Kana Mhuri Yenyu Inoita $ 52,000 kana Gore Rakawanda Negore, Iwe Ndiwe Wepasi 1 Percent
Kunyanya, shamwari dzedu dzekudya dzaifarira kukurukurirana nezvehutano hwepakati pepakati uye mapato emudzimai wepakati; chii chakaitika nekushanda kwemhuri, kusvika kumapato-mapoka emabasa, uye kune mukana wekunakidzwa nehutano hwakanaka hwehupenyu kune mamiriyoni evashandi vanoshanda nesimba veAmerica nevakadzi.
Tisati tadzokerazve kuhurukuro iyoyo pamusoro pemamiriro ezvinhu ayo boka repakati iye zvino razviwana pachedu, vazhinji venyu munoziva kuti iyi ndiyo musoro unofarira mwoyo wangu. Takakurukura chikoro uye mari yemhuri muUnited States pano paInvesting for Beginners . Ndakanyatsoongorora mune zvimwe zvinonakidza, data yakagadzirisa inogadzirisa pa blog yangu yega yega kune avo vanoda kuziva zviri kuitika chaizvo neshamwari dzavo, nhengo dzemhuri, vavakidzani, uye vashandi pamwe navo. Muzvikamu izvi, isu:
- Kutarisa huwandu hwemari yegore negore inotarisirwa kuve yakarongwa pakati pekutanga 1 muzana yemhuri dzose mune imwe neimwe ye makumi mashanu;
- Akaona kuti, kunyanya, 1 muzana yemhuri yose muUnited States inokonzera mari (mubhadharo, hupfumi hwebhizimisi, nezvimwewo);
- Akaongororwa kuti upfumi hwakawanda sei (hunokosha) hunotora kuva pakati pevakapfuma 1 muzana yemhuri munyika yose;
- Inotarwa kuti vangani vanhu muUnited States vanowana mari inopfuura $ 1,000,000 pagore;
- Kutarisa dzimwe dzepaduku dzakasiyana-siyana dzemapurisa kubva kumusoro 1 muzana yemhuri muUnited States;
- Dzorera pasi mambure ekumhanya anoenderana nezera remakore uye mamwe maitiro akafanana nedzidzo, kutarisa zvose zviri muna 2010 Federal Reserve data uye, gare gare, 2013 Federal Reserve data;
- Takatarisa mhuri dzinokwana 1 821 745 muUnited States dzine zvikwata zvekutsvaga mari zvinokwana $ 3,000,000 kana kupfuura;
- Ona nzvimbo yepamusoro ye5% yemhuri nemari yegore negore inogara pamepu yeUnited States; and
- Akataura nezvehutungamiri hwe "vapfumi" muUnited States, kuputsa mhuri dzakapfuma mumapoka mashanu.
Isu takatotanga tichiita sechinhu chakadai sehupfumi hwehupfumi, iyo ndiyo tsika yevanhu vanoita sevasingaoneki vanoona zvakavanzika kuti vawane mari yavo pasina kunyange vana vavo vachizviona. Iwe wakadzidza kuti kadhi rechikwereti chikwereti haisi dambudziko kune vakawanda vemuAmerica mhuri - chaizvoizvo, 1 kubva pa 2 havana kadhi rechikwereti chikwereti zvachose kana kuti vanobhadhara mubhadharo wavo zvizere kana kuti havashandisi kadhi rechikwereti munzvimbo yekutanga. Uye hazvisi zvose. Vanenge 1 kubva pavatatu vembavha havana mari yekubhadhara. Paunopinda kune vakwegura, nhamba iyoyo inopinda kune 2 kubva pa3.
Pasinei nokuva dambudziko guru pane iro rave riri nhoroondo, kunyange chikwereti chemari chikwereti chevadzidzi hachisi chakaipa sezvinoratidzika, kunyanya kwete pamagariro evanhu. Kutaura zvazviri, 2 kubva pavashanu vadzidzisi vanoenda kuchikoro vasina chikwereti chemari yevadzidzi, zvichida nekuda kwekushanda nzira yavo kuburikidza nekorojiji, kugamuchira zvidzidzo, kugamuchira zvipo, kuva nemushandi anovhara mari, kana kufara nevabereki kana zvimwewo rubatsiro.
