Zvinorevei Kuzvidzivirira?
Kana iwe pachako uine hutsigiro, iwe unonyanya kuisa mari yakawedzerwa kubhadhara chero zviitiko kana zvikwereti iwe pachako.
Iwe hauna inshuwarisi yekuvhara mari iyo inshuwarheni inowanzoita. Iwe unobhadhara zvinhu zvose zvakakwana iwe pachako.
Kuzviisa pachena, izvi zvinoreva kana imba yako ichipisa, iwe unofanira kubhadhara kuti uivakezve. Kana iwe uri mungozi yemotokari , unobhadhara kugadzirisa uye chero zvikwereti zvemari. Kana iwe wakasungirwa semugumisiro wechipakisi chemotokari, iwe une mhosva yekubhadhara gweta uye chero kugadzirisa. Kana iwe ukaonekwa kuti une chirwere chakakomba, unobhadhara kurapa iwe pachako.
Ndeapi Ngozi dzekusarudza kuzvidzivirira?
Inishuwarenzi ndeyekuchengetedza mari yako. Ichakubatsira kuchengetedza kuti urege kuenda kune imwe chirwere, njodzi, kana njodzi. Kambani yeInishuwarenzi ichakubatsira iwe kana iwe wakasungwa semugumisiro weumwe munhu ari kukuvadzwa pahupfumi yako kana pangozi yemotokari.
Ndiyo kudzivirira kwakanakisisa pamusoro penjodzi inobata mari yako kwemakore anotevera. Zvakakosha kuva nemhando dzakawanda dzeinishuwarenzi (utano, imba, motokari, uye hupenyu) mune zvikamu zvakawanda zvehupenyu hwako.
Ndezvipi Zvakanakira Kuzvidzivirira?
Chimwe chezvinyorwa zvinokosha zvehu-inshuwarisi ndezvechokwadi, mari inobatsira . Iwe unogona kuchengetedza mari pamisimamende yepamusoro yeinishuwarenzi nepamusoro pekunge mamwe ma inshuwarisi mazano achida kuzvidzivirira. Asi ramba uchiyeuka kuti iwe unofanira kuisa parutivi chikamu chakanaka chemari kuti ubhadhara chero mimwe mibvunzo.
Ndinofanira Kuzvidzivirira Ku Car Inishuwarenzi Here?
Izvo zvinopesana nomurairo usingave nemotokari yemotokari , saka iwe haufaniri hako kuzvidzivirira pamotokari yemotokari. Uyezve, motokari yema motokari inodzivirira zvinhu zvako kana iwe uri munjodzi, uye ichakufukidza iwe kana iwe wakasungirirwa mune imwe njodzi.
Uyewo, ramba uchiyeuka kuti kana iwe uchifunga nezve motokari yako yveshuwarenzi iwe unofanirwa kuve nechokwadi chokuti kubhadhara chikwereti chakakwirira zvakakwana zvokuti munhu wacho haazokupomera uye ozovuya neimba yako kana kuti yekodha yekodha.
Ndinofanira Kuzvidzivirira Kweutano Inishuwarenzi Here?
Inishuwarenzi yehutano ndeye imwe nzvimbo iyo inopesana nemutemo kuzvidzivirira. Inotengeswa Care Care Act inoda kuti iwe utakure inshuwalhu yehutano kana iwe uchava nemhosva yekubhadhara chirango gore negore.
Uyezve, zvikwereti zvezvechiremba zvinokurumidza kuwedzera mune chimwe chinhu chinokanganisa kana sechikonzero chechirwere chikuru. Somuenzaniso, hazvisi zvisizvo kuti inshuwarisi yehutano iwedzere kudarika $ 1 mamiriyoni kana iwe uine chirwere chakakomba sekenza. Kana iwe usina uine inshuwarhu yehutano, iwe haungakwanisi kubhadhara kurapa. Chinhu chakanaka chingave chiri kutenga re -deductible yehutano inshuwarisi yemutemo , iyo inopa mibayiro yepamwedzi shoma, asi yakanyanya kuderedza.
Ndinofanira Kuzvidzivirira KuInishuwarenzi Yepamba Here?
Nepo iwe unogona kuedzwa kuti uzvidzivirire kune weimba yehushuwarenzi , paunoenzanisa mari yeimba yeimba ye inshuwarisi yakaenzana kana uchitsiva imba yako kana kubhadhara kugadzirisa kukuru, zvichida zvakanyanya mari yakajeka kutenga inshuwarisi.
Imba yako inofanirwa - uye inotengeswa - uye iwe unofanira kuchidzivirira zvakanaka. Mitemo yakawanda ichakuchengetedza iwe kana mumwe munhu akakuvara mumba mako uye akasarudza kukupomera.
Ndinofanira Kuzvidzivirira Kuti Ndiwane Inishuwarenzi yeupenyu Here?
Iwe unogonawo kufunga nezvekuzvidzivirira kwe inshuwarisi yehupenyu. Zvisinei, iwe unofanira kungotora nzira iyi kana iwe usina chikwereti zvachose uye usina mari yakakwana yakachengetwa kana kuti inotengeswa kuti inishuwarenzi isingagoni kuita mutsauko kana kana mhuri yako isingatarisirwi.
Kusvikira iwe wasvika pane iyo, iwe unofanirwa kutenga inshuwarisi yehupenyu yeanenge katatu kusvika mana nguva yako yegore rose. Kunyangwe, iwe unogona kuwedzera zvishoma zvishoma kana uine chikwereti . Iwe unogona kutarisa kutakura inshurensi yehupenyu kunyange mushure mokunge masvika pachokwadi kana iwe uchida kupfuurira pane chimwe chinhu kuvana vako mushure mekunge wapfuura.
Inishuwarenzi yakagadzirirwa kubatsira kudzivirira zvinhu zvako uye pfuma yako. Inobatsira kugadzirisa zvinetso zvemari zvemamwe njodzi kana nhamo dzinogona kusangana nazvo. Kunyange zvazvo zvinogona kuodza mwoyo kupa mari kumakambani einishuwarenzi mwedzi mumwe nomumwe, zvakakosha rugare rwepfungwa yekuziva kuti makambani achave aripo kana iwe uchida.
Yakavandudzwa naRachel Morgan Cautero .