji yevanhu vose nguva iyo mwana wako ane makore 18 anotarisirwa kutenga mari inopfuura $ 100,000; chikoro chepachivande, kupfuura $ 200,000. Mubereki anofanira kuitei? Dzidza kuti ungagadzirira sei $ 100,000 mutengo tag.

Mazano Ezvemari Yekuda Kurambana Kana Kurambana Vakaroorana

Kamwe kamwe-kamwe: Kusangana Nezvinetso Zvemari Zvekufa uye Kurambana
Rufu rwemumwe wako kana kurambana chinhu chinotambudza chinogona kuzunungusa nheyo dzehupenyu hwako. Pakati pekutarisana nenhamo uye marwadzo ekurasikirwa nemunhu waunoda, chii chinonyanya kukosha nyaya dzemari iwe unoda kutarisa?

Kutarisana NeMari Inobata Kurambana
Iko mari yezvokwadi yekurambana ndiyo inokonzera mhuri, asi ine mari inodhura. Kuziva kodzero dzako uye zvinosungirwa, uye nzira yekuzvidzivirira nayo, zvinogona kuita kuti zvidhura uye zvichida zvishoma zvinorwadza.

Matambudziko Emari Zvekurambana
Mazano ekuparadzanisa zvikwereti uye chikwereti, rubatsiro rwevana, alimony, mitero, uye mari yekurasira mukurambana.

Kuunganidza Vana Kutsigira
Ndiani anofanira kubhadhara mwana kutsigirwa? Unowana sei dare remutemo? Unounganidza sei rubatsiro rwevana vasina kubhadhara? Zvakadini kana wako wekare wekugara kune imwe nyika? Tsvaga mhinduro dzemibvunzo iyi nemimwe pamusoro pekutsigirwa kwevana.

Kuparadzanisa Purogiramu Yekugara Mubhadharo muHarare
Dzidza kuti Dhigiridziro Domestic Relations Order (QDRO) inokwanisa sei kuchengetedza kodzero dzako.