Pakati pevakasara vatatu kubva pavadzidzi vakapedza chikwereti, chikwereti chemudzidzi wechidiki hachina kunyanya kuenzaniswa nekuwedzera kukuru kwoupenyu hwekuwana - husingasviki $ 10,000. (Izvo "chiyero" chiitiko iwe unonzwa vhidhiyo kakawanda zvinhu zvose ndezvimwe zvemasvomhu kusingaverengi nekuti hazviratidzirese chikoro chechikoro chechikoro chechikoro chechikoro asi, pane kudaro, migumisiro kubva kusanganisira kuchikoro chezvokurapa uye nedzimwe nyanzvi dzekuchikoro dzinopedza zvidzidzo mu nzira yakareba mushure memakore ekudzidza zvakanyanyisa .. Hazviwanzozivikanwi kuti, ichiti, chikoro chechikoro chechikoro chechikoro chechikoro chechikoro chechikoro chepamusoro-soro chikuru chekupedza kudzidza ne $ 30,000 + mune chikwereti chikwereti chevadzidzi.Vanhu havatauri pamusoro peizvi nokuti hapana munhu anoda kuve chikafu patafura vanotaura vachibvuma kuti havana chikwereti chero chipi zvacho kana kuti vanongodhura chete.)
Asi izvi zviri pamhedziso.
Tanga tichitaura pamusoro pepakati peboka. Tisati tapinda mazviri, ngatitangei mubvunzo unokosha: Kubva pane maonero chaiwo, chii chiri pakati nepakati?
Kutarisa kuMiddle Class muCold, Hard Numbers
Uchishandisa yakangodarika data yakabudiswa makore mashoma apfuura, kana iwe nemhuri yako muchigara munyika ino uye imba yenyu inobatanidza mari yepakutanga mushure me $ 2 894.83 uye $ 4,335.75 pamwedzi, iwe uri pakati pepakati penyika. Kunyanya, iwe uri pakati nepakati kana muchengeti wezvematongerwo enyika akaparadzanisa mhuri dzose mumapoka mashanu zvichibva mumhuri 1/5 inowira muzvikwereti zvakasiyana-siyana. Panyika yenyika, chiyero ichi - $ 2,894.83 kusvika ku $ 4,335.75 - ndechechokwadi pasinei nokuti uri kurarama muguta rakadhura seNew York kana papurazi muKansas. Ndizvo zvinotora.
Vanhu dzimwe nguva vanofarira kutaura kuti izvi hazvingabatsiri kune munhu anogara munzvimbo yakafanana neSan Francisco kana chokwadi chiri, chigadzirwa chakasiyana. Hongu, $ 2 894.83 kusvika ku $ 4,335.75 zvingadai zvisina kukuita iwe wepakati yechina yepfuma yemhuri yemunharaunda iyo, asi iwe uchiri pakati pepakati penyika nokuti chibereko chaunowana kuwana mari yako chakakwirira; mamiriro okunze ari nani, kupinda kune dzimwe tsika, dzidzo, mutemo, zvekutengeserana, kutenga, uye mikana yekuzorora, pedyo nehombe dzakawanda dzehupfumi hwevanhu, uye nezvimwe. Pasinei nokuwana mari yakaderera yekuwana mari, hausi varombo kupfuura iwe kana uchigara mumba mukati meSouth Dakota. Munyaya yekupedzisira, iwe unofamba kunze kwemukova wako uye usingawani zvakawanda. Iwe uri kungosarudza kushandisa mari yako yakawanda pane nzvimbo iri nani panzvimbo pokugara kwakanaka, motokari, fesheni, kana mbatya.
Kubva pakuona kwemaonero, kana iwe ukaita zvishoma pane izvozvo, hausi wepakati pekirasi.
Kubva pakuona kwemaonero, kana iwe ukaita zvinopfuura izvozvo, hausi wepakati pekirasi.
Zvechokwadi, iwe unogona kunge uine hutsika-hutsika hunhu. Iwe unogona kunge uchinzwa uri pakati nepakati. Iwe uri kuzvidzora iwe kana iwe uchifunga kuti iwe uri, zvakadaro, nokuti pakati peboka nderokusiyanisa kwezvemari inotora mari inoshandiswa kuti iwire mukatikati ye quintile kubva pakugoverwa kwemari yemhuri.
