Marikiti yemakadhi anouya nemukwereti wechikwereti - mari yakawanda iwe unogona kutengesa pasina chirango. Asi, kadhi rechikwereti hazviiti kuti iwe uwedzere chikwereti chako chekwereti uchishandisa yako yose chikwereti chikamu. Kutaura zvazviri, zvinhu zvakaipa zvinogona kuitika kana chikwereti chako chekadhi rechikwereti chichisvika kana kutopfuura chikwereti chako chemari .
01 Chikwereti Chako Chakwereta Chichakwira.
Kubvisa imwe kadhi rechikwereti kwakanaka zvakanyanya nokuda kwekwereti yako. Kubvisa makadhi ako emakadhi zvakanyanya kuipa. Nenzira yakanaka, chikwereti chako chinogona kupora sezvo iwe uchibhadhara pasi zviyero zvako, asi kutanga, unofanira kusiya kusika chikwereti chikuru.
02 Vanokwereta Havazofariri.
Mixed balance card credit can get your credit card and loan loan applications denied. Kana iwe ukaita chikwata chekadhi rechikwereti kana chikwereti, bhangi ichaongorora kuti uone chikwereti chako chepi chiripo chauri kushandisa. Kana zvikwereti zvako zvekadhi rechikwereti zvakakwirira kwazvo, mabhanga anotora izvozvo sezvaunenge uine chikwereti chakawanda kupfuura iwe unogona kuita.
03 Iwe Nengozi Unofamba Nezvaunoita Mutero Wacho.
Kunyange kana iwe uchinge uine chikwereti chako pasi pechikwereti chako chemari, iwe unogona kuguma pamusoro pekwereti yako chikwereti kana mari inoshandiswa inoshandiswa pakero rako. Kana imwe nguva bhaari yako ichienda kune chikwereti chako chemari, zvinogona kuva zvakaoma kuzvidzosera pasi, kunyanya kana iwe uri kubhadhara chete zvishoma zvinowedzera kufarira uye zvishoma zvishoma yako chaiyo yekadhi yemarikiti.
04 The Balance is Harder Kudzorera.
Zvichienderana nechikwereti chako chemari, chikwereti chekadhi rechikwereti chinogona kutora makore kubhadharwa, kunyanya kana iwe uchingotora chikwereti chiduku pamwedzi. Iwe unogona kuronga kubhadhara chikwereti zvachose, asi kugovana nemari yakawanda iyo ingave yakanyanya kuoma kuita sezvo zuva rekubhadhara rinofanira kusvika .
05 Unogona Kutora Penalty Rate.
Makambani ekadhi yemakadhi ane kodzero yekusimudza chikwereti chako chekwereti chikwereti chakanaka kana iwe usina kukwana pamagariro ako kadhi rechikwereti nokukwanisa kubhadhara kadhi rako rechikwereti. Chirango chechikwereti ndiyo inonyanya kufarira kambani yako yekadhi yemakadhi inogona kutengesa uye inogona kuva 30 muzana kana kupfuura zvichienderana nemashoko ako kadhi rechikwereti. Nhamba yakakwirira inobhadhara inoshandiswa kune yepamusoro yemari yakashata kune chirongwa chako chekubhadhara kadhi rechikwereti.
06 Minimum Payment is Higher.
Chikwereti chako chekwereti chekwereti chekwereti chakavakirwa paukuru hwekadhi yemari yako yekwereti. Sezvo chikwereti chako chiri kuwedzera saka ita mari yako zvishoma pamwedzi. Kubvisa kadhi rako rechikwereti kunowedzera mari yaunenge uchida kubhadhara mwedzi mumwe nomumwe, asi sezvakataurwa pakutanga, zvishoma zvinongoita zviduku, zvisingaoneki zvinokonzerwa nekodhi yako yemari.
Kana iwe uchitove uine dambudziko rakanamatira kubhajheji uye kugadzirisa zvigaro, huripo hwepamusoro huripo huchaisa humwe huwandu hwemari yako.
07 Chikwereti chako Chekwereti hachina Zuva Rinobatsira.
Chimwe chezvikonzero zvekutora kadhi rechikwereti chaive chikonzero kuitira kuti iwe uwane chikwereti chekwereti kana uchichida. Zvisinei, mushure mekuwedzera kadhi rako rechikwereti, iwe wakasara pasina chero chikwereti chiripo chaunoshandisa. Ndiyo apo kadikiti yako yekwereti inonzwa semutoro.
Iwe hauzokwanisi kushandisa chikwereti chako nekuda kwekukurumidzira kana kunyange kutora motokari yekurenda kana hotera. Unogona kuwana zvakaoma kubhadhara maxed credit card nekuda kwemari yaunofanira kubhadhara kuti uite kunyange musiyano muduku.