Apple Stock Vs. Apple Bonds: Ndeipi Izvo Zviri nani kutenga?

Apple (AAPL) sangano ndeimwe yezvinonyanya kuongororwa, kupatsanurwa, uye kutaura-pamusoro pemakambani munyika, uye nechikonzero chakanaka: ndiyo inotakura mari (nemaketeni emari) mumakambani eSouth equity, uye zvizhinji zvezvigadzirwa zvayo zvinowanikwa . Iye zvino, Apple yakavawo imwe yezvisungo zvakakura zvakasununguka mumusika, ine 24 ikozvino zvipo zvekubatanidza kubva munaJune 2016. Izvo zvose ndezvehutano hukuru hwehutano hunosvika $ 55 bhiriyoni.

Somugumisiro, vatengesi avo vanofarira Apple ikozvino vane chisarudzo: Apple stock kana Apple zvisungo. Asi ndeipi bheji iri nani?

Apple Bonds Yakachengeteka, Asi ...

Kutarisa pamusoro pezvakanaka zvavo, zvisungo izvi hazvipi zvakakosha kukosha, asi nyaya dzinokonzerwa kuburikidza ne2025 zviri pachena kuti dzinenge dzakachengeteka chero humwe hurumende husungo. Apple ine mari yakakura hoard, yakaderera chikwereti chayo (pasinei ne $ 55 bhiriyoni pamwe chete mune ikozvino chikwereti chezvisungo), uye yakawanda yemari inoyerera inowanika kuvhara chikwereti chayo. Kunyange kana Apple isina kutengesa imwe iPhone kana iPad kutanga mangwana, ine mari yakawanda iripo kuti idzivirire pane izvi.

Panguva imwe chete, zvisinei, zvibvumirano zveApple zvinoshandiswa nekutengesa zvakaderera zvakapararira pamusoro pekufananidza US Treasury . Kunyange zvazvo ichi chiri chiratidzo chekweretheni yekambani, zvinoreva zvakare kuti zvisungo zvine huwandu hwakanaka hwekufarira-kutora senitivity . Kune avo vanochengeta zvisungo kusvikira pakukura , ichi hachisi chinetso.

Zvisinei, avo vanogona kutengesa zvisungo vasati vakura vanoratidzika kune zvingangoita kuti Federal Reserve zviito kana zvimwe zvikonzero zvinogona kudzvinyirira huwandu hwehutengi hwebhizimisi pane imwe nguva mumakore gumi anotevera. Iyo yakareba-inoshandiswa-inotora chikwata chenharaunda yakatevera mushure mekugadzirisa kwemari kwe2008-8 ichaguma, mitengo ichakwira, uye sezvo izvi zvichikura zvibereko pazvisungo izvi zvichange zvisingachaitiki.

Apple's longer-term bonds, inokwana muna 2043 uye 2044, inogona kunge yakachengeteka seyeiyo nguva shomanana, asi pano mubvunzo wekusanganiswa kwekambani yekambani inobvunzwa. Makore makumi matatu kubvira ikozvino, michero yeApple yemazuva ano ichave isina kushandiswa, sezvakaita Sony Walkman nhasi. Misiyano, munyaya iyi, ndeyokuti Apple haina huwandu hwakapetana hwemitsara yemagetsi pane yaSon muhupenyu hwayo. Imari inowanikwa muma Apple's longer-term bonds saka inoda kuvimba kuti kambani icharamba ichitsvaga uye inopa zvinhu zvinoshandiswa nevatengi. Nenzira yakanaka, kambani yacho ine mari yakawanda iripo kuti iite maitiro ayo ekugara kwenguva refu yakakwirira kunyange kana ikawira shure kwekombiki yekambani mumakore apfuura.

AAPL Stock Vs. Apple Bonds

Izvi zvinoita kuti tidzokere kumagazini yekuti Apple zvigadzirwa kana Apple zvibvumirano zviri nani kutenga. Mumwe mutengesi akatenga chikoro chemakore gumi ekupera kwaApril angadai akawana muchero wekukura kwe3,5%, asi mutengesi wezvikwata aizotarirwa muchero wekugoverwa we 2.3%. (Ramba uchifunga, nhamba mbiri idzi dzinoshandura mazuva ose nemitengo kuchinja.

Izvi zvinoreva kuti vatengesi vaizowana mari yakawanda kuburikidza nekutora zvikwereti, asi zvakakosha hazvina kunyatsoperera. Zvakare, zvinokundikana kukanganisa nokuda kwekugoverwa kwekugoverwa kwemuganhu mune imwe nguva iyo Apple inowedzera chikamu chayo munguva.

Uyezve, mutengi ane zvibvumirano zveApple haakwanisi kutora chikamu mumari yekambani yekukura, iyo inotarisirwa kuuya mune inenge 15% pamakore mashanu anotevera. . Pakupedzisira, inofanira kuonekwa kuti AAPL stock inowedzera mvura (kureva, inoshandiswa nyore nyore) kupfuura zvisungo zvayo.

Pamwe chete, izvi zvinoratidza kuti apo Apple husungo huine zvibereko zvishoma zvishoma, AAPL stock ndiyo nzira yakanakisisa yekutora nguva yakareba yekudzoka . Uyewo, kukwanisa kwekupararira kwekuparadzanisa - uye kukwanisa kubatanidzwa mumakambani ekukwerera kukura - kuita sengo iri bheji rakanakisisa kubatsira vabhizimisi mazambuko ekurwisana nehupfumi .

Ramba uchifunga, zvisinei, kuti mutengesi wese ane zvido zvake zvakananga uye kushushikana kwengozi . Kunyange zvazvo Apple stock ine zvakawanda zvokupa kune zvisungo zvayo, mari yacho inowedzerawo kuwedzera-kureva kuti hazvina kukodzera kune vashandi vakawanda vanochengetedza avo vanochengeterwa kuchengetedzwa kwevakuru ndivo vanokosha.

Kana zvisina kudaro, chisarudzo chakajeka: kune avo vanoda kutora mukana uyu-teknolojia yekugadzira juggernaut, Apple stock ndiyo nzira yakanakisisa kunze kwezvisungo zvayo.

A Final Cautionary Word

Kune imwe yemakambani makuru enyika, Apple stock ine nhoroondo yekusagadzikana. MunaJuly 2015, somuenzaniso, nhamba yacho yakamira kupfuura $ 132 / mugove. Mwedzi gumi gare gare yakatengeswa zvishoma kudarika $ 90 / mugove - mukuru kudarika 30 muzana kurasika kwekukosha. Vatengesi, kunyanya avo vari mukati kana pedyo nevakasununguka, vanofanirwa kutora uku kusanzwisisa pavanofunga nezvekutsvaga kwemari muApple.

Zvinonzwisisika : Mashoko ari pawebsite ino anopa zvinangwa zvekukurukurirana chete, uye haafaniri kutorwa semazano ekutsvaga mari. Pasinei nemamiriro ezvinhu iyo ruzivo runomiririra hutungamiri kutenga kana kutengesa zvigumisiro. Nguva dzose taurirana nemudzidzisi wekutsvaga mari uye muteresi wezvemitero usati waita mari.

Yakagadziridzwa munaJune 2016