Iko Kungoitika Kwekupedzisira kweMiddle Class
Chimwe chezvinhu zvinonakidza ndezvokuti vamwe vanhu vari patafura vakataura nezvekuti sei, "hazvigoneki kukwidziridza mhuri pamari yepakati pemazuva ano, kunyanya kuenzaniswa nema1950 kana 1960". Izvo zvose zvisingabviri uye zvisingazivi. Hungu, chikamu chikuru chekubudirira kwekubudirira kwaenda kune vapfumi, izvo zvisingandibatanidzi sezvinonyanya kukosha kuvanhu. Zvisinei, chokwadi ndechokuti, zvinotarisirwa zvakawedzerwa kune boka repakati. Kuti uzviise zvakananga, iwe unogona kudzokorora mari yepakati-yakawanda yepfuura, yakawanda kana zvishoma, pane mari iripo iri pakati pekirasi kana iwe uchida chaizvo kuita saizvozvo. Mune mamwe mazwi, inoreva nonsensical talk inogona kungonzwika mupfungwa inogutsikana asi isina kururama uye njere.
Semuyenzaniso:
- Mhedheni yepamusoro pepakati nzvimbo munzvimbo ye "pakati pepakati" yakasvibiswa munguva yechirungu chemazuva, ichiwedzera nepamusoro pe50%. Izvo zvinoda magetsi akawanda, mamwe magareti, mamwe magadzirirwo, mamwe matanda, uye mari yakakwirira yemitengo kuti igare. Uyezve, hutano hweimba yacho pachayo mune zvakawanda zvakatarisana hwawedzera.
- Imwe mhuri yeAmerica ikozvino inoda motokari mbiri pane imwe chete, iyo yakanga iri kutarisira munguva yakapfuura. Izvozvo zvinoreva mari yakawanda inobhadhara mari kumabhenji pamabhengi emotokari. Zvinoreva mutero wekutengesa kupfuura panguva yekutenga. Icho chinoreva mamwe mutero wepaimba gore negore. Icho chinoreva zvikwereti zvepamusoro zvemishuwarenzi yemotokari. Uyezve, iyi motokari ndeyekuwedzera kwepamusoro yepamusana pemotokari yekare. Iwe hausi kunyanya kufa paunenge uchityaira mune imwe unofanirwa kupinda mumatambudziko nekuda kwehuniki hukuru uye zvinhu. Iwe une zvakawanda zvezvivaraidzo uye zvinyaradzo zvinoshandiswa zvichibva pane zvigaro zvakatsva uye kufamba kuenda kune yakabatanidzwa, hutano hwehutano hwakanaka uye mahwindo emagetsi.
- Imwe mhuri yeAmerica haisisina terevhizheni yakatarwa, ikozvino inopfuura inotatu, yakapararira mukati meimba, vazhinji vavo vane vhidhiyo yemavhidhiyo mavara, maDVD, uye maTV TV akasungirirwa kwavari, achigadzira satanisi kana mabheji, kubhadhara mari, uye kuendesa mberi kwepaIndaneti.
- Imwe mhuri yeAmerica ikozvino inofunga nezvemhepo yekugadzirisa zvinhu zvakakwana, zvisingazogadziriswi pane zvekuti pane zvinodhura zvepamusoro zvaive. Kunyange zvinhu zvisingafungi nevanhu vakawanda - magetsi nemvura inoyerera - yakanga isina kusvika kumhuri dzose nema1950.
- Nhengo dzedzimba dzemhuri, kunyange pakati pemhuri dzine urombo zvikuru muUnited States, dzine maPhones akawanda uye mamwe mafoni, zvichiita kuti zvikwereti zvemabhengi zvegore negore zvinokonzerwa nemunhu, pane nzvimbo imwe chete iyo inoisa mumba.
Iyi inongova chidimbu chechando. Hurumende yeHurumende iri kutevera zvinhu izvi zvinhu kwenguva refu. Icho chaipo mune zvoupfumi, dema uye machena, crystal yakajeka. Utano hwehutano hwakanga huri kure kwazvo kubva kune zvauri nhasi - uine chirwere chemwoyo, somuenzaniso, uye chiremba wako angakupa girazi remvura, imwe aspirin, uye akuudza kuti ugare muhope yezvipatara.
