Kuderedza Njodzi Dzemari Nekushingaira-Kutungamirirwa ETFs
Muchikamu chino, tichacherechedza kuti mari yakaoma sei yakavharwa mari inoshandiswa uye kana vashandi venyika dzakawanda vanofanira kuifunga nezvemahofisi avo.
Dollar Inokosha 'Factor'
Smart beta ETFs yakave yakanyanya kufarirwa kune mamwe mashomanana kumaketeni emari yakakura mari yakawanda pamusoro pemakore maviri akapfuura. Nokufunga nezvekukosha, kukurumidza, zvikwereti , nezvimwewo 'zvinhu', aya mari anobatsira vatengesi kuwana hupfumi hwakawanda, kudzoka kwakakwirira, kana zvimwe zvikwereti pane mari inowanikwa. Uchapupu hunotsigira izvi zvinosanganiswa uye hunobva pane zvakasiyana-siyana, asi iyo inokosha yekudzivirira dambudziko.
Mari-yakavharirwa ETFs yakave yakakurumbira sarudzo yepa beta yakapiwa dhora rekuAmerica rinokosha zvikuru maererano nemari yekunze. Pakati pegore ra2011 ne2016, dhora reUnited States rakatenda zvinenge makumi matatu kubva muzana, kana kuti ne5 muzana pagore, izvo zvinoreva kuti chero upi zvake mune misika yemamwe nyika panguva iyoyo yakaderedzwa nekurasikirwa mune zvido zvekunze kwenyika.
Mari-yakavharirwa neTFs yakabatsira kuvandudza mitero kuburikidza nekutadza kukanganisa kwemari yekunze kune idzi misika.
Zvechokwadi, mari-yakavharirwa neFTF haina (kana kuti ingadai isina) yakashanda pamwe chete mukati megore remakore mashanu rinotanga kusvika muna 2008 apo dhora rakaderera rinenge 25 muzana, kana nezve4,5 muzana pagore.
Vashandi vemari mune mari-yakavharwa neTFF panguva iyo ingadai yakarasikirwa ne4,5 muzana pagore mune zvakatorwa kune dzimwe nyika pamusana pekurasikirwa mumari ye US dollar. Vashandi vangave vakanganisawo kune zvimwe zvikomborero zvekusiyana kwemari kunze kwedhora.
Kunyanya kukoshesa paDorlar's Moves
Dynamic mari-yakavharwa neTFs inoshuvira kugadzirisa nyaya idzi nekunyatsogadzirisa kuisa kune dzimwe nyika mari. Kusiyana nemari yakachengetedzwa, aya ETF anoshandisa mitemo yemitemo kuti aone kusarudzwa kwavo kune dzimwe nyika mari. Icho chinangwa hachidikanwi kutengesa mari yekuwedzera mari, asi, kuedza kuderedza njodzi dzinobatanidza nekudengenyeka kwedhora apo uchiita chimwe chinhu chinopfurikidza kubudirira kana chichikoshesa.
Semuenzaniso, iyo WisdomTree Dynamic Currency Hedged International Equity Fund (DDWM) inopa vashandi kune dzimwe nzira dzakasungirirwa kune iShares MSCI EAFE ETF (EFA) ine madhora mazana mana emadhora muzvinhu zviri pasi pekutarisira. Iyi yakawanda mari yakawanda yakawanda yakaita kuti EFA uye mari yakafanana yakazara yakavharwa, sezvakaitwa Deutsche X-Trackers MSCI EAFE Hedged Equity ETF (DBEF) nekudzivisa kutapukira kweSterling uye matambudziko euro.
Iko mari inoshanda kuburikidza nokutarisa mutengo wekutengesa kwezvikwereti , kusimba kwekambani, uye kutengesa simba parity kuti uone mutengo wakakodzera kusvika kumadziro.
Maererano neHealthyTree, zviratidzo izvi zvinopa mari yavo yakawanda yakavhara mari yakawanda kuti iite 1 muzana pagore rekudzoka kubva kune mari yavanowana apo ichidzivirira vatengesi apo dollar inoderera. Izvo zvinangwa hazvirevi kukunda 100 muzana yenguva, asi pane kudaro, ramba uchitaridzirwa kune zvimwe zvaunowana uye unodzivirira pakurambidzwa kwakanyanya .
Matambudziko Anokosha Okufunga
Dambudziko guru kune vashandi venyika dzakawanda vachishandisa mari yakaoma yakavharwa ne ETFs ndeyokuti vachaita foni dzisina kunaka apo kuvhara mari. Munzira dzakawanda, iyi ndiyo mhedziso imwechete inogona kuitwa kune chero mari inobatsira-yakachengetedzwa kana sarudzo yepamusoro yeBeta inotora maoko akawanda-pane nzira pane shanduko inotungamirirwa nehurumende . Vashandi vanofanirwa kuchenjerera pavanoongorora kushanda kwemari iyi pasi pemamiriro ezvinhu aya.
Semuenzaniso, mari yakaoma yehedged fund inogona kuisa pasi yakazara-yakavharidzirwa mari munguva dzekuwedzera kwechiroro sezvo zvisingakwanisi kuva zana muzana yakavharwa.
Iko mari imwechete inogona kukundikana kuvhara zvakakwana munguva ye dollar inopera, iyo inogona kuitisa kune pasi pemaitiro zvisina kufanira nhamba nemazera akawandisa-kupfuura-anotarisirwa.
Vashandi vanofanirwa kuchengeta mupfungwa kuti chero ichangobva kuitika inogona kunge yakakonzerwa nekuita kwenguva shoma (1-5 gore) mari mashizha panzvimbo peimwe nzira iri pasi. Somugumisiro, zvakakosha kufunga nezvekushanda kwenguva yakareba kana zvichiwanikwa kana kutora tsanangudzo yakajeka mazano anoshandiswa kunzwisisa maitiro aanogona kuita panguva dzakasiyana-siyana shanduko dzemari.
The Bottom Line
Smart beta ETFs yakave yakakurumbira kupfuura makore maviri akapfuura. Maererano neBlackRock, mari iyi inogona kuva madhiyoni madhora emadhora emakore mashoma emakore. Vashandi vemunyika yose vangave vachida kufungisisa mari yakaoma yakavharwa mari semukana wekuwana mikana yekuderedza mungozi yemari. Iyi mari inoita kuti vatengesi vadzivise kuparara kwenyika muudhora asi vachiri kuchengetedza zvimwe zvepamusoro zvingaita kana zvichikwira.