Zvechokwadi, kana nhengo yemhuri yekuAmerica inonyunyuta pamusoro pemamiriro ezvinhu nhasi inogona kudzoka shure munguva uye kurarama hupenyu hwepakati-kati munguva iyoyo yapfuura, iye angave ari kutarisa kudzokera kuzvino sezvo kuderedzwa kwehupenyu huno zvichida kuva kunyanya kutakura. Kunyangwe pasinei nechokumusoro, boka rakadzika-nyanzvi remari risingagamuchiri kuwedzera mumari inokonzerwa nemari yezvigadziriswa, ivo vachiri nani pane zvavakanga vari mune zvenyama.
Chinokonzera izvi zvose zvakanyanya kuwedzera ndeyekuti kubatana kunobatsira kwave kuri kuita simba guru pamagariro emhuri uye kubudirira kwevana, izvo zvinochinja mararamiro ekufambidzana kwevanhu. Hazvirevi kutendeseka kutaura pamusoro pekunze kwevadzidzi (tarisa pane vamwe vanonzi blowback pamusoro pevashandi veHarvard University vakawana mumakore achangopfuura) asi hapana mubvunzo kuti chokwadi chikamu chepamusoro chevanhu chinomirira kuva nevana mushure mekuroorana, apo chikamu chepakati chevanhu chinowedzera kuva nevana vasina kuroora uye vasingakwanisi kuwana, uye kugara, vakaroorana chero kupi zvayo pedyo nehuwandu hwakafanana, kunoita mhedzisiro yakawanda yakasiyana. Izvo zvine chokuita nechikonzero chakafanana Wal-Mart inokwanisa kukwikwidzana-zvigadziro zviduku. Paunenge uine vakuru vakuru vaviri vanobudirira mune imwe sangano rezvehupfumi, iwe unowana chikwata (mukutsinhanisa hurukuro, unoderedza kushandiswa kwekushandisa ). Iwe unopedza chikamu chepasi chemari muimba, zvokudya, inshuwarisi, nekufambisa. Iwe une basa rakashandura rinobatsira mune izvozvo kana mumwe wenyu akazorora, mumwe wacho anogona kutora maawa akawanda kana kuwana rimwe basa. Iwe une chivakwa chekuchengetwa kwevana chinoshandiswa izvo zvinoreva mari shoma inoenda kumatunhu ekuchengetedza vana kana kutarisira masikati. Kamwe kamwe, une mari yakawanda yakawanda yokuisa muRoth IRA kana kutungamirira chirongwa chekutenga zvigadzirwa . Nenguva isipi, iyo mari yakawanda inowedzera iwe, inobudisa zvikwereti, chido, uye zvikwereti .
Izvo zvinongogadziriswa. Imwe yongororo yakangobva kuverengwa ndakaverenga yakaratidza kuti mitsva yacho yakanyanyisa, zvokuti kunyange kana mhuri dzichiwana mari, kufanana nevabereki vaviri mumhuri kunokonzera kuti mwana akanganise vezera rake kusvika pazvinenge zvakaenzana nevabereki vachiwedzera $ 20,000 + pairi annum. Mune mari yezvemari, ichocho chinhu chikuru. Ndicho chinhu chapedyo zvikuru kune boka rezve panacea rakambokura, rinotungamirira kumakore ekare ekucherechedza kwehupfumi kuti kuroorana ndiyo yakatanga chirongwa chekurwisa urombo . Kunyatsotaura zvakajeka pamusoro payo, rimwe rinotarisa deta uye zviri nyore kuona kuti sei vazhinji vanoremekedzwa mune zvematongerwe enyika uye vezvepfumi vadzidzisi vakataura kuti zvakawanda zvekutambudzika kwepakati peboka zvingaderedzwa kana boka racho rakangotora muchato uye vana- kurera maitiro edzimusoro, avo vasingachapi mhosva yekutsauka nokuda kwekutya kuonekwa kutonga. Haisi mharidzo yakakurumbira asi math is math; hapana chinoshandura mhedziso isinganzwisisiki uye isingadziviriki yokuti kune mamwe mashomanana emakwikwi ematambudziko akabatanidzwa anosungirirwa kune kunze kwekuroorana kwewanano. Nhanho yakanaka yekukunda sarudzo pamutambo uyu, kunyange zvakadaro. Nokudaro, nyaya yacho inoramba ichiendeswa kuIvory Towers uye inofunga matangi.
Musanzwisise ini. Kubvuma izvi hazvirevi kukanganisa pakuita kuti kuwedzerwa kwemahombekiti ekubudirira kunosimudzira zvikepe zvakawanda zvemba, kukwereta chirevo, asi kungofanana nekusatendeseka kwepfungwa kuenzanisa pakati pepakati pemazuva ano nepakati pekare yekare. Kurwisana nevose, pakati pemazuva ano zvakanaka zvakakanganiswa kana zvichienzaniswa nezvizvarwa zvakapfuura. Icho ichokwadi. Hazvina mhosva kuti ndezvipi zviitiko zvawakapiwa, kana kuti iwe unonzwa sei pamusoro payo pachako, hazvina kuchinja chokwadi. Hatisi kurarama mune imwe dystopian yemari. Upenyu hahuna kumbove huri nani kana uchitaridzirwa nehutano hwakakwana hwehupenyu hwakanakidzwa nehuwandu hwehuwandu hwemhuri. Imi neni tiri kurarama pamusoro wekubudirira kukuru.
Nei Chikwata ChechiGiriki Chisingatambudzi? Iko Kune Zvikonzero Zviverengeka
Ichitaura chokwadi, sei vanhu vasingafari kunyange vachifadzwa nehuwandu hwehupfumi huri munhoroondo yevanhu. Pane zvikonzero zvishoma.
Chokutanga, vanhu havanyatsonzwisisi kana kuyeuka izvo zvakaitika kare. Ngatitorei muenzaniso mumwe: Nguva.
Vanhu vanogunun'una pamusoro pokuva nenguva shoma kupfuura kare. Ichokwadi. Ichokwadi chisiri chechokwadi. Kusanzwisisa. InowanzoAmerica ine maawa maawa mashanu ezvisingabhadharwe pavhiki kupfuura vabereki vavo, uye mamwe maawa makumi mana evhiki pasina nguva yakawanda kupfuura vanasekuru navanasekuru vavo vakaita, nekuda kwezvigadzirwa zvemazuva ano zvakadai sekushamba nemasikisi, mashizha, firiji, microwaves; kuvandudzwa kwevashandi vemarara. Kunyange zvinhu zvakafanana nekufambira mberi kwemakemikari nemashamba emakambani mumidziyo inoshandiswa pakugadzira nguvo dzinochengetedza nguva. Imapfekete yakakurumbira zvikuru yevatungamiri nevatungamiri munzvimbo dzakadai seBrothers Brothers ndiyo isina maruva yakasiyana siyana, iyo inogona kubviswa kubva mumhepo yakaoma uye inoita saiyo ichangobva kuomeswa. Masokisi evanhu haachazodi kuti magarta ave akasimudzwa, zvichireva nguva shomanana yekugadzirira. Zvose izvi zviduku, zvinokanganisa, zvinoita sezvisina basa zvinowedzera.
Chikamu chinotyisa? Paunotarisa zvinowanzoitwa neAmerica nenguva yake - kuti maawa makumi mana akawanda pavhiki iye akafananidza nazukuru nekurukuru-mhinduro yacho yakajeka mukutsvakurudza kwose: Vanotarisa terevhizheni. Literally. Zvakawanda kupfuura mabhuku, kupfuura zvinhu zvekunyama, paunowedzera muInternet zviratidzo uye DVR rekodhi, mavhareji emuAmerica anoshandisa maawa 40 anoshamisa terevhizheni kwevhiki. (Haisi ngozi iyo kutaridzirwa kweterevhizheni kunopindirana nekubudirira muupenyu kuburikidza nematricrics akawanda anoyera.Ipapo paunoputsa maonero evanhu vanoona nezvekuwanda kwevanhu, mhuri dzine mari yakawanda hazvikwanisi kutarisa nguva inopfuura awa yeTV. kupfuura mamwe ose mapoka emapoka, kushandisa nguva yacho asingaverengeki kuverenga, kushandisa, kuzvipira, kana kutevera chido chekuita.)
Chimwe chikonzero chepakati-kati yevane huri kukwira kwemashoko ezviitiko pamwe chete netsika yakakodzera. Vanhu veAmerica iye zvino vanoda zvakawanda. Vanotenda kuti vane kodzero yekuwedzera. Uye, nokutendeseka, zvakapa kuti zviitwe nenzira isingaparadzi pfuma yakawanda yekuvaka pfuma munhoroondo yepasi rose, ndinofunga kuti chinhu chakanaka. Icho ndicho chikonzero hupenyu hunoramba huri nani uye huri nani. Tose tinofanira kufarira rimwe zuva kusvika pane imwe nzvimbo apo munhu wose anogona kukwanisa kupindira kweElysium-style yemishonga. Ichi chikwereti ndechikonzero nei tisingafungi chinhu chazvo kana magwasi ose atinoshanyira ari mumhepo kana kuti anenge wese watinoziva ari kutakura zvinorehwa nekombiyuta yakapoteredza muhomwe yake.
Dambudziko? Kune humwe uchapupu huzhinji hunobva kuhutsika hwehupfumi hunoratidza kuti vanhu vanoyera kubudirira kwavo uye hupfumi maererano nezvinoonekwa. Chizvarwa chakadarika, iwe hauna kuwana zvakawanda kupfuura nyika yako pachako. Iye zvino, mumwe munhu anowana mari yepakati-kati anogona kupupurira kusingaperi kwevamwe vanhu vezera ravo ravanowana $ 10 000 pamwedzi, $ 50,000 pamwedzi, kana $ 1 000 000 pamwedzi, vakapararira mumazana emakirani emakambani uye asinganzwisisiki paIndaneti pavanogara kumba kwavo pajamas. Kutengesa kunotarisirwa, kwakagadzirirwa, uye kunounzwa munzira dzausingatombozivi kuti zvinoshuva zvido zvako. Izvi zvinosanganisira miitiro yakadai sekubhadhara mutengo kuiswa mumitambo yekuterevhizheni inotarisirwa zvakananga kune vanhu vanoona vataridzi; ruzivo rusingagumi rwemashoko rinoshandisa kusanzwisisa kwako nekukuudza kuti iwe unogona kufara kana ukangotenga chinhu ichi kana basa; iwe unogona kudiwa kana iwe unongova nemhando yemotokari kana wadhirobe; iwe uchawana ruremekedzo rwevezera rako kana iwe unongomwa ichi cheki whiskey kana vodka. Vafumi uye vanobudirira amass mamiriyoni evateveri pa Instagram ne Twitter. Kuyera kwemaseri kunoshanduka mupfungwa dzako kana unozviziva kana kwete.
Kune avo vanoramba vari muhutano hwavo, izvi zvinogonawo kusimbisa pfungwa dzechokwadi. Akatendeseka kuna Mwari, musi iwoyo zuva rino chinyorwa chakanyorwa kare musi waAugust 31st, 2012, ndakave nemumwe munhu andiudza kuti $ 20,000,000 mutengo unobhadharwa kutenga $ 80,000 muhutano hwemari pamwedzi waiva pakati peboka. Izvo zvinotyisa. Apo iwe uripo muhutano hwemagariro evanhu, ihwo muedzo unonzwisisika kuzvienzanidza iwe kune avo vari pedyo newe pedyo pane huwandu huwandu hwauri nhengo. Ndiyo nyaya, "kunze kwekuona, kunze kwepfungwa".
Kuti urege kuedzwa kuti usarudze vapfumi, funga kuti kunyange boka repakati rinoita izvi. Imba yepakati-kati muUnited States inowana $ 52,000 pagore iri kumusoro 0.97 muzana yemari yemari munyika. Iko kuti, ivo chaizvoizvo, pasi rose 1 muzana. Kuhuwandu hwepasi rose, zvinetso zvavo zvinonzwika sechinyengeri sebhiriyoniire achinyunyuta pamusoro pemutengo wematanda akawandisa kwechikepe.
Pasinei Nezvinetso zvePakati Remauto, Iwe Unogona Kuvaka Upfumi uye Kubudirira Kwekubhadhara Kwemari
Maitiro ezvese izvi: Kunyange zvazvo kune matambudziko anoita seanobaya mararamiro emapakati-kati akaoma kupfuura mamwe mazita evanhu - dzidzo yepamusoro yakasimuka, mari yehutano yakasununguka haisi yekudzora - kana uri kutambura nekuchengetedza kana kuisa mari , kana iwe unonzwa uchinetseka pamusoro pekuri iwe uri mune zvemari, uwane mamwe maonero nokuti anogona kukubatsira iwe kutora danho shure uye unoziva kuti, kuburikidza nokurarama muUnited States, iwe une huwandu huwandu huwandu hwokuti huve hwakabudirira zvikuru kupfuura vazhinji vevanhu achiri mupenyu panguva ino; kuti isu tose takakunda lottery kana zvasvika pakurarama iye zvino, panguva ino, munyika ino. Nenguva yechipatara chisingatarisirwi mune zvehutano, hapana chikonzero cheku kusvika kumagumo ehupenyu pasina kuwana rusununguko rwezvemari , kunyange pamari yepakati pekuwana. Zvinogona kunge zvisingazivikanwi nevevanhu kuti zvibvumirane, asi zvinonyatsoitika kune maitiro uye kushambadzira-zvisarudzo zviri musimba rako. Izvo zvachose zvinokwanisika kuvaka $ 8,000,000 + chikwereti, kupiwa nguva yakakwana, seyo pedyo-mudiki-mubayiro wemutori wenhau Ronald Read.
Kufananidza Bill Gates, haisi mhosva yako kana iwe wakaberekwa usiri muAmerica. Ndiyo mhosva yako kana ukafa murombo muAmerica. Hazvina mhosva kuti vanhu vangani vanoda kukugunzva uye kukumbira kusango rako rekugadzirisa kuti zviitire kukundikana, ichokwadi. Kusvika pamwero zviitiko zvinogona kudzorwa, hupenyu hwako huwandu hwekupedzisira kwezvisarudzo zvekare zvawakaita uye zvaunoita kune izvo zvakaitika kwauri. Zuva rimwe nerimwe zuva rimwe nerimwe, chisarudzo chimwe nechimwe chaunosarudza chinokutora danho rimwe chete kana kuti kubva pane zvinangwa zvako. Izvozvo zvisarudzo zvinowanzobatanidza, zvakare. Semuenzaniso, kana iwe uchida kuwedzera mambure ako akakodzera kusvika pamwero wakakwirira kusiya mari yakawanda kuvana vako nevana vazukuru, fodya yose yaunoisa mumuromo wako inotora iwe danho rinopfuurira kure nechinangwa ichocho. Zvinodhura mari yakawanda iyo inogona kuwedzererwa iwe. Zvinotora mazuva kubva paupenyu hwako, izvo zvinoreva nguva shomanana yekubatanidzwa nenzira inobhadhara mitero usati watanga zvinhu zvakadai zvakasimudzwa zvishoma uye kutengesa mitero .
Izvi hazvirevi kuti isu, sevebudiriro, tinofanira kunge tisingafungi. Tinofanira kugadzirisa nyaya dzekugoneka mune dzimwe nzvimbo dzoupfumi dzakadai sedzimba, dzidzo, uye utano hwehutano. Zvandinoda kuti mumwe nomumwe wenyu ave nehupenyu hwakanaka apo mari haisi kushungurudza. Icho chiri chichiri mukati me simba rako. Iwe unogona kubvisa pfuma. Iwe unogona kunakidzwa nekudzora nguva yako. Zvinoda kurangwa, uye kutarisa, asi zvakadaro kune chimwe chinhu chinokosha kuva nehupenyu, kana icho chiri kutaridzika uye kuchengetedza uremu hwakanaka kana kudzidza kudzidza chiridzwa chemimhanzi. Makomborero akakodzera kuedza saka ndinokukurudzira kuti utange. Iwe unogona kuita izvi. Hazvizove zviri nyore, uye hazvizoitiki usiku hwose, asi mamiriyoni evanhu, iniwo ndakabatanidzwa, ndakazviita. Nokuchinja maitiro ako, unoshandura kuguma kwako. Izvo zvose zvinouya kune mararamiro amunoita mabhaketheni maviri uye, sezvaanoreva nezvemari, ndeipi yevhiriji mbiri yauri kutora.